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OTP Bank Nyrt (OTPBF)
OTHER OTC:OTPBF
US Market

OTP Bank Nyrt (OTPBF) Ratios

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OTP Bank Nyrt Ratios

OTPBF's free cash flow for Q2 2025 was Ft0.68. For the 2025 fiscal year, OTPBF's free cash flow was decreased by Ft and operating cash flow was Ft0.35. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.23 0.25 5.31 42.10 54.38
Quick Ratio
0.23 0.25 5.31 90.66 114.39
Cash Ratio
0.23 0.24 4.96 42.10 53.31
Solvency Ratio
0.03 0.03 0.03 0.02 0.02
Operating Cash Flow Ratio
0.05 0.04 0.26 8.68 18.96
Short-Term Operating Cash Flow Coverage
0.00 0.98 0.00 0.00 0.00
Net Current Asset Value
Ft -31.09TFt -29.96TFt -26.18TFt -23.91TFt -20.29T
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.07 0.07 0.04 0.03
Debt-to-Equity Ratio
0.56 0.60 0.67 0.37 0.26
Debt-to-Capital Ratio
0.36 0.37 0.40 0.27 0.21
Long-Term Debt-to-Capital Ratio
0.36 0.43 0.40 0.00 0.00
Financial Leverage Ratio
8.48 8.50 9.69 9.89 9.09
Debt Service Coverage Ratio
0.89 0.45 0.71 -0.06 2.20
Interest Coverage Ratio
0.98 1.02 0.65 1.44 2.17
Debt to Market Cap
0.34 0.90 0.65 0.00 0.00
Interest Debt Per Share
16.69K 16.63K 16.06K 8.20K 3.92K
Net Debt to EBITDA
-3.41 -3.42 -4.61 0.00 -5.53
Profitability Margins
Gross Profit Margin
68.37%66.95%59.69%100.00%100.00%
EBIT Margin
30.95%32.38%30.80%-6.49%36.79%
EBITDA Margin
34.27%35.86%33.71%0.00%43.60%
Operating Profit Margin
30.95%33.58%26.50%75.86%37.86%
Pretax Profit Margin
30.83%32.38%31.18%22.72%37.91%
Net Profit Margin
24.94%26.50%25.67%19.93%32.69%
Continuous Operations Profit Margin
24.81%26.12%26.27%18.36%32.74%
Net Income Per EBT
80.87%81.84%82.31%87.71%86.22%
EBT Per EBIT
99.62%96.41%117.67%29.95%100.14%
Return on Assets (ROA)
2.44%2.47%2.50%1.06%1.65%
Return on Equity (ROE)
21.27%20.98%24.19%10.44%15.03%
Return on Capital Employed (ROCE)
13.57%14.25%2.70%4.04%1.92%
Return on Invested Capital (ROIC)
10.92%10.09%2.27%8.37%3.99%
Return on Tangible Assets
2.46%2.49%2.51%1.06%1.67%
Earnings Yield
12.97%18.68%23.39%13.07%10.47%
Efficiency Ratios
Receivables Turnover
0.00 25.70 18.71 9.20 16.79
Payables Turnover
0.00 8.54 8.08 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
6.54 6.12 6.44 3.32 3.02
Asset Turnover
0.10 0.09 0.10 0.05 0.05
Working Capital Turnover Ratio
-0.16 -0.45 0.59 0.36 0.36
Cash Conversion Cycle
0.00 -28.54 -25.68 39.69 21.74
Days of Sales Outstanding
0.00 14.20 19.51 39.69 21.74
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 42.74 45.19 0.00 0.00
Operating Cycle
0.00 14.20 19.51 39.69 21.74
Cash Flow Ratios
Operating Cash Flow Per Share
7.12K 4.90K 1.71K 4.38K 5.62K
Free Cash Flow Per Share
3.87K 3.75K 588.93 3.33K 4.48K
CapEx Per Share
923.94 1.15K 1.12K 1.05K 1.15K
Free Cash Flow to Operating Cash Flow
0.54 0.77 0.34 0.76 0.80
Dividend Paid and CapEx Coverage Ratio
4.82 2.90 1.20 2.94 4.90
Capital Expenditure Coverage Ratio
7.71 4.26 1.53 4.18 4.90
Operating Cash Flow Coverage Ratio
0.63 0.42 0.17 0.93 1.88
Operating Cash Flow to Sales Ratio
0.42 0.32 0.12 0.66 1.06
Free Cash Flow Yield
11.54%17.29%3.73%32.96%26.96%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.71 5.35 4.28 7.65 9.55
Price-to-Sales (P/S) Ratio
1.99 1.42 1.10 1.52 3.12
Price-to-Book (P/B) Ratio
1.59 1.12 1.03 0.80 1.44
Price-to-Free Cash Flow (P/FCF) Ratio
8.66 5.78 26.83 3.03 3.71
Price-to-Operating Cash Flow Ratio
4.54 4.43 9.24 2.31 2.95
Price-to-Earnings Growth (PEG) Ratio
1.11 0.55 0.02 -0.32 0.13
Price-to-Fair Value
1.59 1.12 1.03 0.80 1.44
Enterprise Value Multiple
2.41 0.54 -1.36 0.00 1.63
Enterprise Value
3.58T 781.11B -1.76T -1.69T 991.19B
EV to EBITDA
2.41 0.54 -1.36 0.00 1.63
EV to Sales
0.82 0.19 -0.46 -0.97 0.71
EV to Free Cash Flow
3.58 0.79 -11.18 -1.93 0.85
EV to Operating Cash Flow
1.95 0.60 -3.85 -1.47 0.67
Tangible Book Value Per Share
18.91K 18.01K 14.21K 11.77K 10.64K
Shareholders’ Equity Per Share
20.26K 19.32K 15.27K 12.65K 11.57K
Tax and Other Ratios
Effective Tax Rate
0.20 0.19 0.16 0.15 0.14
Revenue Per Share
16.81K 15.29K 14.40K 6.63K 5.32K
Net Income Per Share
4.19K 4.05K 3.70K 1.32K 1.74K
Tax Burden
0.81 0.82 0.82 0.88 0.86
Interest Burden
1.00 1.00 1.01 -3.50 1.03
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.15 0.08 0.07 0.27 0.14
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.70 5.22 0.46 3.32 3.23
Currency in HUF