Polaris Ltd. (5BI) AI Stock Analysis

• Market Cap: S$17.05M
• Dividend Yield: N/A
• Average Volume (3M): N/A
• Price to Earnings (P/E): ―
• Beta (1Y): 0.50
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: SG
• Employees: N/A
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Specialty Retail
• EPS (TTM): 0.00
• Shares Outstanding: 17,053,170,000
• 10 Day Avg. Volume: N/A
• 30 Day Avg. Volume: N/A
• PEG Ratio: 0.00
• Price to Book (P/B): 3.13
• Price to Sales (P/S): 0.73
• P/FCF Ratio: -15.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 44 Neutral
• Price Target: ―

Polaris Ltd. has a low overall stock score due to significant financial challenges, particularly in profitability and cash flow management. The lack of technical and valuation data further contributes to a cautious outlook. The company's moderate debt level and positive free cash flow growth are positive factors, but they are outweighed by the negative aspects.

Positive Factors

Moderate Debt Level

A moderate debt level indicates a balanced approach to leveraging, providing financial stability and flexibility for future investments.

Positive Free Cash Flow Growth

Strong free cash flow growth enhances the company's ability to reinvest in the business, pay down debt, or return capital to shareholders.

Solid Equity Base

A strong equity base provides financial resilience, supporting long-term growth and stability, and reducing reliance on external financing.

Negative Factors

Declining Revenue

Declining revenue suggests challenges in market demand or competitive positioning, potentially impacting long-term growth prospects.

Negative Profitability Margins

Negative profitability margins indicate difficulties in cost management and pricing power, affecting the company's ability to generate sustainable profits.

Negative Operating Cash Flow

Negative operating cash flow suggests challenges in generating cash from core operations, potentially straining liquidity and limiting growth investments.

Polaris Ltd. Business Overview & Revenue Model

Company Description

Polaris Ltd., an investment holding company, engages in the distribution and sale of smart mobile devices and lifestyle electronics in Singapore, Indonesia, the Philippines, Korea, and South Africa. It operates through Pre-Owned Luxury Goods, Consumer Electronics, Customer Services, and Corporate segments. The Pre-Owned Luxury Goods segment is involved in importing and exporting pre-owned luxury goods and lifestyle products on a wholesale and/or retail basis. The Consumer Electronics segment sells telecommunication, IT, educational robotics, and consumer electronics products, such as mobile handsets and accessories. The Customer Services segment provides after-market services to end consumers for equipment repairs, refurbishments, and technical services. The Corporate segment offers corporate, treasury functions, and investment in marketable securities services. The company was formerly known as CarrierNet Global Ltd. and changed its name to Polaris Ltd. in April 2013. Polaris Ltd. was incorporated in 1984 and is based in Singapore.

How the Company Makes Money

Polaris Ltd. generates revenue through multiple streams, including direct sales of its electronic components and systems to businesses in key sectors such as telecommunications and automotive. The company also engages in long-term contracts with major manufacturers for the supply of custom-designed products, which provides a steady income flow. Additionally, Polaris Ltd. has established strategic partnerships with technology firms, enhancing its product offerings and expanding market reach. Revenue is further supplemented through licensing agreements for its patented technologies, as well as after-sales services and support for its product lines. The combination of these revenue streams allows Polaris Ltd. to maintain a robust financial position.

Polaris Ltd. Financial Statement Overview

Summary

Polaris Ltd. faces significant financial challenges, particularly in terms of profitability and cash flow management. The company has declining revenue, negative profitability margins, and ongoing losses. However, there is a moderate debt level and positive free cash flow growth, which are positive aspects.

Income Statement

Polaris Ltd. has experienced declining revenue over the past few years, with a negative revenue growth rate of -2.31% in the most recent year. The company also shows negative profitability margins, including a net profit margin of -7.36% and an EBIT margin of -8.65%. These figures indicate challenges in maintaining profitability and controlling costs.

Balance Sheet

The company's debt-to-equity ratio is relatively moderate at 0.42, suggesting a balanced approach to leveraging. However, the return on equity is negative at -31.71%, reflecting ongoing losses and challenges in generating returns for shareholders. The equity ratio stands at 70.67%, indicating a solid equity base relative to total assets.

Cash Flow

Polaris Ltd. has shown improvement in free cash flow growth, with a significant increase of 78.21% in the latest year. However, the operating cash flow remains negative, and the operating cash flow to net income ratio is -0.68, indicating cash flow challenges. The free cash flow to net income ratio is positive at 1.06, suggesting some ability to cover net income with free cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	23.52M	23.50M	22.12M	27.28M	53.44M	32.79M
Gross Profit	2.37M	3.08M	2.27M	3.08M	11.46M	2.99M
EBITDA	-2.64M	-1.72M	-1.94M	-4.57M	1.05M	-384.00K
Net Income	-1.20M	-1.73M	-2.00M	-4.05M	-394.00K	-328.00K
Balance Sheet
Total Assets	6.47M	7.72M	10.56M	13.38M	35.99M	21.23M
Cash, Cash Equivalents and Short-Term Investments	1.77M	801.00K	2.41M	6.23M	2.10M	4.49M
Total Debt	947.00K	2.29M	2.71M	3.15M	3.86M	3.90M
Total Liabilities	2.37M	3.48M	4.16M	4.68M	20.24M	7.18M
Stockholders Equity	5.57M	5.45M	7.42M	9.42M	13.54M	13.98M
Cash Flow
Free Cash Flow	74.00K	-1.14M	-3.34M	242.00K	-3.15M	-322.00K
Operating Cash Flow	225.00K	-1.07M	-2.71M	324.00K	-2.41M	-212.00K
Investing Cash Flow	1.93M	-62.00K	-627.00K	4.52M	-428.00K	1.08M
Financing Cash Flow	-1.50M	-476.00K	-483.00K	-712.00K	451.00K	-182.00K

Polaris Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
BJZ	51 Neutral	S$19.93M	27.59	1.22%	―	13.64%	―
5BI	44 Neutral	S$17.05M	―	―	―	―	―