The earnings call reflects a strong performance with particularly robust loan and deposit growth, maintaining a high NIM, and improved recovery on oil and gas assets. However, there are concerns about future deposit cost increases, economic uncertainty, and slight increases in expenses. The sentiment is positive overall due to the strong financial metrics and outlook despite these challenges.

Company Guidance -

Q3 2025

During the Bank7 Corp. Second Quarter 2025 Earnings Call, the management highlighted several key metrics and guidance for the remainder of the year. The company experienced strong loan and deposit growth, contributing to a solid net interest margin (NIM) that remained at the higher end of their historical range, despite a slight anticipated degradation due to competitive deposit pricing. The efficiency ratio was maintained at a low level, around 36% to 38%, contributing to robust core earnings. The asset quality remained high, with a continued focus on maintaining a strong credit portfolio. The management expressed optimism about the deal pipeline and loan origination, particularly in Texas and Oklahoma, although they acknowledged potential unpredictability from "chunky paydowns." They remain disciplined in their approach to mergers and acquisitions (M&A) and are open to evaluating opportunities in dynamic markets. Additionally, the company has recovered 75% of its cash outlay in oil and gas assets, with full recovery expected by mid-next year. Management is cautiously optimistic about the second half of the year, focusing on maintaining top-tier shareholder results.

Strong Loan and Deposit Growth

The company experienced strong loan and deposit growth, credited to the talented group of bankers. Loan growth in particular was highlighted as strong, with Q1 being strong and Q2 slightly stronger.

Maintained High Net Interest Margin (NIM)

The company maintained its NIM on the higher end of its historical range, which contributed to strong core earnings.

High-Quality Credit Portfolio

The company is very comfortable with asset quality, maintaining a high-quality credit book while growing the portfolio.

Continued Strong Performance in Key Markets

Performance in Oklahoma and Texas was described as economically strong, contributing to a robust deal pipeline.

Improved Recovery on Oil and Gas Assets

The company has recovered 75% of its cash outlay from oil and gas assets, up from 68% at the end of the last quarter, with full recovery expected by mid-next year.

Bank7 (BSVN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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BSVN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	1.06 / -	1.24	―	―	―
Jul 17, 2025	2025 (Q2)	0.99 / 1.16	1.23	-5.69% (-0.07)
Apr 10, 2025	2025 (Q1)	0.99 / 1.08	1.21	-10.74% (-0.13)
Jan 16, 2025	2024 (Q4)	1.05 / 1.16	0.12	866.67% (+1.04)
Oct 11, 2024	2024 (Q3)	1.04 / 1.24	0.85	45.88% (+0.39)
Jul 11, 2024	2024 (Q2)	1.04 / 1.23	1.05	17.14% (+0.18)
Apr 12, 2024	2024 (Q1)	1.05 / 1.21	1.04	16.35% (+0.17)
Jan 29, 2024	2023 (Q4)	0.09 / 0.12	0.91	-86.81% (-0.79)
Oct 26, 2023	2023 (Q3)	1.00 / 0.85	0.87	-2.30% (-0.02)
Jul 20, 2023	2023 (Q2)	0.96 / 1.05	0.76	38.16% (+0.29)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BSVN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 17, 2025	$45.58	$46.44	+1.89%
Apr 10, 2025	$36.93	$35.15	-4.82%
Jan 16, 2025	$45.40	$43.95	-3.19%
Oct 11, 2024	$36.83	$39.30	+6.71%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bank7 Corp. (BSVN) report earnings?

Bank7 Corp. (BSVN) is schdueled to report earning on Oct 23, 2025, TBA (Confirmed).

What is Bank7 Corp. (BSVN) earnings time?

Bank7 Corp. (BSVN) earnings time is at Oct 23, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BSVN EPS forecast?

BSVN EPS forecast for the fiscal quarter 2025 (Q3) is 1.06.

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