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15-Year Mortgage Rate

Name: 15-Year Mortgage Rate
Creator: TipRanks

The '15-Year Mortgage Rate' in the USA is the average interest rate for a fixed-rate mortgage with a 15-year term. It is a key indicator of housing affordability and consumer borrowing costs, influencing home buying decisions and refinancing activity. Lower rates typically stimulate housing demand and consumer spending, while higher rates can dampen these activities. This rate is closely watched by financial markets as it reflects broader economic conditions and monetary policy impacts.