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Sanlam Limited (SLMAF)
OTHER OTC:SLMAF
US Market
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Sanlam (SLMAF) Ratios

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Sanlam Ratios

SLMAF's free cash flow for Q2 2025 was Rs1.00. For the 2025 fiscal year, SLMAF's free cash flow was decreased by Rs and operating cash flow was Rs0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 5.20 1.11 1.02 1.41
Quick Ratio
0.00 5.20 1.11 1.02 1.41
Cash Ratio
0.00 0.78 0.37 0.42 0.57
Solvency Ratio
0.02 0.02 <0.01 0.02 <0.01
Operating Cash Flow Ratio
0.00 -0.44 0.04 0.02 0.03
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 1.66
Net Current Asset Value
Rs -1.09TRs -721.19BRs -851.16BRs -906.41BRs -791.50B
Leverage Ratios
Debt-to-Assets Ratio
0.02 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.19 0.10 0.10 0.13 0.12
Debt-to-Capital Ratio
0.16 0.09 0.09 0.12 0.11
Long-Term Debt-to-Capital Ratio
0.15 0.08 0.11 0.12 0.07
Financial Leverage Ratio
11.99 11.19 14.07 15.22 14.58
Debt Service Coverage Ratio
9.57 10.57 10.39 12.24 1.24
Interest Coverage Ratio
14.44 62.09 12.53 11.94 5.40
Debt to Market Cap
0.09 0.06 1.54 0.07 0.04
Interest Debt Per Share
10.02 5.23 58.94 4.93 4.22
Net Debt to EBITDA
-0.70 -0.81 -18.62 -1.15 -3.65
Profitability Margins
Gross Profit Margin
92.37%103.76%0.00%100.00%100.00%
EBIT Margin
10.29%11.17%12.82%7.29%2.81%
EBITDA Margin
10.29%10.28%13.81%8.05%4.68%
Operating Profit Margin
10.63%47.42%12.84%6.05%4.32%
Pretax Profit Margin
12.15%10.41%11.80%8.76%5.66%
Net Profit Margin
8.97%7.28%11.16%6.91%2.18%
Continuous Operations Profit Margin
8.90%8.19%8.64%4.13%-0.89%
Net Income Per EBT
73.86%70.00%94.60%78.89%38.49%
EBT Per EBIT
114.35%21.94%91.86%144.82%131.13%
Return on Assets (ROA)
1.88%1.46%0.07%1.31%0.30%
Return on Equity (ROE)
22.43%16.35%1.00%19.90%4.42%
Return on Capital Employed (ROCE)
2.23%9.84%0.09%1.22%0.64%
Return on Invested Capital (ROIC)
1.63%3.83%0.08%1.13%0.33%
Return on Tangible Assets
1.90%1.48%0.07%1.34%0.31%
Earnings Yield
11.70%11.05%12.24%9.34%2.10%
Efficiency Ratios
Receivables Turnover
10.16 0.00 0.00 0.00 0.00
Payables Turnover
3.12 -0.24 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
64.34 72.96 3.03 62.23 40.23
Asset Turnover
0.21 0.20 <0.01 0.19 0.14
Working Capital Turnover Ratio
30.75 2.71 1.48 17.17 5.68
Cash Conversion Cycle
-80.92 1.50K 0.00 0.00 0.00
Days of Sales Outstanding
35.92 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
116.84 -1.50K 0.00 0.00 0.00
Operating Cycle
35.92 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
2.90 -7.07 22.74 0.57 0.68
Free Cash Flow Per Share
2.53 -7.60 22.46 0.55 0.66
CapEx Per Share
0.37 0.53 0.28 0.02 0.02
Free Cash Flow to Operating Cash Flow
0.87 1.08 0.99 0.97 0.96
Dividend Paid and CapEx Coverage Ratio
0.52 -8.97 5.16 2.47 2.25
Capital Expenditure Coverage Ratio
7.82 -13.25 81.16 31.81 28.03
Operating Cash Flow Coverage Ratio
0.32 -1.57 0.39 0.13 0.18
Operating Cash Flow to Sales Ratio
0.02 -0.07 0.42 <0.01 0.01
Free Cash Flow Yield
2.81%-11.95%45.94%0.76%1.00%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.55 9.05 8.17 10.71 47.60
Price-to-Sales (P/S) Ratio
0.76 0.66 0.91 0.74 1.04
Price-to-Book (P/B) Ratio
1.93 1.48 0.08 2.13 2.11
Price-to-Free Cash Flow (P/FCF) Ratio
35.55 -8.37 2.18 130.81 100.50
Price-to-Operating Cash Flow Ratio
31.42 -9.00 2.15 126.69 96.91
Price-to-Earnings Growth (PEG) Ratio
7.61 <0.01 -0.09 0.03 -0.80
Price-to-Fair Value
1.93 1.48 0.08 2.13 2.11
Enterprise Value Multiple
6.65 5.60 -12.02 8.04 18.50
Enterprise Value
171.98B 114.43B -10.68B 129.28B 113.84B
EV to EBITDA
6.65 5.60 -12.02 8.04 18.50
EV to Sales
0.68 0.58 -1.66 0.65 0.87
EV to Free Cash Flow
32.18 -7.31 -3.96 114.39 83.95
EV to Operating Cash Flow
28.06 -7.86 -3.91 110.79 80.95
Tangible Book Value Per Share
46.77 42.06 653.35 29.58 26.00
Shareholders’ Equity Per Share
47.27 42.97 595.72 33.64 31.38
Tax and Other Ratios
Effective Tax Rate
0.27 0.21 0.27 0.21 0.51
Revenue Per Share
118.69 96.45 53.59 96.90 63.72
Net Income Per Share
10.65 7.03 5.98 6.70 1.39
Tax Burden
0.74 0.70 0.95 0.79 0.38
Interest Burden
1.18 0.93 0.92 1.20 2.02
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.09 0.09 0.00 0.14 0.21
Stock-Based Compensation to Revenue
<0.01 <0.01 0.00 0.00 0.00
Income Quality
0.31 -0.59 4.15 2.07 28.77
Currency in ZAR
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