The MassMutual RetireSMART 2020 Fund Class A (MRTAX) is a mutual fund designed for investors who are planning to retire in the year 2020. This fund aims to provide a diversified portfolio of investments that can help investors reach their retirement goals. It is managed by MassMutual, a reputable financial services company, and offers a mix of stocks, bonds, and other assets to help investors achieve a balance of growth and stability. The Class A shares of this fund may have a front-end sales charge, but also offer potential discounts for larger investments. Overall, the MassMutual RetireSMART 2020 Fund Class A is a suitable option for investors looking for a retirement-focused mutual fund with a target date of 2020.