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Standard Bank Group Limited (SGBLY)
OTHER OTC:SGBLY
US Market

Standard Bank Group (SGBLY) Ratios

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Standard Bank Group Ratios

SGBLY's free cash flow for Q4 2025 was Rs0.96. For the 2025 fiscal year, SGBLY's free cash flow was decreased by Rs and operating cash flow was Rs0.30. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
30.74 151.23 0.00 2.15 17.20
Quick Ratio
30.74 151.23 0.00 2.15 17.20
Cash Ratio
30.74 30.74 0.00 6.53 14.09
Solvency Ratio
0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
14.64 13.57 0.00 -3.40 7.80
Short-Term Operating Cash Flow Coverage
14.64 13.57 0.00 0.00 0.00
Net Current Asset Value
Rs -3.18TRs -2.57TRs -2.86TRs -2.74TRs -2.48T
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.08 <0.01 <0.01 0.04
Debt-to-Equity Ratio
1.12 1.12 0.10 0.08 0.54
Debt-to-Capital Ratio
0.53 0.53 0.09 0.08 0.35
Long-Term Debt-to-Capital Ratio
0.52 0.52 0.09 0.08 0.10
Financial Leverage Ratio
13.43 13.43 11.92 11.76 12.07
Debt Service Coverage Ratio
11.82 0.56 -0.16 -0.17 0.82
Interest Coverage Ratio
0.00 0.83 0.80 1.67 2.34
Debt to Market Cap
0.62 0.63 0.07 0.06 0.09
Interest Debt Per Share
185.59 242.04 80.60 66.92 113.18
Net Debt to EBITDA
1.73 1.87 0.00 0.00 0.19
Profitability Margins
Gross Profit Margin
106.81%66.81%100.00%117.48%100.00%
EBIT Margin
33.07%24.70%-3.68%-4.53%37.68%
EBITDA Margin
34.93%26.09%0.00%0.00%43.12%
Operating Profit Margin
33.98%25.38%45.23%98.59%98.04%
Pretax Profit Margin
33.07%24.70%35.73%41.13%37.68%
Net Profit Margin
21.00%15.68%24.18%28.49%26.17%
Continuous Operations Profit Margin
22.32%16.67%26.49%31.18%28.99%
Net Income Per EBT
63.48%63.48%67.67%69.27%69.43%
EBT Per EBIT
97.32%97.32%79.00%41.72%38.44%
Return on Assets (ROA)
1.41%1.31%1.40%1.50%1.22%
Return on Equity (ROE)
18.49%17.61%16.70%17.64%14.75%
Return on Capital Employed (ROCE)
2.29%2.13%2.62%5.23%4.59%
Return on Invested Capital (ROIC)
1.55%1.43%1.94%2.91%8.48%
Return on Tangible Assets
1.42%1.31%1.41%1.51%1.23%
Earnings Yield
10.63%9.98%12.54%12.69%12.91%
Efficiency Ratios
Receivables Turnover
0.00 0.00 13.43 10.32 5.79
Payables Turnover
0.00 0.00 0.00 -3.08 6.75
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
11.58 14.38 9.35 7.95 6.62
Asset Turnover
0.07 0.08 0.06 0.05 0.05
Working Capital Turnover Ratio
-0.24 0.70 2.68 2.01 1.15
Cash Conversion Cycle
0.00 0.00 27.17 153.77 8.94
Days of Sales Outstanding
0.00 0.00 27.17 35.38 63.01
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 -118.38 54.07
Operating Cycle
0.00 0.00 27.17 35.38 63.01
Cash Flow Ratios
Operating Cash Flow Per Share
45.03 41.58 35.89 -42.15 39.79
Free Cash Flow Per Share
42.11 38.88 32.94 -45.31 36.84
CapEx Per Share
2.92 2.69 2.95 3.17 2.95
Free Cash Flow to Operating Cash Flow
0.94 0.94 0.92 1.08 0.93
Dividend Paid and CapEx Coverage Ratio
2.04 2.04 1.76 -2.20 2.47
Capital Expenditure Coverage Ratio
15.43 15.43 12.18 -13.32 13.50
Operating Cash Flow Coverage Ratio
0.24 0.22 2.23 -3.40 0.51
Operating Cash Flow to Sales Ratio
0.30 0.22 0.31 -0.46 0.48
Free Cash Flow Yield
14.16%13.30%14.91%-21.81%22.15%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.41 10.02 7.97 7.88 7.74
Price-to-Sales (P/S) Ratio
1.98 1.57 1.93 2.25 2.03
Price-to-Book (P/B) Ratio
1.79 1.76 1.33 1.39 1.14
Price-to-Free Cash Flow (P/FCF) Ratio
7.06 7.52 6.71 -4.58 4.51
Price-to-Operating Cash Flow Ratio
6.60 7.03 6.16 -4.93 4.18
Price-to-Earnings Growth (PEG) Ratio
1.25 1.72 -9.25 0.28 0.24
Price-to-Fair Value
1.79 1.76 1.33 1.39 1.14
Enterprise Value Multiple
7.39 7.90 0.00 0.00 4.89
Enterprise Value
629.95B 622.93B 275.24B 242.90B 284.22B
EV to EBITDA
7.39 7.90 0.00 0.00 4.89
EV to Sales
2.58 2.06 1.45 1.51 2.11
EV to Free Cash Flow
9.23 9.85 5.05 -3.07 4.70
EV to Operating Cash Flow
8.63 9.21 4.64 -3.30 4.35
Tangible Book Value Per Share
172.96 172.29 170.14 151.43 149.21
Shareholders’ Equity Per Share
166.29 165.65 165.91 149.37 145.61
Tax and Other Ratios
Effective Tax Rate
0.33 0.33 0.26 0.24 0.23
Revenue Per Share
150.42 185.98 114.57 92.48 82.08
Net Income Per Share
31.58 29.16 27.71 26.35 21.48
Tax Burden
0.63 0.63 0.68 0.69 0.69
Interest Burden
1.00 1.00 -9.70 -9.09 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.27 0.01 0.02 <0.01 0.02
Stock-Based Compensation to Revenue
<0.01 0.00 0.00 0.00 <0.01
Income Quality
1.46 1.49 0.00 0.00 1.19
Currency in ZAR