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Panache Digilife Ltd.
(PANACHE)
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Rating:56Neutral
Price Target:―
Action:Reiterated
Date:08/04/26
The score is driven primarily by mixed financial performance: rapid FY2026 growth and improved profitability/ROE are positives, but they are significantly offset by weak cash-flow conversion with negative operating and free cash flow in the last two years. Valuation is a secondary headwind due to a high P/E, while technicals cannot be assessed with the provided data.
Positive Factors
Revenue Growth
Sustained double‑digit top‑line acceleration (~63% YoY in FY2026) indicates expanding product demand and channel traction. Over 2–6 months this supports stronger supplier leverage, scale economics and potential for continued market share gains if execution and inventory supply remain intact.
Negative Factors
Weak Cash Conversion
Consecutive years of negative operating and free cash flow erode liquidity and raise reliance on external funding. Over months this impairs working‑capital management in distribution cycles, increases refinancing risk, and can force margin‑dilutive measures or supply disruptions if not corrected.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained double‑digit top‑line acceleration (~63% YoY in FY2026) indicates expanding product demand and channel traction. Over 2–6 months this supports stronger supplier leverage, scale economics and potential for continued market share gains if execution and inventory supply remain intact.
Read all positive factors
Panache Digilife Ltd. (PANACHE) vs. iShares MSCI India ETF (INDA)
Market Cap
₹600.00M
Dividend YieldN/A
Average Volume (3M)N/A
Price to Earnings (P/E)41.1
Beta (1Y)N/A
Revenue Growth97.38%
EPS Growth158.47%
CountryIN
Employees33
SectorGeneral
Sector StrengthN/A
IndustryCommunication Equipment
Share Statistics
EPS (TTM)10.85
Shares Outstanding15,228,000
10 Day Avg. VolumeN/A
30 Day Avg. VolumeN/A
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)4.06
Price to Sales (P/S)1.76
P/FCF Ratio-57.18
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Panache Digilife Ltd. Business Overview & Revenue Model
Company Description
Panache Digilife Limited, a company founded in Mumbai, India in 2007, focuses on the creation, sales, distribution, and support of information, communication, and technology (ICT) along with Internet of Things (IoT) devices across India. Their ext...
How the Company Makes Money
Panache Digilife Ltd. primarily makes money by selling third-party technology/consumer-electronics products in India through a distribution/trading model, earning revenue from the sale of goods to channel partners and end customers (i.e., product ...
Panache Digilife Ltd. Financial Statement Overview
Summary
Income Statement
66
Positive
Balance Sheet
62
Positive
Cash Flow
34
Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 2.43B | 1.16B | 965.42M | 1.12B | 859.09M |
| Gross Profit | 328.09M | 137.42M | 141.54M | 128.09M | 113.46M |
| EBITDA | 270.12M | 113.32M | 48.82M | 63.69M | 62.43M |
| Net Income | 161.85M | 68.67M | 5.54M | 8.24M | 7.99M |
Balance Sheet | |||||
| Total Assets | 2.28B | 1.14B | 967.08M | 1.02B | 969.06M |
| Cash, Cash Equivalents and Short-Term Investments | 27.18M | 10.53M | 5.94M | 2.33M | 9.06M |
| Total Debt | 277.54M | 207.68M | 326.54M | 353.42M | 241.00M |
| Total Liabilities | 1.21B | 477.84M | 648.36M | 706.93M | 664.72M |
| Stockholders Equity | 1.06B | 658.87M | 318.74M | 314.42M | 304.35M |
Cash Flow | |||||
| Free Cash Flow | -74.95M | -194.48M | 41.66M | -77.23M | 71.76M |
| Operating Cash Flow | -66.40M | -179.29M | 48.34M | -66.07M | 72.75M |
| Investing Cash Flow | -196.26M | 35.13M | 85.39M | 57.41M | 56.10M |
| Financing Cash Flow | 223.73M | 218.61M | -123.48M | -150.33M | -62.16M |
Panache Digilife Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
60 Neutral | ₹7.82B | 25.70 | ― | ― | 2.91% | ― | |
56 Neutral | ₹600.00M | 41.06 | ― | ― | 97.38% | 158.47% | |
56 Neutral | ₹3.99B | 20.55 | ― | ― | -2.98% | ― | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | ₹6.71B | -12.05 | ― | ― | -10.54% | -564.24% | |
43 Neutral | ₹530.81M | -5.36 | ― | ― | -67.04% | 40.19% |
* General Sector Average
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Panache Digilife Ltd.
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Panache Digilife Ltd. Corporate Events
Panache Digilife Appoints Uirtus Advisors as Investor Relations Partner
Jul 2, 2026
Panache Digilife Ltd. has appointed Kolkata-based Uirtus Advisors LLP as its dedicated investor relations advisor, effective July 2, 2026. The move is formally disclosed under SEBI’s listing regulations and reflects an effort to strengthen c...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.