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BFF Bank SpA (IT:BFF)
:BFF
Italy Market

BFF Bank SpA (BFF) Ratios

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BFF Bank SpA Ratios

IT:BFF's free cash flow for Q2 2024 was €0.83. For the 2024 fiscal year, IT:BFF's free cash flow was decreased by € and operating cash flow was €0.88. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
99.90 0.09 99.90 43.16 68.93
Quick Ratio
171.99 0.09 171.99 86.03 139.24
Cash Ratio
73.90 0.10 73.90 38.62 59.63
Solvency Ratio
0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
14.12 -0.03 14.12 28.82 35.99
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
€ -11.47B€ -11.01B€ -11.47B€ -9.81B€ -5.39B
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.20 0.02 0.03 0.17
Debt-to-Equity Ratio
0.32 3.97 0.32 0.66 2.18
Debt-to-Capital Ratio
0.24 0.80 0.24 0.40 0.69
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
17.58 20.19 17.58 19.55 13.08
Debt Service Coverage Ratio
2.63 0.54 2.63 5.92 2.06
Interest Coverage Ratio
4.56 0.78 4.56 6.62 3.64
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
1.82 14.83 1.82 2.24 6.19
Net Debt to EBITDA
-1.69 7.35 -1.69 -1.62 6.47
Profitability Margins
Gross Profit Margin
100.00%192.61%100.00%100.00%100.00%
EBIT Margin
79.71%55.42%79.71%65.14%55.80%
EBITDA Margin
82.76%58.49%82.76%68.48%58.29%
Operating Profit Margin
102.18%63.19%102.18%76.81%76.94%
Pretax Profit Margin
79.78%55.36%79.78%65.20%55.80%
Net Profit Margin
55.89%40.44%55.89%65.44%41.08%
Continuous Operations Profit Margin
55.83%40.44%55.83%65.44%41.08%
Net Income Per EBT
70.06%73.05%70.06%100.36%73.62%
EBT Per EBIT
78.08%87.61%78.08%84.89%72.52%
Return on Assets (ROA)
1.74%1.40%1.74%1.77%1.51%
Return on Equity (ROE)
30.58%28.20%30.58%34.53%19.69%
Return on Capital Employed (ROCE)
3.18%4.05%3.18%2.08%2.82%
Return on Invested Capital (ROIC)
3.92%2.98%3.92%3.41%6.49%
Return on Tangible Assets
1.75%1.41%1.75%1.78%1.51%
Earnings Yield
16.93%8.92%16.93%15.02%10.80%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 -40.72 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
7.64 6.99 7.64 8.27 12.31
Asset Turnover
0.03 0.03 0.03 0.03 0.04
Working Capital Turnover Ratio
0.44 -0.21 0.44 0.62 1.55
Cash Conversion Cycle
0.00 8.96 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -8.96 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.85 -0.99 0.85 2.88 0.61
Free Cash Flow Per Share
0.67 -1.16 0.67 2.55 0.57
CapEx Per Share
0.18 0.17 0.18 0.33 0.04
Free Cash Flow to Operating Cash Flow
0.79 1.17 0.79 0.89 0.93
Dividend Paid and CapEx Coverage Ratio
0.69 -0.97 0.69 2.32 15.00
Capital Expenditure Coverage Ratio
4.75 -5.84 4.75 8.70 15.00
Operating Cash Flow Coverage Ratio
0.65 -0.08 0.65 1.40 0.10
Operating Cash Flow to Sales Ratio
0.38 -0.44 0.38 1.77 0.47
Free Cash Flow Yield
9.08%-11.26%9.08%35.92%11.59%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.91 11.21 5.91 6.66 9.26
Price-to-Sales (P/S) Ratio
3.30 4.53 3.30 4.36 3.80
Price-to-Book (P/B) Ratio
1.81 3.16 1.81 2.30 1.82
Price-to-Free Cash Flow (P/FCF) Ratio
11.02 -8.88 11.02 2.78 8.63
Price-to-Operating Cash Flow Ratio
8.70 -10.40 8.70 2.46 8.05
Price-to-Earnings Growth (PEG) Ratio
0.35 -0.42 0.35 0.07 -2.55
Price-to-Fair Value
1.81 3.16 1.81 2.30 1.82
Enterprise Value Multiple
2.30 15.10 2.30 4.74 12.99
Enterprise Value
789.08M 3.75B 789.08M 979.10M 1.68B
EV to EBITDA
2.30 15.10 2.30 4.74 12.99
EV to Sales
1.90 8.83 1.90 3.25 7.57
EV to Free Cash Flow
6.34 -17.31 6.34 2.07 17.19
EV to Operating Cash Flow
5.01 -20.28 5.01 1.84 16.04
Tangible Book Value Per Share
3.72 3.67 3.72 2.72 2.50
Shareholders’ Equity Per Share
4.10 3.27 4.10 3.08 2.71
Tax and Other Ratios
Effective Tax Rate
0.30 0.27 0.30 >-0.01 0.26
Revenue Per Share
2.24 2.28 2.24 1.63 1.30
Net Income Per Share
1.25 0.92 1.25 1.07 0.53
Tax Burden
0.70 0.73 0.70 1.00 0.74
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.19 0.19 0.19 0.27 0.18
Stock-Based Compensation to Revenue
0.01 0.00 0.01 0.01 <0.01
Income Quality
0.68 -1.08 0.68 2.70 1.15
Currency in EUR
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