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Shriram Finance Limited (IN:SHRIRAMFIN)
:SHRIRAMFIN
India Market

Shriram Finance Limited (SHRIRAMFIN) Ratios

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Shriram Finance Limited Ratios

IN:SHRIRAMFIN's free cash flow for Q1 2026 was ₹0.53. For the 2026 fiscal year, IN:SHRIRAMFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.25. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 13.41 13.41 34.95 69.24
Quick Ratio
0.00 13.41 13.41 -18.54 -30.46
Cash Ratio
30.55 7.23 7.23 33.50 67.99
Solvency Ratio
0.04 0.04 0.04 0.10 0.08
Operating Cash Flow Ratio
0.00 -35.91 -35.91 -56.28 -53.36
Short-Term Operating Cash Flow Coverage
0.00 -0.59 0.00 0.00 0.00
Net Current Asset Value
₹ -2.39T₹ -1.87T₹ -1.87T₹ -1.56T₹ -1.05T
Leverage Ratios
Debt-to-Assets Ratio
0.56 0.61 0.61 0.61 0.65
Debt-to-Equity Ratio
2.78 3.09 3.09 2.96 3.56
Debt-to-Capital Ratio
0.74 0.76 0.76 0.75 0.78
Long-Term Debt-to-Capital Ratio
0.74 0.67 0.67 0.00 0.00
Financial Leverage Ratio
4.94 5.07 5.07 4.84 5.45
Debt Service Coverage Ratio
0.58 0.30 1.31 -0.17 1.88
Interest Coverage Ratio
1.03 0.79 0.64 0.64 1.37
Debt to Market Cap
1.10 1.65 1.07 0.00 0.00
Interest Debt Per Share
978.75 886.08 886.08 756.52 771.25
Net Debt to EBITDA
12.99 6.31 6.31 0.00 4.26
Profitability Margins
Gross Profit Margin
52.39%72.92%72.92%80.66%79.15%
EBIT Margin
25.42%138.70%138.70%-3.56%130.98%
EBITDA Margin
26.93%142.35%142.35%0.00%206.27%
Operating Profit Margin
34.79%76.30%62.02%48.76%143.10%
Pretax Profit Margin
28.93%61.82%61.82%48.71%38.20%
Net Profit Margin
21.76%45.72%45.72%35.65%29.28%
Continuous Operations Profit Margin
21.73%44.67%45.92%35.70%29.28%
Net Income Per EBT
75.23%73.96%73.96%73.18%76.67%
EBT Per EBIT
83.14%81.02%99.67%99.90%26.69%
Return on Assets (ROA)
3.30%2.97%2.97%2.85%1.91%
Return on Equity (ROE)
17.41%15.05%15.05%13.81%10.43%
Return on Capital Employed (ROCE)
5.28%4.97%4.04%3.91%9.36%
Return on Invested Capital (ROIC)
-3545.86%2.89%2.82%26.73%53.62%
Return on Tangible Assets
3.32%3.00%3.00%2.90%1.91%
Earnings Yield
6.41%8.06%8.06%12.75%9.01%
Efficiency Ratios
Receivables Turnover
1.69K 41.09 40.01 0.00 0.00
Payables Turnover
0.00 16.22 16.22 9.34 11.61
Inventory Turnover
0.00 0.00 0.00 0.19 0.12
Fixed Asset Turnover
41.28 16.99 17.12 22.44 22.49
Asset Turnover
0.15 0.06 0.06 0.08 0.07
Working Capital Turnover Ratio
-271.47 1.51 1.51 1.54 0.82
Cash Conversion Cycle
0.22 -13.62 -13.38 1.84K 3.09K
Days of Sales Outstanding
0.22 8.88 9.12 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 1.88K 3.12K
Days of Payables Outstanding
0.00 22.50 22.50 39.09 31.44
Operating Cycle
0.22 8.88 9.12 1.88K 3.12K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -165.44 -165.44 -94.15 -66.56
Free Cash Flow Per Share
0.00 -166.85 -166.85 -95.20 -66.83
CapEx Per Share
0.00 1.41 1.41 1.05 0.27
Free Cash Flow to Operating Cash Flow
0.00 1.01 1.01 1.01 1.00
Dividend Paid and CapEx Coverage Ratio
0.00 -14.53 -14.53 -23.21 -9.98
Capital Expenditure Coverage Ratio
0.00 -117.15 -117.15 -89.65 -247.80
Operating Cash Flow Coverage Ratio
0.00 -0.21 -0.21 -0.14 -0.10
Operating Cash Flow to Sales Ratio
0.00 -1.93 -1.93 -1.05 -0.95
Free Cash Flow Yield
0.00%-34.31%-34.31%-37.80%-29.44%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
15.60 12.41 12.41 7.84 11.10
Price-to-Sales (P/S) Ratio
3.39 5.67 5.67 2.80 3.25
Price-to-Book (P/B) Ratio
2.54 1.87 1.87 1.08 1.16
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -2.91 -2.91 -2.65 -3.40
Price-to-Operating Cash Flow Ratio
0.00 -2.94 -2.94 -2.68 -3.41
Price-to-Earnings Growth (PEG) Ratio
8.83 0.56 0.56 0.14 15.02
Price-to-Fair Value
2.54 1.87 1.87 1.08 1.16
Enterprise Value Multiple
25.59 10.30 10.30 0.00 5.84
Enterprise Value
3.12T 2.36T 2.36T 1.65T 1.12T
EV to EBITDA
25.59 10.30 10.30 0.00 5.84
EV to Sales
6.89 14.66 14.66 9.81 12.04
EV to Free Cash Flow
0.00 -7.53 -7.53 -9.28 -12.57
EV to Operating Cash Flow
0.00 -7.60 -7.60 -9.38 -12.62
Tangible Book Value Per Share
315.86 249.49 249.49 217.81 182.95
Shareholders’ Equity Per Share
322.18 260.37 260.37 232.44 196.05
Tax and Other Ratios
Effective Tax Rate
0.25 0.26 0.26 0.27 0.24
Revenue Per Share
241.00 85.71 85.71 90.07 69.81
Net Income Per Share
52.44 39.18 39.18 32.11 20.44
Tax Burden
0.75 0.74 0.74 0.73 0.77
Interest Burden
1.14 0.45 0.45 -13.67 0.29
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.02 0.01 0.01 0.01 0.01
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 0.00
Income Quality
0.00 -4.22 -4.22 -2.15 -2.50
Currency in INR