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The Travelers Companies Inc (TRV)
NYSE:TRV
US Market

Travelers Companies (TRV) Ratios

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Travelers Companies Ratios

TRV's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, TRV's free cash flow was decreased by $ and operating cash flow was $0.22. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
2.89 0.00 3.35 23.40 21.34
Quick Ratio
2.89 0.00 3.35 28.36 26.43
Cash Ratio
0.18 0.00 0.19 0.17 0.15
Solvency Ratio
0.05 0.04 0.04 0.05 0.04
Operating Cash Flow Ratio
2.36 0.00 1.57 1.66 1.38
Short-Term Operating Cash Flow Coverage
90.74 77.11 64.65 72.74 0.00
Net Current Asset Value
$ -94.22B$ -77.58B$ -80.37B$ 11.26B$ 13.09B
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.06 0.06 0.06 0.06
Debt-to-Equity Ratio
0.29 0.32 0.34 0.25 0.22
Debt-to-Capital Ratio
0.22 0.24 0.25 0.20 0.18
Long-Term Debt-to-Capital Ratio
0.22 0.24 0.25 0.20 0.18
Financial Leverage Ratio
4.78 5.06 5.37 4.17 4.00
Debt Service Coverage Ratio
-2.40 8.59 8.91 11.07 11.28
Interest Coverage Ratio
-0.01 96.24 10.56 12.07 8.73
Debt to Market Cap
0.15 0.18 0.16 0.19 0.18
Interest Debt Per Share
36.95 36.60 32.25 30.70 27.18
Net Debt to EBITDA
0.00 1.65 1.43 1.15 1.34
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
14.15%9.06%10.05%13.78%11.18%
EBITDA Margin
0.00%10.80%12.28%16.28%13.65%
Operating Profit Margin
-0.01%87.49%10.05%11.78%9.25%
Pretax Profit Margin
13.31%8.15%9.09%12.80%10.12%
Net Profit Margin
10.77%7.23%7.71%10.52%8.43%
Continuous Operations Profit Margin
10.77%7.23%7.71%10.52%8.43%
Net Income Per EBT
80.89%88.73%84.73%82.14%83.32%
EBT Per EBIT
-123600.00%9.32%90.53%108.65%109.43%
Return on Assets (ROA)
3.75%2.37%2.46%3.04%2.31%
Return on Equity (ROE)
17.94%12.00%13.18%12.68%9.24%
Return on Capital Employed (ROCE)
>-0.01%28.73%3.32%3.53%2.64%
Return on Invested Capital (ROIC)
-0.03%99.95%19.76%1.82%1.37%
Return on Tangible Assets
3.89%2.46%2.55%3.15%2.40%
Earnings Yield
9.10%6.84%6.40%9.42%7.58%
Efficiency Ratios
Receivables Turnover
4.18 1.91 0.00 1.70 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 0.00 0.41 0.39
Asset Turnover
0.35 0.33 0.32 0.29 0.27
Working Capital Turnover Ratio
3.02 2.50 0.68 0.36 0.35
Cash Conversion Cycle
87.35 191.25 0.00 214.15 0.00
Days of Sales Outstanding
87.35 191.25 0.00 214.15 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
87.35 191.25 0.00 214.15 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
39.80 33.57 27.28 29.27 25.72
Free Cash Flow Per Share
39.80 33.57 27.28 29.27 25.72
CapEx Per Share
0.00 0.00 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
9.54 8.49 7.39 8.37 7.57
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
1.13 0.96 0.89 1.00 1.00
Operating Cash Flow to Sales Ratio
0.20 0.19 0.18 0.21 0.20
Free Cash Flow Yield
16.52%17.62%14.55%18.71%18.32%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.99 14.63 15.64 10.62 13.19
Price-to-Sales (P/S) Ratio
1.18 1.06 1.20 1.12 1.11
Price-to-Book (P/B) Ratio
1.97 1.76 2.06 1.35 1.22
Price-to-Free Cash Flow (P/FCF) Ratio
6.05 5.67 6.87 5.34 5.46
Price-to-Operating Cash Flow Ratio
6.05 5.67 6.87 5.34 5.46
Price-to-Earnings Growth (PEG) Ratio
0.16 1.71 -0.84 0.28 2.40
Price-to-Fair Value
1.97 1.76 2.06 1.35 1.22
Enterprise Value Multiple
0.00 11.44 11.24 8.01 9.49
EV to EBITDA
0.00 11.44 11.24 8.01 9.49
EV to Sales
1.34 1.24 1.38 1.30 1.29
EV to Free Cash Flow
6.86 6.63 7.88 6.24 6.35
EV to Operating Cash Flow
6.86 6.63 7.88 6.24 6.35
Tangible Book Value Per Share
102.07 89.98 73.08 98.89 98.26
Shareholders’ Equity Per Share
122.21 108.49 90.97 116.25 115.19
Tax and Other Ratios
Effective Tax Rate
0.19 0.11 0.15 0.18 0.17
Revenue Per Share
203.61 180.08 155.63 140.10 126.16
Net Income Per Share
21.93 13.02 11.99 14.74 10.64
Tax Burden
0.81 0.89 0.85 0.82 0.83
Interest Burden
0.94 0.90 0.91 0.93 0.91
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.13 0.12 0.13 0.13 0.14
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
1.82 2.58 2.27 1.99 2.42
Currency in USD
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