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The Travelers Companies Inc (TRV)
NYSE:TRV
US Market
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Travelers Companies (TRV) Ratios

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Travelers Companies Ratios

TRV's free cash flow for Q3 2025 was $0.47. For the 2025 fiscal year, TRV's free cash flow was decreased by $ and operating cash flow was $0.20. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 27.38 3.35 23.40 21.34
Quick Ratio
0.00 27.38 3.35 28.36 26.43
Cash Ratio
0.00 0.17 0.19 0.17 0.15
Solvency Ratio
0.07 0.04 0.04 0.05 0.04
Operating Cash Flow Ratio
0.00 1.98 1.57 1.66 1.38
Short-Term Operating Cash Flow Coverage
33.28 77.11 64.65 72.74 0.00
Net Current Asset Value
$ -100.45B$ 5.36B$ -80.37B$ 11.26B$ 13.09B
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.06 0.06 0.06 0.06
Debt-to-Equity Ratio
0.29 0.32 0.34 0.25 0.22
Debt-to-Capital Ratio
0.23 0.24 0.25 0.20 0.18
Long-Term Debt-to-Capital Ratio
0.22 0.24 0.25 0.20 0.18
Financial Leverage Ratio
4.55 5.06 5.37 4.17 4.00
Debt Service Coverage Ratio
12.23 8.59 8.91 11.07 11.28
Interest Coverage Ratio
18.18 96.24 10.56 12.07 8.73
Debt to Market Cap
0.15 0.18 0.16 0.19 0.18
Interest Debt Per Share
43.17 36.60 32.25 30.70 27.18
Net Debt to EBITDA
0.85 1.65 1.43 1.15 1.34
Profitability Margins
Gross Profit Margin
32.22%100.00%100.00%100.00%100.00%
EBIT Margin
15.89%9.06%10.05%13.78%11.18%
EBITDA Margin
20.78%10.80%12.28%16.28%13.65%
Operating Profit Margin
15.28%87.49%10.05%11.78%9.25%
Pretax Profit Margin
15.05%8.15%9.09%12.80%10.12%
Net Profit Margin
12.13%7.23%7.71%10.52%8.43%
Continuous Operations Profit Margin
12.13%7.23%7.71%10.52%8.43%
Net Income Per EBT
80.61%88.73%84.73%82.14%83.32%
EBT Per EBIT
98.50%9.32%90.53%108.65%109.43%
Return on Assets (ROA)
4.09%2.37%2.46%3.04%2.31%
Return on Equity (ROE)
20.05%12.00%13.18%12.68%9.24%
Return on Capital Employed (ROCE)
5.15%29.64%3.32%3.53%2.64%
Return on Invested Capital (ROIC)
36.07%26.28%19.76%1.82%1.37%
Return on Tangible Assets
4.22%2.46%2.55%3.15%2.40%
Earnings Yield
9.28%6.84%6.40%9.42%7.58%
Efficiency Ratios
Receivables Turnover
4.17 1.91 0.00 1.70 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 0.00 0.41 0.39
Asset Turnover
0.34 0.33 0.32 0.29 0.27
Working Capital Turnover Ratio
4.09 0.42 0.68 0.36 0.35
Cash Conversion Cycle
87.62 191.25 0.00 214.15 0.00
Days of Sales Outstanding
87.62 191.25 0.00 214.15 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
87.62 191.25 0.00 214.15 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
44.56 33.57 27.28 29.27 25.72
Free Cash Flow Per Share
44.56 33.57 27.28 29.27 25.72
CapEx Per Share
0.00 0.00 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
10.22 8.49 7.39 8.37 7.57
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
1.08 0.96 0.89 1.00 1.00
Operating Cash Flow to Sales Ratio
0.21 0.19 0.18 0.21 0.20
Free Cash Flow Yield
15.65%17.62%14.55%18.71%18.32%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.77 14.63 15.64 10.62 13.19
Price-to-Sales (P/S) Ratio
1.32 1.06 1.20 1.12 1.11
Price-to-Book (P/B) Ratio
2.00 1.76 2.06 1.35 1.22
Price-to-Free Cash Flow (P/FCF) Ratio
6.39 5.67 6.87 5.34 5.46
Price-to-Operating Cash Flow Ratio
6.34 5.67 6.87 5.34 5.46
Price-to-Earnings Growth (PEG) Ratio
0.86 1.71 -0.84 0.28 2.40
Price-to-Fair Value
2.00 1.76 2.06 1.35 1.22
Enterprise Value Multiple
7.19 11.44 11.24 8.01 9.49
Enterprise Value
72.35B 51.14B 50.93B 45.40B 41.41B
EV to EBITDA
7.19 11.44 11.24 8.01 9.49
EV to Sales
1.49 1.24 1.38 1.30 1.29
EV to Free Cash Flow
7.25 6.63 7.88 6.24 6.35
EV to Operating Cash Flow
7.25 6.63 7.88 6.24 6.35
Tangible Book Value Per Share
120.46 89.98 73.08 98.89 98.26
Shareholders’ Equity Per Share
141.05 108.49 90.97 116.25 115.19
Tax and Other Ratios
Effective Tax Rate
0.19 0.11 0.15 0.18 0.17
Revenue Per Share
216.02 180.08 155.63 140.10 126.16
Net Income Per Share
26.21 13.02 11.99 14.74 10.64
Tax Burden
0.81 0.89 0.85 0.82 0.83
Interest Burden
0.95 0.90 0.91 0.93 0.91
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.12 0.12 0.13 0.13 0.14
Stock-Based Compensation to Revenue
>-0.01 0.00 0.00 0.00 0.00
Income Quality
1.70 2.58 2.27 1.99 2.42
Currency in USD
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