Strong Tangible Book Value Growth
BBVA reported a 17% year-over-year increase in tangible book value per share plus dividends, with a 4.5% increase in the quarter.
High Profitability Ratios
The bank maintained an industry-leading return on tangible equity of 19.7% and a return on equity of 18.8% for the first nine months of 2025.
Record Net Attributable Profit
BBVA achieved a net attributable profit of EUR 8 billion for the first nine months of 2025, representing a 4.7% increase year-over-year.
CET1 Capital Ratio Improvement
The CET1 capital ratio improved by 8 basis points during the quarter, reaching 13.42%.
Positive Revenue Growth
Core revenues increased significantly, with net interest income and fees growing 18% and 15% year-over-year, respectively.
Impressive Loan Growth
Loan growth maintained at 16% year-over-year, supporting a strong net interest income performance.
Efficiency Ratio Improvement
The efficiency ratio improved to 38.2%, reflecting better cost management and revenue performance.
Sustainable Business Growth
BBVA channeled a record EUR 97 billion in sustainable business for the first nine months of 2025.