The earnings call reflected a strong performance for Bank7 in Q2 2025, with significant loan and deposit growth and a high-quality credit portfolio. The bank maintained a high net interest margin and has a positive outlook for the future, although there are some concerns about potential increases in deposit costs and macroeconomic uncertainties.

Company Guidance

During the Bank7 Corp. Second Quarter 2025 Earnings Call, the management provided guidance on several key metrics. They reported strong loan and deposit growth, maintaining their Net Interest Margin (NIM) at the higher end of their historical range, and benefiting from a low efficiency ratio. The company experienced solid loan growth, particularly in the C&I, owner-occupied real estate, and energy sectors, with a noted shift towards hedged oil and gas production. Management expressed comfort with their asset quality, highlighting a clean portfolio with minimal non-performing assets. They also discussed the potential for deposit costs to rise slightly to support future growth while maintaining expectations for NIM within historical ranges. The company anticipates recovering fully on its oil and gas investments by mid-next year. The CEO reiterated their disciplined approach to potential M&A activities and talent acquisitions, emphasizing cultural alignment and strategic fit. Overall, Bank7 remains optimistic about the economic conditions in its operating regions and expects to continue delivering top-tier results.

Strong Loan and Deposit Growth

Bank7 experienced strong loan and deposit growth, which contributed to one of their best quarters ever. The growth was driven by a talented group of bankers and strong economic conditions in Oklahoma and Texas.

Maintained High Net Interest Margin (NIM)

The bank maintained its NIM on the higher end of its historical range, which, along with a low efficiency ratio, supported strong core earnings.

High-Quality Credit Portfolio

The bank maintained a high-quality credit book while growing the portfolio, resulting in a cleaner and smaller non-performing asset number over several quarters.

Positive Outlook on Deal Pipeline

The deal pipeline looks strong for the upcoming quarters, with expectations for continued strong loan origination similar to Q2.

Successful Oil and Gas Asset Recovery

The bank has recovered 75% of their cash outlay on oil and gas assets, with full recovery expected by the middle of next year.

Bank7 (BSVN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BSVN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	1.06 / -	1.24	―	―	―
Jul 17, 2025	2025 (Q2)	0.99 / 1.16	1.23	-5.69% (-0.07)
Apr 10, 2025	2025 (Q1)	0.99 / 1.08	1.21	-10.74% (-0.13)
Jan 16, 2025	2024 (Q4)	1.05 / 1.16	0.12	866.67% (+1.04)
Oct 11, 2024	2024 (Q3)	1.04 / 1.24	0.85	45.88% (+0.39)
Jul 11, 2024	2024 (Q2)	1.04 / 1.23	1.05	17.14% (+0.18)
Apr 12, 2024	2024 (Q1)	1.05 / 1.21	1.04	16.35% (+0.17)
Jan 29, 2024	2023 (Q4)	0.09 / 0.12	0.91	-86.81% (-0.79)
Oct 26, 2023	2023 (Q3)	1.00 / 0.85	0.87	-2.30% (-0.02)
Jul 20, 2023	2023 (Q2)	0.96 / 1.05	0.76	38.16% (+0.29)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BSVN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 17, 2025	$45.58	$46.44	+1.89%
Apr 10, 2025	$36.93	$35.15	-4.82%
Jan 16, 2025	$45.40	$43.95	-3.19%
Oct 11, 2024	$36.83	$39.30	+6.71%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bank7 (BSVN) report earnings?

Bank7 (BSVN) is schdueled to report earning on Oct 23, 2025, TBA (Confirmed).

What is Bank7 (BSVN) earnings time?

Bank7 (BSVN) earnings time is at Oct 23, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BSVN EPS forecast?

BSVN EPS forecast for the fiscal quarter 2025 (Q3) is 1.06.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing