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Provident Bancorp Inc (PVBC)
NASDAQ:PVBC
US Market

Provident Bancorp (PVBC) Stock Statistics & Valuation Metrics

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Total Valuation

Provident Bancorp has a market cap or net worth of $195.85M. The enterprise value is $304.21M.
Market Cap$195.85M
Enterprise Value$304.21M

Share Statistics

Provident Bancorp has 17,788,544 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17,788,544
Owned by Insiders9.00%
Owned by Institutions3.57%

Financial Efficiency

Provident Bancorp’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is 2.95%.
Return on Equity (ROE)0.03
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.95%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee312.28K
Profits Per Employee41.08K
Employee Count177
Asset Turnover0.03
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Provident Bancorp is 26.23. Provident Bancorp’s PEG ratio is -0.75.
PE Ratio26.23
PS Ratio0.00
PB Ratio0.83
Price to Fair Value0.83
Price to FCF16.54
Price to Operating Cash Flow16.03
PEG Ratio-0.75

Income Statement

In the last 12 months, Provident Bancorp had revenue of 55.27M and earned 7.27M in profits. Earnings per share was 0.43.
Revenue55.27M
Gross Profit55.27M
Operating Income15.95M
Pretax Income9.38M
Net Income7.27M
EBITDA0.00
Earnings Per Share (EPS)0.43

Cash Flow

In the last 12 months, operating cash flow was 11.90M and capital expenditures 0.00, giving a free cash flow of 11.86M billion.
Operating Cash Flow11.90M
Free Cash Flow11.86M
Free Cash Flow per Share0.67

Dividends & Yields

Provident Bancorp pays an annual dividend of $0.039, resulting in a dividend yield of ―
Dividend Per Share$0.039
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.53
52-Week Price Change17.75%
50-Day Moving Average11.32
200-Day Moving Average11.13
Relative Strength Index (RSI)46.16
Average Volume (3m)23.90K

Important Dates

Provident Bancorp upcoming earnings date is Jul 24, 2025, TBA Not Confirmed.
Last Earnings DateApr 25, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateAug 11, 2022

Financial Position

Provident Bancorp as a current ratio of 0.14, with Debt / Equity ratio of 50.42%
Current Ratio0.14
Quick Ratio0.14
Debt to Market Cap0.05
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Provident Bancorp has paid 2.11M in taxes.
Income Tax2.11M
Effective Tax Rate0.22

Enterprise Valuation

Provident Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 6.07.
EV to Sales1.27
EV to EBITDA0.00
EV to Free Cash Flow6.07
EV to Operating Cash Flow5.88

Balance Sheet

Provident Bancorp has $169.14M in cash and marketable securities with $48.42M in debt, giving a net cash position of -$120.72M billion.
Cash & Marketable Securities$169.14M
Total Debt$48.42M
Net Cash-$120.72M
Net Cash Per Share-$6.79
Tangible Book Value Per Share$13.81

Margins

Gross margin is 115.29%, with operating margin of 28.86%, and net profit margin of 13.15%.
Gross Margin115.29%
Operating Margin28.86%
Pretax Margin16.97%
Net Profit Margin13.15%
EBITDA Margin0.00%
EBIT Margin-1.94%

Analyst Forecast

The average price target for Provident Bancorp is $12.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$12.50
Price Target Upside13.53% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast-4.32%
EPS Growth Forecast-68.19%

Scores

Smart Score3
AI Score54
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