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Nordea Bank Abp (NBNKF)
OTHER OTC:NBNKF
US Market

Nordea Bank Abp (NBNKF) Ratios

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Nordea Bank Abp Ratios

NBNKF's free cash flow for Q4 2025 was €0.70. For the 2025 fiscal year, NBNKF's free cash flow was decreased by € and operating cash flow was €0.36. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.17 0.17 0.21 0.23 129.28
Quick Ratio
0.17 0.17 0.21 0.23 129.28
Cash Ratio
0.16 0.16 0.21 0.23 129.28
Solvency Ratio
<0.01 <0.01 <0.01 0.01 <0.01
Operating Cash Flow Ratio
-0.01 -0.01 0.08 -0.03 45.31
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
€ -575.95B€ -575.95B€ -539.15B€ -500.19B€ -500.74B
Leverage Ratios
Debt-to-Assets Ratio
0.31 0.31 0.32 0.33 0.32
Debt-to-Equity Ratio
6.33 6.33 6.08 6.12 6.06
Debt-to-Capital Ratio
0.86 0.86 0.86 0.86 0.86
Long-Term Debt-to-Capital Ratio
0.86 0.86 0.86 0.86 0.00
Financial Leverage Ratio
20.18 20.18 19.22 18.73 18.94
Debt Service Coverage Ratio
0.54 0.54 0.42 0.45 1.33
Interest Coverage Ratio
0.62 0.63 0.49 0.56 2.51
Debt to Market Cap
3.68 3.68 5.37 4.75 0.00
Interest Debt Per Share
63.23 62.13 60.21 56.76 51.03
Net Debt to EBITDA
23.16 23.09 20.63 19.91 23.82
Profitability Margins
Gross Profit Margin
53.84%53.80%47.17%101.38%100.00%
EBIT Margin
28.85%28.94%25.65%54.64%48.91%
EBITDA Margin
31.64%31.73%27.86%59.96%54.92%
Operating Profit Margin
28.85%28.94%25.65%59.31%81.23%
Pretax Profit Margin
28.94%28.94%25.65%54.61%48.89%
Net Profit Margin
22.17%22.17%19.82%42.51%36.80%
Continuous Operations Profit Margin
22.17%22.17%19.82%42.51%36.78%
Net Income Per EBT
76.63%76.63%77.26%77.85%75.27%
EBT Per EBIT
100.30%100.00%100.00%92.08%60.19%
Return on Assets (ROA)
0.74%0.74%0.81%0.84%0.60%
Return on Equity (ROE)
15.61%14.93%15.60%15.80%11.43%
Return on Capital Employed (ROCE)
1.67%1.67%1.74%1.93%1.33%
Return on Invested Capital (ROIC)
1.28%1.28%1.34%1.51%2.64%
Return on Tangible Assets
0.74%0.74%0.82%0.85%0.61%
Earnings Yield
8.72%8.69%13.76%12.26%9.44%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 62.73 -0.64 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
13.96 13.96 15.37 7.02 5.83
Asset Turnover
0.03 0.03 0.04 0.02 0.02
Working Capital Turnover Ratio
-0.19 -0.10 -0.14 -0.07 0.16
Cash Conversion Cycle
0.00 0.00 -5.82 572.59 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 5.82 -572.59 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-0.94 -0.92 5.76 -1.81 5.80
Free Cash Flow Per Share
-1.00 -0.94 5.74 -1.95 5.69
CapEx Per Share
0.06 0.02 0.03 0.15 0.11
Free Cash Flow to Operating Cash Flow
1.07 1.02 1.00 1.08 0.98
Dividend Paid and CapEx Coverage Ratio
-0.92 -0.96 6.10 -1.90 7.18
Capital Expenditure Coverage Ratio
-15.26 -61.35 221.75 -12.21 54.26
Operating Cash Flow Coverage Ratio
-0.02 -0.02 0.10 -0.03 0.12
Operating Cash Flow to Sales Ratio
-0.15 -0.15 0.79 -0.56 2.25
Free Cash Flow Yield
-6.10%-5.82%54.65%-17.32%56.74%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.47 11.51 7.27 8.15 10.59
Price-to-Sales (P/S) Ratio
2.55 2.55 1.44 3.47 3.90
Price-to-Book (P/B) Ratio
1.71 1.72 1.13 1.29 1.21
Price-to-Free Cash Flow (P/FCF) Ratio
-16.40 -17.19 1.83 -5.77 1.76
Price-to-Operating Cash Flow Ratio
-17.40 -17.47 1.82 -6.22 1.73
Price-to-Earnings Growth (PEG) Ratio
7.91 -3.32 1.42 0.18 -3.43
Price-to-Fair Value
1.71 1.72 1.13 1.29 1.21
Enterprise Value Multiple
31.22 31.14 25.80 25.69 30.92
Enterprise Value
215.66B 215.66B 183.43B 178.75B 165.60B
EV to EBITDA
31.22 31.14 25.80 25.69 30.92
EV to Sales
9.88 9.88 7.19 15.40 16.98
EV to Free Cash Flow
-63.45 -66.52 9.13 -25.65 7.68
EV to Operating Cash Flow
-67.61 -67.60 9.09 -27.62 7.54
Tangible Book Value Per Share
9.53 9.36 8.16 7.65 7.22
Shareholders’ Equity Per Share
9.53 9.36 9.26 8.72 8.29
Tax and Other Ratios
Effective Tax Rate
0.23 0.23 0.23 0.22 0.25
Revenue Per Share
6.41 6.30 7.29 3.24 2.57
Net Income Per Share
1.42 1.40 1.45 1.38 0.95
Tax Burden
0.77 0.77 0.77 0.78 0.75
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.10 0.06 0.06 0.09 0.01
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 <0.01
Income Quality
-0.57 -0.51 4.01 -1.32 4.61
Currency in EUR