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Banque Cantonale Vaudoise (BQCNF)
OTHER OTC:BQCNF
Earnings Data
Report Date
Aug 20, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
―Last Year’s EPS
3.24Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a largely constructive picture: revenues were stable (‑0.4%), net profit held up well at CHF 430 million (‑2%), commissions and trading income helped offset declines in core NII, capital and liquidity metrics (CET1 18%, HQLA +CHF1.3bn, shareholder equity ≈CHF4bn) are strong, and retail/mortgage volumes grew (mortgages +5%, deposits +4%). Key challenges are the decline in NII (pure NII down ~CHF31m, ≈‑5%), continued low trade finance activity, slightly higher personnel costs, and a multi-year uptick in the loan-to-deposit ratio—none of which appear to threaten the bank’s stability in the near term. Overall, positive operating resilience and strong balance-sheet metrics outweigh the headwinds.Company Guidance
Revenue Stability
Group revenue essentially stable, down only 0.4% year-over-year, reflecting resilience across business lines.
Solid Net Profit
Net profit of CHF 430 million, only 2% below prior year (2024 was the second-best result in BCV history), demonstrating strong profitability in a challenging interest-rate environment.
Dividend Maintained
Proposed dividend of CHF 4.40 per share, unchanged from prior year, reflecting a conservative but shareholder-friendly distribution policy.
Commission Growth Partially Offsetting NII Decline
Net interest income (NII) declines were largely offset by higher commissions: NII before loan impairments fell by about CHF 26–31 million while commissions rose by approximately CHF 25 million.
Wealth & Trading Performance
Wealth management, trading and structured products performed well: trading income reported at CHF 195 million (stable year-over-year) and business-level trading income up to CHF 106 million from CHF 99 million (≈+7%).
Net New Money and AUM Growth
Net new money of CHF 3.8 billion and favorable market performance of CHF 6 billion; assets under management up about 8%.
Strong Capital and Liquidity Metrics
CET1 ratio at a robust 18% (Basel final provided a positive uplift of ~1.4 percentage points), shareholder equity approaching CHF 4 billion, LCR and NSFR at comfortable levels.
Retail & Mortgage Volume Growth
Retail banking volumes increased: mortgage loans up ~5% and customer deposits up ~4% in key segments; overall volume categories (mortgage, other loans, deposits, AUM) showed increases generally between 2% and 6% depending on segment.
Higher HQLA / Liquidity Reserve
Financial investments held for liquidity (HQLA) increased by CHF 1.3 billion as part of a deliberate liquidity strategy; customer deposits up 0.6%.
COVID-19 Bridge Loan Recoveries
90% of COVID-19 bridge loans repaid (81% by customers, 9% by the confederation), leaving limited residual exposure and signaling better-than-expected recovery in that program.
BQCNF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BQCNF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 12, 2026 | $138.94 | $144.31 | +3.86% |
Aug 21, 2025 | $116.38 | $119.84 | +2.97% |
Feb 13, 2025 | $98.68 | $99.39 | +0.72% |
Aug 22, 2024 | $114.80 | $114.80 | 0.00% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banque Cantonale Vaudoise (BQCNF) report earnings?
Banque Cantonale Vaudoise (BQCNF) is schdueled to report earning on Aug 20, 2026, Before Open (Confirmed).
What is Banque Cantonale Vaudoise (BQCNF) earnings time?
Banque Cantonale Vaudoise (BQCNF) earnings time is at Aug 20, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BQCNF EPS forecast?
Currently, no data Available