The earnings call presents a generally positive outlook with several strong achievements, such as exceeding the dividend with EAD, significant portfolio growth, and a strategic acquisition. However, there are some challenges, including unrealized derivative losses, a decrease in book value, and competitive pressures in the BPL Bridge market.

Company Guidance

During the call, New York Mortgage Trust provided optimistic guidance for the upcoming quarters, supported by strong second-quarter performance. They reported earnings available for distribution (EAD) exceeded their common dividend by $0.02, bolstered by a significant $800 million deployment into single-family opportunities. The firm anticipates a steepening yield curve, which could benefit their portfolio's lower short-term rates. Additionally, New York Mortgage Trust completed a $38.4 million acquisition of Constructive, a move expected to be immediately accretive to EAD. This acquisition aligns with their strategy to diversify the balance sheet and enhance shareholder value through increased exposure to business purpose loans (BPL) rental loans. With $416 million in liquidity to deploy and a strategic increase in recourse leverage limit from 4x to 8x on their senior notes, the company is well-positioned to expand Agency RMBS holdings, which currently constitute 57% of portfolio assets. Despite a slight decrease in GAAP and adjusted book values, the firm's consistent quarterly dividend of $0.20 per share signifies stability and growth potential, with shares trading at a significant discount.

Earnings Available for Distribution (EAD) Surpasses Dividend

EAD exceeded the current common dividend by $0.02, reflecting effective capital allocation and liquidity strength.

Significant Portfolio Growth

A total of $915 million in assets were acquired in the second quarter, contributing to over $2.8 billion in acquisitions for the first half of 2025.

Constructive Acquisition

NYMT fully acquired Constructive, a leading originator of business purpose loans, which is expected to be immediately accretive to EAD.

Increased Investment in Agency RMBS

Deployed $504 million in Agency RMBS, increasing agency portfolio equity concentration from 34% to 38%.

Growth in Adjusted Net Interest Income

Adjusted net interest income per share rose 10% quarter-over-quarter and 47% year-over-year to $0.44 per share.

New York Mortgage (NYMT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

NYMT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	0.19 / -	0.36	―	―	―
Aug 01, 2025	2025 (Q2)	0.20 / -0.04	-0.29	86.21% (+0.25)
Apr 30, 2025	2025 (Q1)	0.09 / 0.33	-0.75	144.00% (+1.08)
Feb 19, 2025	2024 (Q4)	0.06 / -0.46	0.35	-231.43% (-0.81)
Oct 30, 2024	2024 (Q3)	0.01 / 0.36	-1.04	134.62% (+1.40)
Jul 31, 2024	2024 (Q2)	>-0.01 / -0.29	-0.41	29.27% (+0.12)
May 01, 2024	2024 (Q1)	0.10 / -0.75	0.12	-725.00% (-0.87)
Feb 21, 2024	2023 (Q4)	0.02 / 0.35	-0.52	167.31% (+0.87)
Nov 01, 2023	2023 (Q3)	-0.16 / -1.04	-1.32	21.21% (+0.28)
Aug 02, 2023	2023 (Q2)	0.10 / -0.41	-0.88	53.41% (+0.47)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

NYMT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 01, 2025	$6.58	$6.72	+2.13%
Apr 30, 2025	$5.69	$6.16	+8.26%
Feb 19, 2025	$5.63	$6.04	+7.28%
Oct 30, 2024	$5.09	$5.24	+2.95%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does New York Mortgage Trust (NYMT) report earnings?

New York Mortgage Trust (NYMT) is schdueled to report earning on Oct 29, 2025, After Close (Confirmed).

What is New York Mortgage Trust (NYMT) earnings time?

New York Mortgage Trust (NYMT) earnings time is at Oct 29, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is NYMT EPS forecast?

NYMT EPS forecast for the fiscal quarter 2025 (Q3) is 0.19.

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