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Laurentian Bank (TSE:LB)
TSX:LB
Canadian Market

Laurentian Bank (LB) Ratios

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Laurentian Bank Ratios

TSE:LB's free cash flow for Q4 2025 was C$―. For the 2025 fiscal year, TSE:LB's free cash flow was decreased by C$ and operating cash flow was C$―. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.05- 0.07 0.12 2.59
Quick Ratio
0.05- 0.07 0.12 8.90
Cash Ratio
0.04- 0.05 0.11 2.18
Solvency Ratio
<0.01- <0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.02- <0.01 -0.05 0.95
Short-Term Operating Cash Flow Coverage
0.17- 0.03 0.00 0.00
Net Current Asset Value
C$ -45.48B-C$ -42.44BC$ -45.55BC$ -45.48B
Leverage Ratios
Debt-to-Assets Ratio
0.39- 0.37 0.31 0.30
Debt-to-Equity Ratio
6.84- 6.27 5.33 5.41
Debt-to-Capital Ratio
0.87- 0.86 0.84 0.84
Long-Term Debt-to-Capital Ratio
0.84- 0.85 0.84 0.84
Financial Leverage Ratio
17.49- 16.76 17.45 18.24
Debt Service Coverage Ratio
0.04- 0.03 -0.02 -0.07
Interest Coverage Ratio
0.10- 0.12 0.15 1.37
Debt to Market Cap
11.05- 18.96 13.68 11.32
Interest Debt Per Share
472.68- 440.08 385.48 364.32
Net Debt to EBITDA
80.31- 64.85 0.00 0.00
Profitability Margins
Gross Profit Margin
38.88%-36.49%100.00%100.00%
EBIT Margin
7.67%-7.44%-5.85%-5.07%
EBITDA Margin
9.57%-9.67%0.00%0.00%
Operating Profit Margin
5.86%-7.44%22.87%98.31%
Pretax Profit Margin
7.62%--0.86%20.52%26.66%
Net Profit Margin
6.29%--0.21%17.66%21.91%
Continuous Operations Profit Margin
6.29%--0.21%17.66%21.91%
Net Income Per EBT
82.54%-24.75%86.06%82.19%
EBT Per EBIT
130.13%--11.56%89.72%27.12%
Return on Assets (ROA)
0.30%--0.01%0.36%0.45%
Return on Equity (ROE)
5.23%--0.19%6.33%8.15%
Return on Capital Employed (ROCE)
0.69%-1.02%0.63%2.04%
Return on Invested Capital (ROIC)
0.48%-0.19%0.53%10.19%
Return on Tangible Assets
0.30%--0.01%0.37%0.45%
Earnings Yield
8.43%--0.48%16.40%17.20%
Efficiency Ratios
Receivables Turnover
0.00- 10.86 0.00 0.00
Payables Turnover
0.00- 1.53 0.00 0.00
Inventory Turnover
0.00- 0.00 0.00 0.00
Fixed Asset Turnover
27.64- 30.24 8.57 7.70
Asset Turnover
0.05- 0.05 0.02 0.02
Working Capital Turnover Ratio
-0.08- -0.14 -0.21 1.17
Cash Conversion Cycle
0.00- -204.64 0.00 0.00
Days of Sales Outstanding
0.00- 33.61 0.00 0.00
Days of Inventory Outstanding
0.00- 0.00 0.00 0.00
Days of Payables Outstanding
0.00- 238.25 0.00 0.00
Operating Cycle
0.00- 33.61 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
15.68- 4.53 -13.29 20.70
Free Cash Flow Per Share
14.79- 3.69 -14.18 19.24
CapEx Per Share
0.89- 0.84 0.89 1.46
Free Cash Flow to Operating Cash Flow
0.94- 0.81 1.07 0.93
Dividend Paid and CapEx Coverage Ratio
5.51- 1.62 -4.75 5.76
Capital Expenditure Coverage Ratio
17.68- 5.37 -14.93 14.23
Operating Cash Flow Coverage Ratio
0.04- 0.01 -0.04 0.06
Operating Cash Flow to Sales Ratio
0.29- 0.08 -0.56 0.87
Free Cash Flow Yield
37.05%-14.14%-55.84%63.30%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.86- -208.01 6.10 5.81
Price-to-Sales (P/S) Ratio
0.75- 0.44 1.08 1.27
Price-to-Book (P/B) Ratio
0.62- 0.40 0.39 0.47
Price-to-Free Cash Flow (P/FCF) Ratio
2.70- 7.07 -1.79 1.58
Price-to-Operating Cash Flow Ratio
2.55- 5.75 -1.91 1.47
Price-to-Earnings Growth (PEG) Ratio
5.93- 1.88 -0.28 0.02
Price-to-Fair Value
0.62- 0.40 0.39 0.47
Enterprise Value Multiple
88.10- 69.42 0.00 0.00
Enterprise Value
19.97B- 17.35B 14.92B 14.30B
EV to EBITDA
88.10- 69.42 0.00 0.00
EV to Sales
8.43- 6.72 14.55 13.83
EV to Free Cash Flow
30.51- 107.26 -24.20 17.15
EV to Operating Cash Flow
28.79- 87.29 -25.82 15.95
Tangible Book Value Per Share
60.38- 60.36 57.31 55.46
Shareholders’ Equity Per Share
64.52- 64.49 65.76 64.19
Tax and Other Ratios
Effective Tax Rate
0.17- 0.75 0.14 0.18
Revenue Per Share
53.55- 58.91 23.59 23.87
Net Income Per Share
3.37- -0.13 4.17 5.23
Tax Burden
0.83- 0.25 0.86 0.82
Interest Burden
0.99- -0.12 -3.51 -5.25
Research & Development to Revenue
0.00- 0.00 0.00 0.00
SG&A to Revenue
0.16- 0.15 0.38 0.37
Stock-Based Compensation to Revenue
0.00- 0.00 0.00 <0.01
Income Quality
4.66- -36.15 -3.19 3.96
Currency in CAD