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Enact Holdings (ACT)
NASDAQ:ACT
Earnings Data
Report Date
Feb 10, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.08Last Year’s EPS
1.09Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a strong quarter for Enact, with increased capital return expectations, a new credit facility, and positive ratings upgrades showcasing the company's strong financial position. However, there are challenges such as increased delinquencies and a slight decline in adjusted operating income per share. Despite these challenges, the overall business performance and strategic initiatives point to a largely positive outlook.Company Guidance
Increased Capital Return Expectation
Enact has raised its 2025 capital return expectation to approximately $500 million, up from prior guidance of $400 million, reflecting strong business performance.
New Credit Facility
Enact entered a new $435 million revolving credit facility with favorable terms, providing additional financial flexibility.
Positive Ratings Upgrade
Moody's upgraded Enact's rating to A2 from A3 and Enact Holdings' ratings to Baa2 from Baa3, while A.M. Best moved the outlook to positive.
Strong Insurance Metrics
Adjusted operating income was $166 million, with a 13% return on equity. Insurance in-force increased 2% year-over-year to $272 billion.
Effective Cost Management
Expenses were down year-over-year despite inflation, with improved expectations for the remainder of 2025.
ACT Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ACT Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 05, 2025 | $35.93 | $36.74 | +2.25% |
Jul 30, 2025 | $34.23 | $34.56 | +0.96% |
Apr 30, 2025 | $35.38 | $36.16 | +2.20% |
Feb 04, 2025 | $33.04 | $33.53 | +1.48% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Enact Holdings (ACT) report earnings?
Enact Holdings (ACT) is schdueled to report earning on Feb 10, 2026, After Close (Confirmed).
What is Enact Holdings (ACT) earnings time?
Enact Holdings (ACT) earnings time is at Feb 10, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ACT EPS forecast?
ACT EPS forecast for the fiscal quarter 2025 (Q4) is 1.08.