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SoFi (DE:6B0)
FRANKFURT:6B0
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SoFi (6B0) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 02, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.1
Last Year’s EPS
0.25
Same Quarter Last Year
Based on 16 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 28, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted SoFi's strong financial performance, record growth in members and products, and successful capital raise. The company made significant strides in product innovation, especially in crypto and blockchain. Despite some economic and competitive risks, the overall sentiment is optimistic.
Company Guidance
During the SoFi Technologies Q3 2025 earnings call, CEO Anthony Noto highlighted the company's robust growth, emphasizing a 35% increase in total members to 12.6 million and a 36% rise in total products to 18.6 million. The cross-buy rate reached 40%, showcasing the efficacy of SoFi's one-stop-shop strategy. Financially, SoFi achieved a record adjusted net revenue of $950 million, up 38% year-over-year, with its Financial Services and Technology Platform segments contributing $534 million, representing 56% of total revenue. The Lending segment saw a 23% growth in adjusted net revenue to $481 million, driven by record originations totaling $9.9 billion. SoFi also reported a record adjusted EBITDA of $277 million, a margin of 29%, and net income of $139 million with a 14% margin, translating to an earnings per share of $0.11. The tangible book value increased to $7.2 billion, bolstered by a capital raise, and SoFi's Rule of 40 score for the quarter stood at 67%, reflecting its strong performance among fintechs and technology companies.
Record Member and Product Growth
SoFi added a record 905,000 new members in Q3, increasing total members by 35% year-over-year to 12.6 million. Additionally, they added a record 1.4 million new products, representing a growth of 36% year-over-year.
Exceptional Revenue and Profitability
Adjusted net revenue reached a record $950 million, up 38% year-over-year. Adjusted EBITDA was also a record at $277 million, with a margin of 29%.
Strong Performance in Financial Services and Technology Platform
These segments generated $534 million in revenue, up 57% year-over-year, and now represent 56% of total revenue.
Successful Capital Raise and Financial Strength
SoFi raised $1.7 billion in new capital, improving their balance sheet and reducing higher-cost debt by $1.2 billion.
Innovative Product Launches
Launched SoFi Pay for international payments and announced plans to relaunch crypto services, including buying, selling, and holding crypto assets directly in the SoFi app.

SoFi (DE:6B0) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

DE:6B0 Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 02, 2026
2025 (Q4)
0.10 / -
0.25
Oct 28, 2025
2025 (Q3)
0.07 / 0.09
0.043120.00% (+0.05)
Jul 29, 2025
2025 (Q2)
0.05 / 0.07
0.009700.00% (+0.06)
Apr 29, 2025
2025 (Q1)
0.03 / 0.05
0.017200.00% (+0.03)
Jan 27, 2025
2024 (Q4)
0.03 / 0.25
0.0171350.00% (+0.23)
Oct 29, 2024
2024 (Q3)
0.04 / 0.04
-0.25117.24% (+0.29)
Jul 30, 2024
2024 (Q2)
<0.01 / <0.01
-0.052116.67% (+0.06)
Apr 29, 2024
2024 (Q1)
<0.01 / 0.02
-0.043140.00% (+0.06)
Jan 29, 2024
2023 (Q4)
<0.01 / 0.02
-0.043140.00% (+0.06)
Oct 30, 2023
2023 (Q3)
-0.07 / -0.25
-0.078-222.22% (-0.17)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

DE:6B0 Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 28, 2025
€25.70€27.07+5.35%
Jul 29, 2025
€17.96€20.00+11.35%
Apr 29, 2025
€11.46€11.85+3.46%
Jan 27, 2025
€17.22€15.41-10.53%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does SoFi (DE:6B0) report earnings?
SoFi (DE:6B0) is schdueled to report earning on Feb 02, 2026, After Close (Confirmed).
    What is SoFi (DE:6B0) earnings time?
    SoFi (DE:6B0) earnings time is at Feb 02, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of SoFi stock?
          The P/E ratio of SoFi is N/A.
            What is DE:6B0 EPS forecast?
            DE:6B0 EPS forecast for the fiscal quarter 2025 (Q4) is 0.1.

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