Payfare was a fintech company that provided payment, payout, and card-issuing solutions enabling real-time earnings access and disbursements for gig workers, marketplaces, and enterprise payroll partners. The company's platform combined prepaid/payroll card issuance, instant bank transfers, and API-based payout rails to simplify wage distribution and consumer payments. Payfare was acquired by Fiserv and its technology and services were folded into Fiserv's broader payments and merchant solutions.