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Laurentian Bank (TSE:LB)
TSX:LB
Canadian Market

Laurentian Bank (LB) Ratios

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Laurentian Bank Ratios

TSE:LB's free cash flow for Q4 2025 was C$―. For the 2025 fiscal year, TSE:LB's free cash flow was decreased by C$ and operating cash flow was C$―. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.05 0.07 0.12 2.59 1.20
Quick Ratio
0.05 0.07 0.12 8.90 4.28
Cash Ratio
0.04 0.05 0.11 2.18 0.64
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.02 <0.01 -0.05 0.95 0.10
Short-Term Operating Cash Flow Coverage
0.17 0.03 0.00 0.00 0.00
Net Current Asset Value
C$ -45.48BC$ -42.44BC$ -45.55BC$ -45.48BC$ -40.86B
Leverage Ratios
Debt-to-Assets Ratio
0.39 0.37 0.31 0.30 0.31
Debt-to-Equity Ratio
6.84 6.27 5.33 5.41 5.31
Debt-to-Capital Ratio
0.87 0.86 0.84 0.84 0.84
Long-Term Debt-to-Capital Ratio
0.84 0.85 0.84 0.84 0.84
Financial Leverage Ratio
17.49 16.76 17.45 18.24 17.07
Debt Service Coverage Ratio
0.04 0.03 -0.02 -0.07 0.21
Interest Coverage Ratio
0.10 0.12 0.15 1.37 0.13
Debt to Market Cap
11.05 18.96 13.68 11.32 7.55
Interest Debt Per Share
472.68 440.08 385.48 364.32 336.20
Net Debt to EBITDA
80.31 64.85 0.00 0.00 98.30
Profitability Margins
Gross Profit Margin
38.88%36.49%100.00%100.00%100.00%
EBIT Margin
7.67%7.44%-5.85%-5.07%7.24%
EBITDA Margin
9.57%9.67%0.00%0.00%13.38%
Operating Profit Margin
5.86%7.44%22.87%98.31%7.24%
Pretax Profit Margin
7.62%-0.86%20.52%26.66%7.24%
Net Profit Margin
6.29%-0.21%17.66%21.91%5.69%
Continuous Operations Profit Margin
6.29%-0.21%17.66%21.91%5.69%
Net Income Per EBT
82.54%24.75%86.06%82.19%78.61%
EBT Per EBIT
130.13%-11.56%89.72%27.12%100.00%
Return on Assets (ROA)
0.30%-0.01%0.36%0.45%0.13%
Return on Equity (ROE)
5.23%-0.19%6.33%8.15%2.16%
Return on Capital Employed (ROCE)
0.69%1.02%0.63%2.04%0.17%
Return on Invested Capital (ROIC)
0.48%0.19%0.53%10.19%0.79%
Return on Tangible Assets
0.30%-0.01%0.37%0.45%0.13%
Earnings Yield
8.43%-0.48%16.40%17.20%3.10%
Efficiency Ratios
Receivables Turnover
0.00 10.86 0.00 0.00 0.00
Payables Turnover
0.00 1.53 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
27.64 30.24 8.57 7.70 9.43
Asset Turnover
0.05 0.05 0.02 0.02 0.02
Working Capital Turnover Ratio
-0.08 -0.14 -0.21 1.17 5.09
Cash Conversion Cycle
0.00 -204.64 0.00 0.00 0.00
Days of Sales Outstanding
0.00 33.61 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 238.25 0.00 0.00 0.00
Operating Cycle
0.00 33.61 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
15.68 4.53 -13.29 20.70 3.10
Free Cash Flow Per Share
14.79 3.69 -14.18 19.24 2.16
CapEx Per Share
0.89 0.84 0.89 1.46 0.94
Free Cash Flow to Operating Cash Flow
0.94 0.81 1.07 0.93 0.70
Dividend Paid and CapEx Coverage Ratio
5.51 1.62 -4.75 5.76 1.11
Capital Expenditure Coverage Ratio
17.68 5.37 -14.93 14.23 3.30
Operating Cash Flow Coverage Ratio
0.04 0.01 -0.04 0.06 <0.01
Operating Cash Flow to Sales Ratio
0.29 0.08 -0.56 0.87 0.13
Free Cash Flow Yield
37.05%14.14%-55.84%63.30%5.09%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.86 -208.01 6.10 5.81 32.30
Price-to-Sales (P/S) Ratio
0.75 0.44 1.08 1.27 1.84
Price-to-Book (P/B) Ratio
0.62 0.40 0.39 0.47 0.70
Price-to-Free Cash Flow (P/FCF) Ratio
2.70 7.07 -1.79 1.58 19.63
Price-to-Operating Cash Flow Ratio
2.55 5.75 -1.91 1.47 13.68
Price-to-Earnings Growth (PEG) Ratio
5.93 1.88 -0.28 0.02 -0.57
Price-to-Fair Value
0.62 0.40 0.39 0.47 0.70
Enterprise Value Multiple
88.10 69.42 0.00 0.00 112.04
Enterprise Value
19.97B 17.35B 14.92B 14.30B 15.03B
EV to EBITDA
88.10 69.42 0.00 0.00 112.04
EV to Sales
8.43 6.72 14.55 13.83 14.99
EV to Free Cash Flow
30.51 107.26 -24.20 17.15 160.06
EV to Operating Cash Flow
28.79 87.29 -25.82 15.95 111.57
Tangible Book Value Per Share
60.38 60.36 57.31 55.46 52.62
Shareholders’ Equity Per Share
64.52 64.49 65.76 64.19 60.84
Tax and Other Ratios
Effective Tax Rate
0.17 0.75 0.14 0.18 0.21
Revenue Per Share
53.55 58.91 23.59 23.87 23.09
Net Income Per Share
3.37 -0.13 4.17 5.23 1.31
Tax Burden
0.83 0.25 0.86 0.82 0.79
Interest Burden
0.99 -0.12 -3.51 -5.25 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.16 0.15 0.38 0.37 0.37
Stock-Based Compensation to Revenue
0.00 0.00 0.00 <0.01 0.03
Income Quality
4.66 -36.15 -3.19 3.96 2.36
Currency in CAD