Bank of New York Mellon (BK) Earnings Dates, Call Summary & Reports

Compare

1,836 Followers

Earnings Data

Report Date

Apr 16, 2026

Before Open (Confirmed)

Period Ending

2026 (Q1)

Consensus EPS Forecast

1.89

Last Year’s EPS

1.58

Same Quarter Last Year

Analyst Consensus

Moderate Buy

Based on 12 Analysts Ratings

Earnings Call Summary

Q4 2025

Earnings Call Date:Jan 13, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call conveyed strong execution and momentum: record revenue and net income, meaningful operating leverage, robust segment performances (notably Security Services and Markets & Wealth Services), increased medium-term financial targets and progress on AI and platform initiatives. Headwinds are isolated to Investment & Wealth Management flows, some fee pressures (Pershing), deposit margin compression and continued investment-driven expense growth. On balance the positive financial results, clear guidance, raised targets and evidence of commercial traction outweigh the challenges.

Company Guidance

BNY guided 2026 total revenue (ex-notable items) to grow about 5% year‑over‑year (market‑dependent) with expenses (ex‑notable items) planned to rise roughly 3–4%, targeting >100 basis points of positive operating leverage; management said net interest income should be a little ahead of 5% while fee growth may be a bit below 5%. The bank expects average balances to be roughly flat in 2026, will continue reinvesting maturing securities (citing a ~100–150 bp pickup on reinvestment), and anticipates a quarterly tax rate of ~23% (with a Q1 tax benefit from annual vesting) and elevated Q1 staff expense for long‑term incentive vesting. Over the medium term BNY raised its targets by 500 bps each — pretax margin to 38% (from ≥33%) and return on tangible common equity to 28% (from ≥23%) — while keeping its Tier 1 leverage management target at 5.5–6% (managing to the upper end); liquidity remains strong (LCR 112%, NSFR 130%) and capital returns continued (Q4 capital returned $1.4bn, full‑year $5.0bn, FY25 payout ratio 100%).

Record Financial Results

Full-year 2025 record net income of $5.3 billion on record revenue of $20.1 billion (total revenue +8% YoY). Return on tangible common equity (ROTCE) of 26% for the year. Full-year net interest income up 15% YoY. Full-year expenses up 3%, supporting positive operating leverage and margin expansion.

Strong Q4 Performance and EPS Growth

Q4 total revenue of $5.2 billion (+7% YoY) with fee revenue +5%. Net interest income in the quarter +13% YoY. Reported EPS for Q4 was $2.02 (+31% YoY); full-year EPS was $7.40 (+28% YoY; $7.50 excluding notable items, +24%). Provision for credit losses was a benefit of $26 million in the quarter.

Material Operating Leverage and Margin Improvement

Generated 507 basis points of positive operating leverage on a reported basis in 2025 (411 bps excluding notable items). Full-year reported pretax margin improved to 35% (36% excluding notable items); Q4 pretax margin ~36% and return on tangible common equity was 27% for the quarter.

Security Services Momentum

Security Services revenue $2.5 billion in Q4 (+7% YoY). Investment services fees in the segment +11% YoY. ETF AUC/A reached $3.8 trillion (+34% YoY) with 2,500+ funds serviced (+22% YoY). Segment pretax income $838 million (+30% YoY) and pretax margin ~34%, exceeding the prior medium-term target of >=30%.

Markets & Wealth Services Strength

Markets & Wealth Services revenue $1.8 billion in Q4 (+8% YoY). Clearance and Collateral Management investment services fees +15% YoY; average collateral balances $7.5 trillion (+15% YoY). Net new assets at Pershing were $51 billion in Q4. Segment net interest income +20% YoY and pretax margin ~49%.

Capital Returns and Balance Sheet Strength

Returned $5 billion of capital to shareholders in 2025 via dividends and buybacks; Q4 capital returned $1.4 billion with a total payout ratio of 100%. CET1 ratio ended Q4 at 11.9% (up 17 bps sequentially). Liquidity metrics remained strong: LCR 112% and NSFR 130%.

Progress on Platform Operating Model and AI

Transitioned ~50% of people into platform operating model during 2025, bringing >70% of people into the model overall. Deployed over 130 digital employees in 2025 and scaled the enterprise AI platform 'Eliza' with collaborations (Google Cloud, OpenAI), targeting capacity gains and productivity improvements.

Raised Medium-Term Financial Targets and 2026 Guidance

Increased medium-term targets: pretax margin target raised by 500 bps to 38% and ROTCE target raised by 500 bps to 28%. 2026 guidance: total revenue (ex-notable items) ~+5% YoY (market-dependent), expense growth ~3%–4% and target of >=100 bps positive operating leverage for 2026.

Commercial Model and Client Wins

Record sales performance for the year; number of clients buying 3+ services increased by ~64% over two years. Notable client wins in Q4 include WisdomTree (banking-as-a-service for digital assets), a front-to-back win with an active asset manager, and Japan's Government Pension Investment Fund for private markets data/analytics. 10% of 2025 sales were new logos.

Bank of New York Mellon (BK) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BK Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Apr 16, 2026	2026 (Q1)	1.89 / -	1.58	―	―	―
Jan 13, 2026	2025 (Q4)	1.91 / 2.02	1.54	31.17% (+0.48)
Oct 16, 2025	2025 (Q3)	1.76 / 1.88	1.5	25.33% (+0.38)
Jul 15, 2025	2025 (Q2)	1.75 / 1.93	1.52	26.97% (+0.41)
Apr 11, 2025	2025 (Q1)	1.50 / 1.58	1.25	26.40% (+0.33)
Jan 15, 2025	2024 (Q4)	1.54 / 1.54	0.33	366.67% (+1.21)
Oct 11, 2024	2024 (Q3)	1.41 / 1.50	1.22	22.95% (+0.28)
Jul 12, 2024	2024 (Q2)	1.42 / 1.52	1.3	16.92% (+0.22)
Apr 16, 2024	2024 (Q1)	1.19 / 1.25	1.12	11.61% (+0.13)
Jan 12, 2024	2023 (Q4)	0.85 / 0.33	0.62	-46.77% (-0.29)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BK Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jan 13, 2026	$120.66	$122.93	+1.88%
Oct 16, 2025	$108.40	$106.20	-2.03%
Jul 15, 2025	$94.28	$94.19	-0.10%
Apr 11, 2025	$75.36	$76.40	+1.38%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.