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Indian Bank (IN:INDIANB)
:INDIANB
India Market
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Indian Bank (INDIANB) Ratios

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Indian Bank Ratios

IN:INDIANB's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:INDIANB's free cash flow was decreased by ₹ and operating cash flow was ₹0.50. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.15 0.15 15.91 58.21
Quick Ratio
0.00 0.33 0.15 59.72 154.61
Cash Ratio
0.00 0.15 0.15 33.94 80.43
Solvency Ratio
0.01 0.01 0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.00 -0.03 -0.03 -18.85 28.92
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -8.05T₹ -6.93T₹ -6.93T₹ -6.40T₹ -5.71T
Leverage Ratios
Debt-to-Assets Ratio
0.05 0.03 0.03 0.03 0.03
Debt-to-Equity Ratio
0.58 0.38 0.38 0.45 0.42
Debt-to-Capital Ratio
0.37 0.28 0.28 0.31 0.29
Long-Term Debt-to-Capital Ratio
0.37 0.28 0.28 0.00 0.00
Financial Leverage Ratio
12.26 13.21 13.21 14.41 15.00
Debt Service Coverage Ratio
0.28 -0.09 -0.09 0.24 0.21
Interest Coverage Ratio
0.46 0.43 0.43 0.23 0.19
Debt to Market Cap
0.50 0.34 0.34 0.00 0.00
Interest Debt Per Share
589.79 435.12 435.12 375.85 335.41
Net Debt to EBITDA
1.15 0.00 0.00 -4.33 -15.89
Profitability Margins
Gross Profit Margin
64.82%100.00%122.81%100.00%100.00%
EBIT Margin
27.58%-2.05%-2.05%21.24%13.48%
EBITDA Margin
27.58%0.00%0.00%23.14%15.97%
Operating Profit Margin
31.89%54.09%54.09%20.21%17.74%
Pretax Profit Margin
27.90%43.55%43.55%21.34%16.55%
Net Profit Margin
20.22%32.42%32.42%19.85%17.16%
Continuous Operations Profit Margin
20.23%32.43%32.43%19.85%17.17%
Net Income Per EBT
72.47%74.44%74.44%93.03%103.70%
EBT Per EBIT
87.50%80.52%80.52%105.59%93.28%
Return on Assets (ROA)
1.25%1.06%1.06%0.78%0.61%
Return on Equity (ROE)
16.60%13.97%13.97%11.26%9.21%
Return on Capital Employed (ROCE)
1.97%2.76%2.76%0.80%0.64%
Return on Invested Capital (ROIC)
1.43%1.94%1.94%17.08%7.84%
Return on Tangible Assets
1.25%1.06%1.06%0.78%0.61%
Earnings Yield
13.10%12.47%12.47%15.51%22.09%
Efficiency Ratios
Receivables Turnover
6.02 2.55 0.00 0.00 0.00
Payables Turnover
21.33 -3.21 -3.21 0.00 0.00
Inventory Turnover
0.00 0.11 0.00 0.00 0.00
Fixed Asset Turnover
6.12 3.44 3.44 3.75 3.13
Asset Turnover
0.06 0.03 0.03 0.04 0.04
Working Capital Turnover Ratio
0.00 -0.23 -0.23 0.71 0.59
Cash Conversion Cycle
43.49 3.48K 113.76 0.00 0.00
Days of Sales Outstanding
60.61 142.97 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 3.23K 0.00 0.00 0.00
Days of Payables Outstanding
17.11 -113.76 -113.76 0.00 0.00
Operating Cycle
60.61 3.37K 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -67.58 -67.58 -223.97 235.97
Free Cash Flow Per Share
0.00 -72.49 -72.49 -226.65 233.31
CapEx Per Share
0.00 4.91 4.91 2.68 2.65
Free Cash Flow to Operating Cash Flow
0.00 1.07 1.07 1.01 0.99
Dividend Paid and CapEx Coverage Ratio
0.00 -5.08 -5.08 -24.38 50.25
Capital Expenditure Coverage Ratio
0.00 -13.75 -13.75 -83.42 88.99
Operating Cash Flow Coverage Ratio
0.00 -0.37 -0.37 -1.26 1.53
Operating Cash Flow to Sales Ratio
0.00 -0.33 -0.33 -0.99 1.19
Free Cash Flow Yield
0.00%-13.69%-13.69%-78.55%151.60%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.55 8.02 8.02 6.45 4.53
Price-to-Sales (P/S) Ratio
1.53 2.60 2.60 1.28 0.78
Price-to-Book (P/B) Ratio
1.16 1.12 1.12 0.73 0.42
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -7.30 -7.30 -1.27 0.66
Price-to-Operating Cash Flow Ratio
0.00 -7.83 -7.83 -1.29 0.65
Price-to-Earnings Growth (PEG) Ratio
-2.89 0.17 0.17 0.20 0.21
Price-to-Fair Value
1.16 1.12 1.12 0.73 0.42
Enterprise Value Multiple
6.68 0.00 0.00 1.20 -11.02
Enterprise Value
1.01T 484.71B 484.71B 78.13B -424.79B
EV to EBITDA
6.75 0.00 0.00 1.20 -11.02
EV to Sales
1.86 1.87 1.87 0.28 -1.76
EV to Free Cash Flow
0.00 -5.24 -5.24 -0.28 -1.49
EV to Operating Cash Flow
0.00 -5.62 -5.62 -0.28 -1.48
Tangible Book Value Per Share
531.16 472.72 472.72 397.71 369.14
Shareholders’ Equity Per Share
530.92 472.49 472.49 397.50 368.94
Tax and Other Ratios
Effective Tax Rate
0.28 0.26 0.26 0.11 -0.18
Revenue Per Share
402.63 203.67 203.67 225.40 198.09
Net Income Per Share
81.42 66.03 66.03 44.74 33.99
Tax Burden
0.72 0.74 0.74 0.93 1.04
Interest Burden
1.01 -21.30 -21.30 1.00 1.23
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -1.02 -1.02 -5.00 6.94
Currency in INR
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