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BNP Paribas Bank Polska Spolka Akcyjna (PL:BNP)
:BNP
Poland Market

BNP Paribas Bank Polska Spolka Akcyjna (BNP) Ratios

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BNP Paribas Bank Polska Spolka Akcyjna Ratios

PL:BNP's free cash flow for Q3 2025 was zł0.66. For the 2025 fiscal year, PL:BNP's free cash flow was decreased by zł and operating cash flow was zł0.31. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.10 0.18 41.04 20.39 12.78
Quick Ratio
0.10 0.18 88.75 41.98 28.86
Cash Ratio
0.09 0.18 37.45 15.29 10.55
Solvency Ratio
0.02 <0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
0.08 0.07 43.03 4.96 13.41
Short-Term Operating Cash Flow Coverage
19.49 0.00 0.00 0.00 0.00
Net Current Asset Value
zł -138.30Bzł -132.23Bzł -125.57Bzł -112.96Bzł -103.07B
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.08 0.08 0.09 0.09
Debt-to-Equity Ratio
0.75 0.99 1.01 0.99 0.89
Debt-to-Capital Ratio
0.43 0.50 0.50 0.50 0.47
Long-Term Debt-to-Capital Ratio
0.43 0.00 0.00 0.50 0.47
Financial Leverage Ratio
10.15 12.52 13.45 11.60 9.94
Debt Service Coverage Ratio
0.69 -0.16 -0.14 2.06 2.03
Interest Coverage Ratio
0.85 0.83 1.29 2.20 2.05
Debt to Market Cap
0.70 0.00 0.00 0.84 1.14
Interest Debt Per Share
112.26 117.54 97.50 78.49 76.22
Net Debt to EBITDA
0.09 0.00 0.00 5.62 4.73
Profitability Margins
Gross Profit Margin
68.09%102.91%100.00%100.00%100.00%
EBIT Margin
27.22%-6.10%-7.43%12.44%22.96%
EBITDA Margin
31.22%0.00%0.00%20.51%30.57%
Operating Profit Margin
27.22%50.91%69.64%12.44%22.96%
Pretax Profit Margin
27.22%23.57%15.72%12.44%22.96%
Net Profit Margin
20.64%13.53%7.96%3.56%15.16%
Continuous Operations Profit Margin
20.64%13.53%7.96%3.56%15.16%
Net Income Per EBT
75.82%57.43%50.63%28.61%66.01%
EBT Per EBIT
100.00%46.29%22.58%100.00%100.00%
Return on Assets (ROA)
1.59%0.63%0.29%0.13%0.61%
Return on Equity (ROE)
16.75%7.87%3.92%1.55%6.09%
Return on Capital Employed (ROCE)
9.78%5.28%2.55%0.47%0.93%
Return on Invested Capital (ROIC)
7.31%3.19%3.29%0.40%1.73%
Return on Tangible Assets
1.60%0.63%0.29%0.13%0.62%
Earnings Yield
14.46%8.01%5.34%1.31%7.82%
Efficiency Ratios
Receivables Turnover
8.45 0.00 0.00 0.00 0.00
Payables Turnover
7.71 -1.28 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
14.54 7.79 5.18 3.98 3.27
Asset Turnover
0.08 0.05 0.04 0.04 0.04
Working Capital Turnover Ratio
-0.11 -0.26 0.52 0.88 1.02
Cash Conversion Cycle
-4.18 284.96 0.00 0.00 0.00
Days of Sales Outstanding
43.18 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
47.36 -284.96 0.00 0.00 0.00
Operating Cycle
43.18 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
69.15 39.79 104.33 12.31 31.88
Free Cash Flow Per Share
66.36 36.77 102.04 9.99 29.36
CapEx Per Share
2.78 3.02 2.29 2.32 2.52
Free Cash Flow to Operating Cash Flow
0.96 0.92 0.98 0.81 0.92
Dividend Paid and CapEx Coverage Ratio
6.44 13.18 45.55 5.30 12.66
Capital Expenditure Coverage Ratio
24.83 13.18 45.55 5.30 12.66
Operating Cash Flow Coverage Ratio
0.82 0.46 1.35 0.16 0.44
Operating Cash Flow to Sales Ratio
0.79 0.79 2.78 0.37 0.97
Free Cash Flow Yield
53.24%42.96%182.22%10.95%46.16%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
6.92 12.48 18.72 76.30 12.79
Price-to-Sales (P/S) Ratio
1.42 1.69 1.49 2.72 1.94
Price-to-Book (P/B) Ratio
1.12 0.98 0.73 1.18 0.78
Price-to-Free Cash Flow (P/FCF) Ratio
1.88 2.33 0.55 9.13 2.17
Price-to-Operating Cash Flow Ratio
1.81 2.15 0.54 7.41 2.00
Price-to-Earnings Growth (PEG) Ratio
3.14 0.10 0.13 -1.01 0.67
Price-to-Fair Value
1.12 0.98 0.73 1.18 0.78
Enterprise Value Multiple
4.65 0.00 0.00 18.86 11.07
Enterprise Value
18.87B 9.45B 6.26B 19.16B 16.37B
EV to EBITDA
4.65 0.00 0.00 18.86 11.07
EV to Sales
1.45 1.26 1.13 3.87 3.38
EV to Free Cash Flow
1.92 1.74 0.42 13.00 3.78
EV to Operating Cash Flow
1.84 1.61 0.41 10.55 3.48
Tangible Book Value Per Share
105.76 80.76 70.75 72.09 77.19
Shareholders’ Equity Per Share
111.95 87.10 76.32 77.03 81.61
Tax and Other Ratios
Effective Tax Rate
0.24 0.43 0.49 0.71 0.34
Revenue Per Share
87.58 50.67 37.57 33.57 32.81
Net Income Per Share
18.07 6.86 2.99 1.20 4.97
Tax Burden
0.76 0.57 0.51 0.29 0.66
Interest Burden
1.00 -3.86 -2.12 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.07 0.14 0.22 0.16 0.44
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
3.83 5.80 34.87 10.30 6.41
Currency in PLN