Polaris Ltd. (5BI) AI Stock Analysis

• Market Cap: S$17.05M
• Dividend Yield: N/A
• Average Volume (3M): N/A
• Price to Earnings (P/E): ―
• Beta (1Y): 0.78
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: N/A
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Specialty Retail
• EPS (TTM): 0.00
• Shares Outstanding: 17,053,170,000
• 10 Day Avg. Volume: N/A
• 30 Day Avg. Volume: N/A
• PEG Ratio: 0.00
• Price to Book (P/B): 3.13
• Price to Sales (P/S): 0.73
• P/FCF Ratio: -15.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 44 Neutral
• Price Target: ―

The score is weighed down primarily by weak financial performance—continued losses, negative free cash flow, and a materially reduced equity base. With technical indicators and valuation metrics not provided, those components are scored neutral and contribute less to the overall result.

Positive Factors

Improved Gross Margin

The improvement in gross margin indicates better cost management or pricing strategies, which can enhance profitability if sustained.

Manageable Leverage

A manageable leverage ratio suggests the company is not overly reliant on debt, providing some financial stability and flexibility.

Narrowing Losses

Narrowing losses indicate a potential path to profitability, which could improve investor confidence and financial health over time.

Negative Factors

Negative Cash Flow

Negative cash flow suggests ongoing liquidity challenges, potentially limiting the company's ability to invest in growth or weather downturns.

Eroded Equity Base

A reduced equity base weakens the capital cushion, increasing vulnerability to financial stress and limiting growth opportunities.

Volatile Revenue

Volatile revenue trends can complicate financial planning and indicate potential market or operational challenges that need addressing.

Polaris Ltd. Business Overview & Revenue Model

Company Description

Polaris Ltd. (5BI) is a diversified company primarily engaged in the manufacturing and distribution of high-performance recreational vehicles, including snowmobiles, all-terrain vehicles (ATVs), and motorcycles. The company operates in the outdoor recreation sector and is known for its innovation in product design and technology. Polaris also provides aftermarket parts, apparel, and accessories, enhancing its product offerings and customer engagement.

How the Company Makes Money

Polaris Ltd. generates revenue through multiple key streams, primarily from the sale of its recreational vehicles, which include snowmobiles, ATVs, and motorcycles. The company capitalizes on its strong brand reputation and innovative product development to attract customers. Additionally, Polaris earns significant income from selling aftermarket parts, accessories, and apparel, which cater to the needs of existing vehicle owners and enhance the overall customer experience. The company has established strategic partnerships with various retailers and dealerships, further expanding its distribution network. Seasonal sales fluctuations, particularly in winter sports and summer outdoor activities, also play a crucial role in the company’s revenue model, as they align with consumer purchasing behaviors during peak recreational times.

Polaris Ltd. Financial Statement Overview

Summary

Polaris Ltd. faces significant financial challenges, particularly in terms of profitability and cash flow management. The company has declining revenue, negative profitability margins, and ongoing losses. However, there is a moderate debt level and positive free cash flow growth, which are positive aspects.

Income Statement

Polaris Ltd. has experienced declining revenue over the past few years, with a negative revenue growth rate of -2.31% in the most recent year. The company also shows negative profitability margins, including a net profit margin of -7.36% and an EBIT margin of -8.65%. These figures indicate challenges in maintaining profitability and controlling costs.

Balance Sheet

The company's debt-to-equity ratio is relatively moderate at 0.42, suggesting a balanced approach to leveraging. However, the return on equity is negative at -31.71%, reflecting ongoing losses and challenges in generating returns for shareholders. The equity ratio stands at 70.67%, indicating a solid equity base relative to total assets.

Cash Flow

Polaris Ltd. has shown improvement in free cash flow growth, with a significant increase of 78.21% in the latest year. However, the operating cash flow remains negative, and the operating cash flow to net income ratio is -0.68, indicating cash flow challenges. The free cash flow to net income ratio is positive at 1.06, suggesting some ability to cover net income with free cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	23.52M	23.50M	22.12M	27.28M	53.44M	32.79M
Gross Profit	2.37M	3.08M	2.27M	3.08M	11.46M	2.99M
EBITDA	-2.64M	-1.72M	-1.94M	-4.57M	1.05M	-384.00K
Net Income	-1.20M	-1.73M	-2.00M	-4.05M	-394.00K	-328.00K
Balance Sheet
Total Assets	6.47M	7.72M	10.56M	13.38M	35.99M	21.23M
Cash, Cash Equivalents and Short-Term Investments	1.77M	801.00K	2.41M	6.23M	2.10M	4.49M
Total Debt	947.00K	2.29M	2.71M	3.15M	3.86M	3.90M
Total Liabilities	2.37M	3.48M	4.16M	4.68M	20.24M	7.18M
Stockholders Equity	5.57M	5.45M	7.42M	9.42M	13.54M	13.98M
Cash Flow
Free Cash Flow	74.00K	-1.14M	-3.34M	242.00K	-3.15M	-322.00K
Operating Cash Flow	225.00K	-1.07M	-2.71M	324.00K	-2.41M	-212.00K
Investing Cash Flow	1.93M	-62.00K	-627.00K	4.52M	-428.00K	1.08M
Financing Cash Flow	-1.50M	-476.00K	-483.00K	-712.00K	451.00K	-182.00K

Polaris Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BJZ	62 Neutral	S$25.33M	35.06	1.22%	―	13.64%	―
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
5BI	44 Neutral	S$17.05M	―	―	―	―	―