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Shriram Finance Limited (IN:SHRIRAMFIN)
:SHRIRAMFIN
India Market

Shriram Finance Limited (SHRIRAMFIN) Ratios

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Shriram Finance Limited Ratios

IN:SHRIRAMFIN's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:SHRIRAMFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
0.00 13.41 34.95 69.24 45.67
Quick Ratio
0.00 13.41 -18.54 -30.46 -18.91
Cash Ratio
0.00 7.23 33.50 67.99 44.81
Solvency Ratio
0.04 0.04 0.10 0.08 0.07
Operating Cash Flow Ratio
0.00 -35.91 -56.28 -53.36 -16.59
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -881.46B₹ -1.87T₹ -1.56T₹ -1.05T₹ -964.41B
Leverage Ratios
Debt-to-Assets Ratio
0.61 0.61 0.61 0.65 0.70
Debt-to-Equity Ratio
3.15 3.09 2.96 3.56 4.16
Debt-to-Capital Ratio
0.76 0.76 0.75 0.78 0.81
Long-Term Debt-to-Capital Ratio
0.76 0.67 0.00 0.00 0.00
Financial Leverage Ratio
5.20 5.07 4.84 5.45 5.98
Debt Service Coverage Ratio
0.00 1.31 -0.17 1.88 -0.09
Interest Coverage Ratio
0.00 0.64 0.64 1.37 0.36
Debt to Market Cap
1.46 1.07 0.00 0.00 0.00
Interest Debt Per Share
932.20 886.08 756.52 771.25 807.31
Net Debt to EBITDA
4.92 6.31 0.00 4.26 0.00
Profitability Margins
Gross Profit Margin
100.00%72.92%80.66%79.15%83.05%
EBIT Margin
0.00%138.70%-3.56%130.98%-1.68%
EBITDA Margin
0.00%142.35%0.00%206.27%0.00%
Operating Profit Margin
79.24%62.02%48.76%143.10%40.23%
Pretax Profit Margin
71.18%61.82%48.71%38.20%40.09%
Net Profit Margin
54.33%45.72%35.65%29.28%30.56%
Continuous Operations Profit Margin
53.66%45.92%35.70%29.28%30.56%
Net Income Per EBT
76.34%73.96%73.18%76.67%76.23%
EBT Per EBIT
89.83%99.67%99.90%26.69%99.65%
Return on Assets (ROA)
2.44%2.97%2.85%1.91%1.92%
Return on Equity (ROE)
16.14%15.05%13.81%10.43%11.51%
Return on Capital Employed (ROCE)
10.74%4.04%3.91%9.36%2.54%
Return on Invested Capital (ROIC)
142.11%2.82%26.73%53.62%16.24%
Return on Tangible Assets
2.44%3.00%2.90%1.91%1.92%
Earnings Yield
9.43%8.06%12.75%9.01%7.13%
Efficiency Ratios
Receivables Turnover
0.00 40.01 0.00 0.00 0.00
Payables Turnover
0.00 16.22 9.34 11.61 8.93
Inventory Turnover
0.00 0.00 0.19 0.12 0.08
Fixed Asset Turnover
17.14 17.12 22.44 22.49 18.89
Asset Turnover
0.06 0.06 0.08 0.07 0.06
Working Capital Turnover Ratio
3.27 1.51 1.54 0.82 1.14
Cash Conversion Cycle
1.43K -13.38 1.84K 3.09K 4.31K
Days of Sales Outstanding
0.00 9.12 0.00 0.00 0.00
Days of Inventory Outstanding
1.48K 0.00 1.88K 3.12K 4.35K
Days of Payables Outstanding
51.47 22.50 39.09 31.44 40.87
Operating Cycle
1.48K 9.12 1.88K 3.12K 4.35K
Cash Flow Ratios
Operating Cash Flow Per Share
-228.63 -165.44 -94.15 -66.56 -34.42
Free Cash Flow Per Share
-229.80 -166.85 -95.20 -66.83 -34.63
CapEx Per Share
1.17 1.41 1.05 0.27 0.21
Free Cash Flow to Operating Cash Flow
1.01 1.01 1.01 1.00 1.01
Dividend Paid and CapEx Coverage Ratio
-20.97 -14.53 -23.21 -9.98 -23.76
Capital Expenditure Coverage Ratio
-195.37 -117.15 -89.65 -247.80 -164.17
Operating Cash Flow Coverage Ratio
-0.25 -0.21 -0.14 -0.10 -0.05
Operating Cash Flow to Sales Ratio
-2.48 -1.93 -1.05 -0.95 -0.52
Free Cash Flow Yield
-21.65%-34.31%-37.80%-29.44%-12.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.75 12.41 7.84 11.10 14.02
Price-to-Sales (P/S) Ratio
6.93 5.67 2.80 3.25 4.28
Price-to-Book (P/B) Ratio
2.16 1.87 1.08 1.16 1.61
Price-to-Free Cash Flow (P/FCF) Ratio
-2.77 -2.91 -2.65 -3.40 -8.21
Price-to-Operating Cash Flow Ratio
-2.79 -2.94 -2.68 -3.41 -8.26
Price-to-Earnings Growth (PEG) Ratio
0.46 0.56 0.14 15.02 -4.04
Price-to-Fair Value
2.16 1.87 1.08 1.16 1.61
Enterprise Value Multiple
0.00 10.30 0.00 5.84 0.00
Enterprise Value
1.04T 2.36T 1.65T 1.12T 1.14T
EV to EBITDA
6.68 10.30 0.00 5.84 0.00
EV to Sales
13.21 14.66 9.81 12.04 13.93
EV to Free Cash Flow
-17.53 -7.53 -9.28 -12.57 -26.72
EV to Operating Cash Flow
-17.76 -7.60 -9.38 -12.62 -26.88
Tangible Book Value Per Share
285.67 249.49 217.81 182.95 176.33
Shareholders’ Equity Per Share
295.55 260.37 232.44 196.05 176.35
Tax and Other Ratios
Effective Tax Rate
0.25 0.26 0.27 0.24 0.24
Revenue Per Share
92.03 85.71 90.07 69.81 66.40
Net Income Per Share
50.00 39.18 32.11 20.44 20.29
Tax Burden
0.68 0.74 0.73 0.77 0.76
Interest Burden
0.36 0.45 -13.67 0.29 -23.86
Research & Development to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.01 0.01 0.01 0.01 0.01
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 0.00 0.00
Income Quality
-1.54 -4.22 -2.15 -2.50 -1.29
Currency in INR
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