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Banco Bilbao (BBVA)
NYSE:BBVA
Earnings Data
Report Date
Jul 31, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.48Last Year’s EPS
0.51Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 29, 2025
|% Change Since: 4.11%
|Next Earnings Date:Jul 31, 2025
Earnings Call Sentiment|Positive
The earnings call highlights strong financial performance with significant growth in profitability, customer acquisition, and loan growth. However, there are challenges due to new taxes in Spain and macroeconomic uncertainties in Turkey and Mexico that could impact future performance.Company Guidance
During BBVA's first quarter 2025 earnings call, the company provided a comprehensive update on its financial metrics, demonstrating strong performance and strategic focus. Tangible value per share plus dividends increased by 14.1% year-over-year, and 3.3% over the quarter. Profitability was highlighted with a return on tangible equity of 20.2% and a return on equity of 19.3%, positioning BBVA as potentially the most profitable European bank among the continent's largest 15 banks. Net attributable profit for the quarter was EUR 2,698 million, marking a 23% increase year-over-year and a 10.9% rise from the previous quarter, translating into earnings per share of EUR 0.45, a 24% increase year-over-year. The CET1 fully loaded capital ratio improved by 21 basis points to 13.09%, exceeding the target range and regulatory requirements. Net interest income saw an 8.5% year-over-year growth, with net fees and commissions up by 19%, while the efficiency ratio improved to 38.2%. Asset quality remained solid with a cost of risk at 130 basis points. BBVA also reported record acquisition of 2.9 million new customers and EUR 29 billion in sustainable business for the quarter.Strong Tangible Value Growth
Tangible value per share plus dividends increased by 14.1% year-over-year and 3.3% in the first quarter of 2025.
Outstanding Profitability
Return on tangible equity reached 20.2% and return on equity was 19.3% in the first quarter of 2025.
Record Net Attributable Profit
Net attributable profit for the quarter reached EUR 2,698 million, a 23% increase year-over-year and 10.9% higher than the previous quarter.
Robust Loan Growth
Loan growth in Spain reached 6.6% year-over-year, and Mexico saw a significant loan growth of 17.2% year-over-year.
Increased Customer Base
The bank acquired a record 2.9 million new customers in the first quarter of 2025, with 66% through digital channels.
Improved Efficiency Ratio
The efficiency ratio improved to 38.2%, an improvement of 469 basis points versus last year.
Solid Asset Quality
Non-Performing Loan (NPL) ratio stood at 2.9% and the coverage ratio at 82%, with a cost of risk at 130 basis points.
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BBVA Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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BBVA Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 29, 2025 | $14.37 | $14.04 | -2.30% |
Jan 30, 2025 | $11.18 | $11.39 | +1.88% |
Oct 31, 2024 | $9.55 | $9.63 | +0.84% |
Jul 31, 2024 | $10.35 | $9.97 | -3.67% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Banco Bilbao (BBVA) report earnings?
Banco Bilbao (BBVA) is schdueled to report earning on Jul 31, 2025, TBA Not Confirmed.
What is Banco Bilbao (BBVA) earnings time?
Banco Bilbao (BBVA) earnings time is at Jul 31, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BBVA EPS forecast?
BBVA EPS forecast for the fiscal quarter 2025 (Q2) is 0.48.
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