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PT Bank Central Asia Tbk (PBCRF)
OTHER OTC:PBCRF
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PT Bank Central Asia Tbk (PBCRF) Ratios

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PT Bank Central Asia Tbk Ratios

PBCRF's free cash flow for Q2 2025 was Rp0.91. For the 2025 fiscal year, PBCRF's free cash flow was decreased by Rp and operating cash flow was Rp0.57. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.11 18.95 59.20 43.46 29.82
Quick Ratio
0.11 18.95 174.28 119.88 95.58
Cash Ratio
0.09 15.78 53.79 39.98 25.65
Solvency Ratio
0.05 0.04 0.04 0.03 0.03
Operating Cash Flow Ratio
0.04 7.16 11.24 26.81 11.75
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
Rp -10.00T>Rp -10.00T>Rp -10.00T>Rp -10.00T>Rp -10.00T>
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
<0.01 <0.01 <0.01 0.01 0.01
Debt-to-Capital Ratio
<0.01 <0.01 <0.01 0.01 0.01
Long-Term Debt-to-Capital Ratio
<0.01 <0.01 <0.01 0.01 0.01
Financial Leverage Ratio
5.75 5.81 5.95 6.06 5.83
Debt Service Coverage Ratio
2.27 -1.18 -1.62 -0.98 -0.68
Interest Coverage Ratio
6.93 6.80 8.39 5.15 3.56
Debt to Market Cap
<0.01 <0.01 <0.01 <0.01 <0.01
Interest Debt Per Share
98.19 98.19 65.85 79.73 98.42
Net Debt to EBITDA
-2.84 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
95.72%104.35%100.00%100.00%100.00%
EBIT Margin
28.98%-3.48%-2.97%-3.05%-3.32%
EBITDA Margin
31.04%0.00%0.00%0.00%0.00%
Operating Profit Margin
59.68%67.74%56.35%48.44%43.74%
Pretax Profit Margin
59.12%61.62%56.37%48.47%43.76%
Net Profit Margin
47.58%49.80%45.50%39.21%35.37%
Continuous Operations Profit Margin
47.60%49.82%45.52%39.23%35.39%
Net Income Per EBT
80.49%80.82%80.72%80.90%80.82%
EBT Per EBIT
99.06%90.96%100.04%100.05%100.05%
Return on Assets (ROA)
3.79%3.45%3.10%2.56%2.52%
Return on Equity (ROE)
22.21%20.07%18.43%15.50%14.70%
Return on Capital Employed (ROCE)
23.36%4.73%3.85%3.17%3.13%
Return on Invested Capital (ROIC)
18.81%2.89%9.01%6.98%7.89%
Return on Tangible Assets
3.79%3.46%3.10%2.56%2.53%
Earnings Yield
5.18%4.45%4.16%3.49%0.63%
Efficiency Ratios
Receivables Turnover
6.74 3.97 5.50 4.89 4.24
Payables Turnover
1.73 -0.67 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.31 3.64 3.62 3.61 3.50
Asset Turnover
0.08 0.07 0.07 0.07 0.07
Working Capital Turnover Ratio
-0.26 0.61 0.48 0.49 0.61
Cash Conversion Cycle
-157.35 639.92 66.33 74.58 86.08
Days of Sales Outstanding
54.13 91.94 66.33 74.58 86.08
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
211.48 -547.98 0.00 0.00 0.00
Operating Cycle
54.13 91.94 66.33 74.58 86.08
Cash Flow Ratios
Operating Cash Flow Per Share
388.67 471.01 274.02 1.02K 413.54
Free Cash Flow Per Share
356.55 429.64 246.80 996.80 391.85
CapEx Per Share
32.13 38.11 27.22 26.81 21.69
Free Cash Flow to Operating Cash Flow
0.92 0.91 0.90 0.97 0.95
Dividend Paid and CapEx Coverage Ratio
1.17 1.88 1.50 7.41 3.13
Capital Expenditure Coverage Ratio
12.10 12.36 10.07 38.18 19.07
Operating Cash Flow Coverage Ratio
26.81 24.48 16.04 55.12 18.76
Operating Cash Flow to Sales Ratio
0.40 0.59 0.38 1.57 0.66
Free Cash Flow Yield
4.00%4.85%3.11%13.67%1.12%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
19.31 22.47 24.02 28.62 158.95
Price-to-Sales (P/S) Ratio
9.19 11.19 10.93 11.22 56.22
Price-to-Book (P/B) Ratio
4.21 4.51 4.43 4.44 23.36
Price-to-Free Cash Flow (P/FCF) Ratio
25.03 20.64 32.16 7.32 89.28
Price-to-Operating Cash Flow Ratio
22.96 18.83 28.97 7.13 84.60
Price-to-Earnings Growth (PEG) Ratio
12.37 1.16 0.81 1.81 -31.67
Price-to-Fair Value
4.21 4.51 4.43 4.44 23.36
Enterprise Value Multiple
26.75 0.00 0.00 0.00 0.00
Enterprise Value
10.00T> 10.00T> 10.00T> 10.00T> 10.00T>
EV to EBITDA
26.75 0.00 0.00 0.00 0.00
EV to Sales
8.30 9.91 9.15 8.90 54.81
EV to Free Cash Flow
22.63 18.27 26.92 5.81 87.03
EV to Operating Cash Flow
20.76 16.66 24.25 5.65 82.47
Tangible Book Value Per Share
2.11K 1.95K 1.78K 1.63K 1.49K
Shareholders’ Equity Per Share
2.12K 1.97K 1.79K 1.64K 1.50K
Tax and Other Ratios
Effective Tax Rate
0.19 0.19 0.19 0.19 0.19
Revenue Per Share
971.52 792.26 726.21 650.09 622.24
Net Income Per Share
462.26 394.56 330.45 254.90 220.09
Tax Burden
0.80 0.81 0.81 0.81 0.81
Interest Burden
2.04 -17.69 -18.96 -15.87 -13.19
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.10 0.11 0.11 0.11 0.11
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
3.37 1.19 0.83 4.02 1.88
Currency in IDR
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