Fintech Expansion And Strategic AcquisitionExpansion of financial services and the acquisition of an AI-powered investing platform, together with entry into new fintech markets, increases the chance fintech becomes a meaningful profit contributor.
Margin Improvement From AI And ScaleScale efficiencies, cost discipline and AI-driven productivity are lowering corporate cost intensity and supporting margin expansion across businesses.
Product-led Revenue GrowthProduct-led and frequency-driven adoption is making revenue trends more sustainable by reducing reliance on incentives and supporting steadier top-line expansion.