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Nedbank Group Limited (NDBKF)
OTHER OTC:NDBKF
US Market

Nedbank Group (NDBKF) Ratios

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Nedbank Group Ratios

NDBKF's free cash flow for Q4 2025 was Rs0.47. For the 2025 fiscal year, NDBKF's free cash flow was decreased by Rs and operating cash flow was Rs0.05. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.10 2.37 0.00 0.12 4.46
Quick Ratio
0.10 2.37 0.00 0.57 18.61
Cash Ratio
0.04 1.18 0.00 0.39 4.46
Solvency Ratio
<0.01 <0.01 0.02 0.02 0.02
Operating Cash Flow Ratio
0.02 2.21 0.00 -0.09 1.84
Short-Term Operating Cash Flow Coverage
0.02 2.21 0.00 0.00 0.00
Net Current Asset Value
Rs -1.23TRs -1.32TRs -1.21TRs -1.17TRs -1.09T
Leverage Ratios
Debt-to-Assets Ratio
0.91 0.07 0.03 0.03 0.03
Debt-to-Equity Ratio
12.59 0.93 0.33 0.37 0.38
Debt-to-Capital Ratio
0.93 0.48 0.25 0.27 0.28
Long-Term Debt-to-Capital Ratio
0.33 0.33 0.25 0.27 0.28
Financial Leverage Ratio
13.89 13.66 11.33 12.17 10.88
Debt Service Coverage Ratio
<0.01 0.08 -0.06 0.26 0.41
Interest Coverage Ratio
0.17 0.17 0.36 0.74 1.11
Debt to Market Cap
10.65 16.80 0.30 0.40 0.45
Interest Debt Per Share
3.08K 6.72K 268.27 239.34 188.06
Net Debt to EBITDA
81.47 3.18 0.00 -1.38 -0.08
Profitability Margins
Gross Profit Margin
45.25%43.16%100.00%100.00%55.26%
EBIT Margin
8.12%8.12%-6.56%32.78%18.52%
EBITDA Margin
9.67%9.44%0.00%39.55%22.35%
Operating Profit Margin
8.85%8.85%44.53%93.71%49.48%
Pretax Profit Margin
8.12%8.12%34.40%35.16%18.51%
Net Profit Margin
5.74%5.74%27.14%25.11%14.31%
Continuous Operations Profit Margin
5.10%5.10%27.36%27.89%14.46%
Net Income Per EBT
70.75%70.75%78.91%71.41%77.32%
EBT Per EBIT
91.65%91.65%77.24%37.52%37.40%
Return on Assets (ROA)
0.63%0.59%1.29%1.17%1.22%
Return on Equity (ROE)
8.01%8.11%14.64%14.20%13.25%
Return on Capital Employed (ROCE)
9.08%0.95%2.12%5.09%4.25%
Return on Invested Capital (ROIC)
2.27%0.58%1.69%4.62%12.59%
Return on Tangible Assets
0.64%0.60%1.30%1.18%1.23%
Earnings Yield
7.59%147.81%13.17%15.08%15.80%
Efficiency Ratios
Receivables Turnover
615.58 0.00 5.93 5.57 12.67
Payables Turnover
0.07 0.00 0.00 0.00 5.19
Inventory Turnover
0.00 0.00 0.00 0.00 -0.33
Fixed Asset Turnover
17.72 11.39 4.78 5.59 9.64
Asset Turnover
0.11 0.10 0.05 0.05 0.09
Working Capital Turnover Ratio
-0.14 2.21 -1.54 -0.94 2.15
Cash Conversion Cycle
-5.26K 0.00 61.56 65.48 -1.15K
Days of Sales Outstanding
0.59 0.00 61.56 65.48 28.81
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 -1.11K
Days of Payables Outstanding
5.26K 0.00 0.00 0.00 70.34
Operating Cycle
0.59 0.00 61.56 65.48 -1.08K
Cash Flow Ratios
Operating Cash Flow Per Share
55.87 3.90K 40.33 -34.77 38.73
Free Cash Flow Per Share
49.72 3.81K 30.42 -42.69 32.20
CapEx Per Share
6.14 92.68 9.91 7.91 6.52
Free Cash Flow to Operating Cash Flow
0.89 0.98 0.75 1.23 0.83
Dividend Paid and CapEx Coverage Ratio
1.84 8.24 1.29 -1.36 1.70
Capital Expenditure Coverage Ratio
9.09 42.08 4.07 -4.39 5.94
Operating Cash Flow Coverage Ratio
0.02 1.03 0.46 -0.42 0.43
Operating Cash Flow to Sales Ratio
0.16 0.68 0.28 -0.28 0.18
Free Cash Flow Yield
18.27%1703.73%10.20%-20.59%16.23%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
13.18 0.68 7.59 6.63 6.33
Price-to-Sales (P/S) Ratio
0.77 0.04 2.06 1.66 0.91
Price-to-Book (P/B) Ratio
1.16 0.05 1.11 0.94 0.84
Price-to-Free Cash Flow (P/FCF) Ratio
5.47 0.06 9.81 -4.86 6.16
Price-to-Operating Cash Flow Ratio
4.78 0.06 7.40 -5.96 5.12
Price-to-Earnings Growth (PEG) Ratio
-0.25 -0.01 0.66 0.64 0.24
Price-to-Fair Value
1.16 0.05 1.11 0.94 0.84
Enterprise Value Multiple
89.44 3.59 0.00 2.83 3.98
Enterprise Value
1.39T 54.24B 102.75B 68.30B 94.81B
EV to EBITDA
89.44 3.59 0.00 2.83 3.98
EV to Sales
8.65 0.34 1.52 1.12 0.89
EV to Free Cash Flow
61.39 0.51 7.24 -3.27 6.05
EV to Operating Cash Flow
54.64 0.50 5.46 -4.01 5.03
Tangible Book Value Per Share
210.54 3.62K 243.23 219.16 212.06
Shareholders’ Equity Per Share
230.13 4.07K 268.38 220.22 236.61
Tax and Other Ratios
Effective Tax Rate
0.37 0.37 0.20 0.21 0.22
Revenue Per Share
352.99 5.75K 144.74 124.58 219.14
Net Income Per Share
20.27 330.33 39.28 31.28 31.36
Tax Burden
0.71 0.71 0.79 0.71 0.77
Interest Burden
1.00 1.00 -5.24 1.07 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.16 0.00 0.00 0.04 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 0.01 0.03 <0.01
Income Quality
1.52 13.77 0.81 -1.11 0.95
Currency in ZAR