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PT Bank Central Asia Tbk (PBCRF)
OTHER OTC:PBCRF
US Market

PT Bank Central Asia Tbk (PBCRF) Ratios

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PT Bank Central Asia Tbk Ratios

PBCRF's free cash flow for Q4 2025 was Rp0.91. For the 2025 fiscal year, PBCRF's free cash flow was decreased by Rp and operating cash flow was Rp0.60. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.09 0.09 0.10 18.95 0.17
Quick Ratio
0.09 0.09 0.10 18.95 0.17
Cash Ratio
0.07 0.07 0.08 15.78 0.15
Solvency Ratio
0.05 0.05 0.05 0.04 0.04
Operating Cash Flow Ratio
0.06 0.05 0.05 7.16 0.03
Short-Term Operating Cash Flow Coverage
0.00 10.29 0.00 0.00 0.00
Net Current Asset Value
Rp -10.00T>Rp -10.00T>Rp -10.00T>Rp -10.00T>Rp -10.00T>
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
<0.01 0.02 0.01 <0.01 <0.01
Debt-to-Capital Ratio
<0.01 0.02 0.01 <0.01 <0.01
Long-Term Debt-to-Capital Ratio
<0.01 <0.01 0.01 <0.01 <0.01
Financial Leverage Ratio
5.64 5.64 5.52 5.81 5.95
Debt Service Coverage Ratio
5.25 3.65 -1.35 5.33 7.22
Interest Coverage Ratio
9.16 6.84 7.11 6.18 8.39
Debt to Market Cap
<0.01 <0.01 <0.01 <0.01 <0.01
Interest Debt Per Share
83.48 136.57 104.88 98.19 65.85
Net Debt to EBITDA
-1.61 -1.14 0.00 -1.98 -3.00
Profitability Margins
Gross Profit Margin
69.04%91.62%100.00%91.17%93.71%
EBIT Margin
43.41%57.34%-1.96%54.60%52.83%
EBITDA Margin
45.00%59.20%0.00%57.51%55.61%
Operating Profit Margin
59.01%57.34%63.54%54.60%52.83%
Pretax Profit Margin
58.17%57.28%61.71%54.60%52.83%
Net Profit Margin
46.97%46.25%49.60%44.13%42.64%
Continuous Operations Profit Margin
46.99%46.27%49.62%44.15%42.66%
Net Income Per EBT
80.74%80.74%80.38%80.82%80.72%
EBT Per EBIT
98.59%99.89%97.12%100.00%100.00%
Return on Assets (ROA)
3.63%3.63%3.78%3.45%3.10%
Return on Equity (ROE)
21.59%20.44%20.88%20.07%18.43%
Return on Capital Employed (ROCE)
22.19%21.66%23.08%4.30%19.21%
Return on Invested Capital (ROIC)
17.93%17.42%18.56%2.63%15.52%
Return on Tangible Assets
3.63%3.63%3.79%3.46%3.10%
Earnings Yield
6.89%6.13%4.85%4.45%4.16%
Efficiency Ratios
Receivables Turnover
4.88 4.97 5.11 4.48 5.87
Payables Turnover
1.51 2.96 0.00 1.53 2.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.30 4.37 3.91 4.11 3.87
Asset Turnover
0.08 0.08 0.08 0.08 0.07
Working Capital Turnover Ratio
-0.21 -0.11 -0.25 -0.30 -0.12
Cash Conversion Cycle
-166.26 -49.68 71.41 -157.74 -120.22
Days of Sales Outstanding
74.81 73.44 71.41 81.47 62.16
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
241.07 123.12 0.00 239.21 182.38
Operating Cycle
74.81 73.44 71.41 81.47 62.16
Cash Flow Ratios
Operating Cash Flow Per Share
586.59 503.53 436.59 471.01 274.02
Free Cash Flow Per Share
566.70 483.58 402.73 429.64 246.80
CapEx Per Share
19.90 19.94 33.85 41.37 27.22
Free Cash Flow to Operating Cash Flow
0.97 0.96 0.92 0.91 0.90
Dividend Paid and CapEx Coverage Ratio
1.80 1.55 1.40 1.86 1.50
Capital Expenditure Coverage Ratio
29.48 25.25 12.90 11.39 10.07
Operating Cash Flow Coverage Ratio
30.17 9.73 17.68 24.48 16.04
Operating Cash Flow to Sales Ratio
0.59 0.50 0.49 0.53 0.35
Free Cash Flow Yield
8.38%6.33%4.39%4.85%3.11%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
14.51 16.32 20.62 22.47 24.02
Price-to-Sales (P/S) Ratio
6.80 7.55 10.23 9.92 10.24
Price-to-Book (P/B) Ratio
2.97 3.34 4.30 4.51 4.43
Price-to-Free Cash Flow (P/FCF) Ratio
11.94 15.80 22.77 20.64 32.16
Price-to-Operating Cash Flow Ratio
11.55 15.17 21.01 18.83 28.97
Price-to-Earnings Growth (PEG) Ratio
21.50 3.10 1.62 1.16 0.81
Price-to-Fair Value
2.97 3.34 4.30 4.51 4.43
Enterprise Value Multiple
13.51 11.60 0.00 15.26 15.42
Enterprise Value
10.00T> 10.00T> 10.00T> 10.00T> 10.00T>
EV to EBITDA
13.51 11.60 0.00 15.26 15.42
EV to Sales
6.08 6.87 9.45 8.78 8.57
EV to Free Cash Flow
10.67 14.38 21.05 18.27 26.92
EV to Operating Cash Flow
10.31 13.81 19.42 16.66 24.25
Tangible Book Value Per Share
2.27K 2.28K 2.12K 1.95K 1.78K
Shareholders’ Equity Per Share
2.28K 2.29K 2.13K 1.97K 1.79K
Tax and Other Ratios
Effective Tax Rate
0.19 0.19 0.20 0.19 0.19
Revenue Per Share
994.27 1.01K 896.78 894.08 774.98
Net Income Per Share
467.02 468.09 444.83 394.56 330.45
Tax Burden
0.81 0.81 0.80 0.81 0.81
Interest Burden
1.34 1.00 -31.47 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.07 0.09 0.10 0.10 0.11
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
2.53 1.08 0.00 0.00 0.83
Currency in IDR