The earnings call highlighted strong financial performance and growth in several segments, particularly in the P&C insurance and reinsurance sectors. However, challenges in competitive market conditions and specific segments like the program business in MidCorp were noted. Overall, the positive aspects of growth and profitability outweigh the challenges.

Company Guidance -

Q3 2025

During the Second Quarter 2025 Arch Capital Earnings Conference Call, the company reported an after-tax operating income of $979 million, translating to an operating earnings per share of $2.58. Book value per share grew by 7.3% in the quarter, driven by a strong performance across its business segments. The Property and Casualty (P&C) Insurance group achieved an underwriting income of $129 million, with net premium written surpassing $2 billion, a 30.7% increase from the previous year, largely due to an acquisition that contributed $451 million in net premium written. The Reinsurance segment recorded $451 million in underwriting income and saw an 8.7% increase in gross written premium year-over-year. The Mortgage segment produced $238 million in underwriting income, supported by a robust in-force portfolio despite low origination activity. The company also highlighted a 4.4% growth in investable assets and a 7% rise in net investment income, which amounted to $405 million for the quarter. The overall ex-cat accident year combined ratio stood at 80.9%, reflecting the company's disciplined underwriting approach. Arch Capital emphasized their strategic focus on growing in areas offering attractive risk-adjusted returns, while maintaining a cautious stance in more competitive markets like excess D&O and cyber.

Strong After-Tax Operating Income

Arch Capital reported after-tax operating income of $979 million, resulting in operating earnings per share of $2.58 and an annualized operating return on average common equity of 18.2%.

Book Value Per Share Growth

Book value per share grew by 7.3% in the quarter, reflecting solid earnings and realized gains.

P&C Insurance Segment Growth

Net premium written in the Property and Casualty Insurance group surpassed $2 billion, up 30.7% from the second quarter of 2024, driven by the acquisition of U.S. middle market and entertainment businesses.

Reinsurance Segment Performance

The Reinsurance segment delivered strong results with $451 million in underwriting income and gross written premium increasing 8.7% compared to the prior year.

Mortgage Segment Profitability

The Mortgage segment delivered $238 million of underwriting income, despite ongoing economic uncertainty and low origination activity.

Increase in Investable Assets

Investable assets grew 4.4% in the second quarter, benefiting from strong premium growth and cash flow.

Arch Capital Group (ACGL) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

ACGL Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	1.71 / -	1.99	―	―	―
Jul 29, 2025	2025 (Q2)	2.30 / 2.58	2.57	0.39% (+0.01)
Apr 29, 2025	2025 (Q1)	1.32 / 1.54	2.45	-37.14% (-0.91)
Feb 10, 2025	2024 (Q4)	1.81 / 2.26	2.49	-9.24% (-0.23)
Oct 30, 2024	2024 (Q3)	2.00 / 1.99	2.31	-13.85% (-0.32)
Jul 30, 2024	2024 (Q2)	2.22 / 2.57	1.92	33.85% (+0.65)
Apr 29, 2024	2024 (Q1)	2.09 / 2.45	1.73	41.62% (+0.72)
Feb 14, 2024	2023 (Q4)	2.03 / 2.49	2.14	16.36% (+0.35)
Oct 30, 2023	2023 (Q3)	1.61 / 2.31	0.28	725.00% (+2.03)
Jul 26, 2023	2023 (Q2)	1.61 / 1.92	1.34	43.28% (+0.58)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ACGL Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 29, 2025	$86.12	$85.61	-0.59%
Apr 29, 2025	$92.39	$90.68	-1.85%
Feb 10, 2025	$91.46	$89.60	-2.03%
Oct 30, 2024	$99.98	$93.72	-6.26%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Arch Capital Group Ltd (ACGL) report earnings?

Arch Capital Group Ltd (ACGL) is schdueled to report earning on Oct 29, 2025, After Close (Confirmed).

What is Arch Capital Group Ltd (ACGL) earnings time?

Arch Capital Group Ltd (ACGL) earnings time is at Oct 29, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ACGL EPS forecast?

ACGL EPS forecast for the fiscal quarter 2025 (Q3) is 1.71.

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