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Sparebanken Vest (SPIZF)
OTHER OTC:SPIZF
US Market

Sparebanken Vest (SPIZF) Ratios

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Sparebanken Vest Ratios

SPIZF's free cash flow for Q1 2025 was kr1.00. For the 2025 fiscal year, SPIZF's free cash flow was decreased by kr and operating cash flow was kr-0.03. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.02 0.02 <0.01 0.01
Quick Ratio
0.00 0.02 0.02 <0.01 0.01
Cash Ratio
0.00 <0.01 0.02 <0.01 0.01
Solvency Ratio
<0.01 0.02 0.01 0.03 0.03
Operating Cash Flow Ratio
0.00 0.08 0.21 0.13 0.09
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -319.40Bkr -310.80Bkr -282.69Bkr -102.45Bkr -90.64B
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.00 0.46 0.39 0.39
Debt-to-Equity Ratio
0.00 0.00 6.48 4.69 4.59
Debt-to-Capital Ratio
0.00 0.00 0.87 0.82 0.82
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.85 0.00 0.00
Financial Leverage Ratio
13.68 12.95 14.09 12.05 11.84
Debt Service Coverage Ratio
0.08 -0.08 0.39 0.77 2.03
Interest Coverage Ratio
0.43 0.43 0.51 1.98 2.67
Debt to Market Cap
0.00 0.00 10.22 0.00 0.00
Interest Debt Per Share
88.69 114.96 1.37K 989.16 861.16
Net Debt to EBITDA
-0.29 0.00 32.01 29.60 31.68
Profitability Margins
Gross Profit Margin
100.00%100.00%98.80%100.00%100.00%
EBIT Margin
15.61%-2.42%67.88%66.04%64.25%
EBITDA Margin
17.23%0.00%70.98%70.47%69.29%
Operating Profit Margin
46.88%74.31%74.69%144.51%73.99%
Pretax Profit Margin
47.93%76.84%71.35%71.35%73.99%
Net Profit Margin
32.37%63.37%57.25%57.36%60.86%
Continuous Operations Profit Margin
39.82%63.37%57.25%57.36%60.86%
Net Income Per EBT
67.54%82.47%80.24%80.39%82.26%
EBT Per EBIT
102.26%103.41%95.52%49.37%100.00%
Return on Assets (ROA)
0.84%1.38%1.16%1.07%1.07%
Return on Equity (ROE)
11.74%17.81%16.30%12.87%12.69%
Return on Capital Employed (ROCE)
1.22%1.92%1.60%2.90%1.45%
Return on Invested Capital (ROIC)
1.01%1.58%1.29%30.72%51.85%
Return on Tangible Assets
0.84%1.38%1.16%1.07%1.07%
Earnings Yield
13.78%29.94%29.57%28.40%23.45%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
13.44 11.76 9.38 7.50 6.35
Asset Turnover
0.03 0.02 0.02 0.02 0.02
Working Capital Turnover Ratio
18.05 -0.21 -0.34 -0.23 -0.20
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
24.99 40.37 34.58 22.18 20.16
Free Cash Flow Per Share
24.53 39.71 33.60 21.03 19.29
CapEx Per Share
0.46 0.66 0.98 1.15 0.87
Free Cash Flow to Operating Cash Flow
0.98 0.98 0.97 0.95 0.96
Dividend Paid and CapEx Coverage Ratio
11.76 1.61 1.86 2.07 2.15
Capital Expenditure Coverage Ratio
54.80 61.49 35.41 19.36 23.18
Operating Cash Flow Coverage Ratio
0.00 0.00 0.03 0.02 0.02
Operating Cash Flow to Sales Ratio
0.31 0.60 0.61 0.48 0.52
Free Cash Flow Yield
8.07%28.03%30.71%22.76%19.25%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.26 3.34 3.38 3.52 4.26
Price-to-Sales (P/S) Ratio
3.71 2.12 1.94 2.02 2.60
Price-to-Book (P/B) Ratio
0.84 0.59 0.55 0.45 0.54
Price-to-Free Cash Flow (P/FCF) Ratio
12.39 3.57 3.26 4.39 5.20
Price-to-Operating Cash Flow Ratio
7.70 3.51 3.16 4.17 4.97
Price-to-Earnings Growth (PEG) Ratio
4.15 <0.01 -0.07 0.29 0.17
Price-to-Fair Value
0.84 0.59 0.55 0.45 0.54
Enterprise Value Multiple
21.26 0.00 34.74 32.47 35.43
Enterprise Value
32.88B 15.06B 152.68B 112.37B 101.35B
EV to EBITDA
21.26 0.00 34.74 32.47 35.43
EV to Sales
3.66 2.05 24.66 22.88 24.55
EV to Free Cash Flow
12.22 3.46 41.47 49.77 49.13
EV to Operating Cash Flow
12.00 3.40 40.30 47.20 47.01
Tangible Book Value Per Share
226.39 234.31 211.44 1.50K 1.34K
Shareholders’ Equity Per Share
230.16 238.15 198.52 203.93 185.18
Tax and Other Ratios
Effective Tax Rate
0.17 0.18 0.20 0.20 0.18
Revenue Per Share
81.88 66.94 56.50 45.75 38.60
Net Income Per Share
26.51 42.42 32.35 26.24 23.49
Tax Burden
0.68 0.82 0.80 0.80 0.82
Interest Burden
3.07 -31.69 1.05 1.08 1.15
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.24 0.05 0.06
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
5.61 0.00 2.71 0.85 2.20
Currency in NOK