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Sparebanken Vest (SPIZF)
OTHER OTC:SPIZF
US Market

Sparebanken Vest (SPIZF) Ratios

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Sparebanken Vest Ratios

SPIZF's free cash flow for Q1 2025 was kr1.00. For the 2025 fiscal year, SPIZF's free cash flow was decreased by kr and operating cash flow was kr-0.03. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
<0.01 0.02 <0.01 0.01 0.01
Quick Ratio
<0.01 0.02 <0.01 0.01 0.01
Cash Ratio
<0.01 0.02 <0.01 0.01 0.01
Solvency Ratio
0.03 0.01 0.03 0.03 0.03
Operating Cash Flow Ratio
0.13 0.21 0.13 0.09 0.09
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -102.45Bkr -282.69Bkr -102.45Bkr -90.64Bkr -78.71B
Leverage Ratios
Debt-to-Assets Ratio
0.39 0.46 0.39 0.39 0.36
Debt-to-Equity Ratio
4.69 6.48 4.69 4.59 4.28
Debt-to-Capital Ratio
0.82 0.87 0.82 0.82 0.81
Long-Term Debt-to-Capital Ratio
0.00 0.85 0.00 0.00 0.00
Financial Leverage Ratio
12.05 14.09 12.05 11.84 12.00
Debt Service Coverage Ratio
0.77 0.39 0.77 2.03 0.99
Interest Coverage Ratio
1.98 0.51 1.98 2.67 1.24
Debt to Market Cap
0.00 4.03 0.00 0.00 0.00
Interest Debt Per Share
989.16 540.17 989.16 861.16 753.89
Net Debt to EBITDA
29.60 32.01 29.60 31.68 34.60
Profitability Margins
Gross Profit Margin
100.00%98.80%100.00%100.00%100.00%
EBIT Margin
66.04%67.88%66.04%64.25%55.73%
EBITDA Margin
70.47%70.98%70.47%69.29%60.75%
Operating Profit Margin
144.51%74.69%144.51%73.99%63.85%
Pretax Profit Margin
71.35%71.35%71.35%73.99%63.87%
Net Profit Margin
57.36%57.25%57.36%60.86%54.29%
Continuous Operations Profit Margin
57.36%57.25%57.36%60.86%54.29%
Net Income Per EBT
80.39%80.24%80.39%82.26%84.99%
EBT Per EBIT
49.37%95.52%49.37%100.00%100.04%
Return on Assets (ROA)
1.07%1.16%1.07%1.07%0.92%
Return on Equity (ROE)
12.87%16.30%12.87%12.69%11.02%
Return on Capital Employed (ROCE)
2.90%1.60%2.90%1.45%1.18%
Return on Invested Capital (ROIC)
30.72%1.29%30.72%51.85%10.66%
Return on Tangible Assets
1.07%1.16%1.07%1.07%0.92%
Earnings Yield
28.40%11.65%28.40%23.45%26.18%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
7.50 9.38 7.50 6.35 5.34
Asset Turnover
0.02 0.02 0.02 0.02 0.02
Working Capital Turnover Ratio
-0.23 -0.34 -0.23 -0.20 -0.24
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
22.18 13.63 22.18 20.16 16.21
Free Cash Flow Per Share
21.03 13.24 21.03 19.29 14.86
CapEx Per Share
1.15 0.38 1.15 0.87 1.35
Free Cash Flow to Operating Cash Flow
0.95 0.97 0.95 0.96 0.92
Dividend Paid and CapEx Coverage Ratio
2.07 1.86 2.07 2.15 1.68
Capital Expenditure Coverage Ratio
19.36 35.41 19.36 23.18 11.99
Operating Cash Flow Coverage Ratio
0.02 0.03 0.02 0.02 0.02
Operating Cash Flow to Sales Ratio
0.48 0.61 0.48 0.52 0.46
Free Cash Flow Yield
22.76%12.10%22.76%19.25%20.53%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
3.52 8.58 3.52 4.26 3.82
Price-to-Sales (P/S) Ratio
2.02 4.91 2.02 2.60 2.07
Price-to-Book (P/B) Ratio
0.45 1.40 0.45 0.54 0.42
Price-to-Free Cash Flow (P/FCF) Ratio
4.39 8.26 4.39 5.20 4.87
Price-to-Operating Cash Flow Ratio
4.17 8.03 4.17 4.97 4.47
Price-to-Earnings Growth (PEG) Ratio
0.29 -0.17 0.29 0.17 -2.59
Price-to-Fair Value
0.45 1.40 0.45 0.54 0.42
Enterprise Value Multiple
32.47 38.93 32.47 35.43 38.01
Enterprise Value
112.37B 171.12B 112.37B 101.35B 86.47B
EV to EBITDA
32.47 38.93 32.47 35.43 38.01
EV to Sales
22.88 27.63 22.88 24.55 23.09
EV to Free Cash Flow
49.77 46.47 49.77 49.13 54.25
EV to Operating Cash Flow
47.20 45.16 47.20 47.01 49.73
Tangible Book Value Per Share
1.50K 83.32 1.50K 1.34K 1.32K
Shareholders’ Equity Per Share
203.93 78.23 203.93 185.18 171.94
Tax and Other Ratios
Effective Tax Rate
0.20 0.20 0.20 0.18 0.15
Revenue Per Share
45.75 22.27 45.75 38.60 34.92
Net Income Per Share
26.24 12.75 26.24 23.49 18.96
Tax Burden
0.80 0.80 0.80 0.82 0.85
Interest Burden
1.08 1.05 1.08 1.15 1.15
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.05 0.24 0.05 0.06 0.06
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.85 2.71 0.85 2.20 2.20
Currency in NOK
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