The earnings call presented a mix of strong sales performance and shareholder returns, contrasted by declining adjusted earnings and challenges in underwriting margins. The company's strong capital and liquidity position provides a solid foundation, but the decline in earnings and statutory losses raise concerns.

Company Guidance -

Q3 2025

During Brighthouse Financial's Second Quarter 2025 Earnings Conference Call, the company reported strong financial performance and progress in strategic initiatives. Annuity sales reached $2.6 billion, reflecting a 16% sequential increase and an 8% increase compared to the previous year, with Shield sales contributing $1.9 billion. Life insurance sales totaled $33 million, leading to record year-to-date sales of $69 million, up 21% from 2024. The company maintained a robust liquidity position with over $900 million in liquid assets at the holding company as of June 30, 2025. The estimated combined risk-based capital (RBC) ratio stood between 405% and 425%, within the target range of 400% to 450%. Corporate expenses decreased to $202 million from $239 million in the first quarter. The company repurchased $43 million in common stock during the second quarter, contributing to $102 million year-to-date repurchases, with a remaining $441 million capacity under the share repurchase program. Adjusted earnings for the quarter were $198 million, or $3.43 per share.

Strong Annuity and Life Insurance Sales

Total annuity sales were $2.6 billion, increasing 16% sequentially and 8% year-over-year. Shield sales contributed significantly with $1.9 billion in the quarter. Life insurance sales reached a record $69 million year-to-date, a 21% increase from the same period in 2024.

Capital and Liquidity Position

Brighthouse Financial maintained a strong capital position with an estimated combined RBC ratio of 405%-425% and liquid assets at the holding company exceeding $900 million as of June 30.

Shareholder Returns

The company repurchased $43 million of common stock in the second quarter, bringing the year-to-date total to $102 million. Since the inception of the repurchase program in 2018, over $2.6 billion in stock has been repurchased, representing 52% of outstanding shares.

Brighthouse Financial (BHF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BHF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 06, 2025	2025 (Q3)	5.04 / -	12.58	―	―	―
Aug 07, 2025	2025 (Q2)	4.38 / 3.43	5.57	-38.42% (-2.14)
May 08, 2025	2025 (Q1)	4.58 / 4.01	-1.56	357.05% (+5.57)
Feb 11, 2025	2024 (Q4)	4.34 / 5.07	2.73	85.71% (+2.34)
Nov 07, 2024	2024 (Q3)	4.47 / 12.58	4.97	153.12% (+7.61)
Aug 07, 2024	2024 (Q2)	4.39 / 5.57	4.13	34.87% (+1.44)
May 07, 2024	2024 (Q1)	3.87 / -1.56	2.86	-154.55% (-4.42)
Feb 12, 2024	2023 (Q4)	3.67 / 2.73	3.46	-21.10% (-0.73)
Nov 07, 2023	2023 (Q3)	3.92 / 4.97	1.35	268.15% (+3.62)
Aug 08, 2023	2023 (Q2)	3.48 / 4.13	0.33	1151.52% (+3.80)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BHF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	$46.07	$44.52	-3.36%
May 08, 2025	$57.89	$58.74	+1.47%
Feb 11, 2025	$58.49	$58.49	0.00%
Nov 07, 2024	$51.09	$50.51	-1.14%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Brighthouse Financial (BHF) report earnings?

Brighthouse Financial (BHF) is schdueled to report earning on Nov 06, 2025, After Close (Confirmed).

What is Brighthouse Financial (BHF) earnings time?

Brighthouse Financial (BHF) earnings time is at Nov 06, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BHF EPS forecast?

BHF EPS forecast for the fiscal quarter 2025 (Q3) is 5.05.

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