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Indbank Merchant Banking Services Limited (IN:INDBANK)
:INDBANK
India Market
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Indbank Merchant Banking Services Limited (INDBANK) Ratios

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Indbank Merchant Banking Services Limited Ratios

IN:INDBANK's free cash flow for Q4 2025 was ₹0.93. For the 2025 fiscal year, IN:INDBANK's free cash flow was decreased by ₹ and operating cash flow was ₹0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.03 0.03 3.94 1.67
Quick Ratio
0.00 0.03 0.03 3.63 0.95
Cash Ratio
97.47 0.03 0.03 0.44 0.40
Solvency Ratio
0.31 0.40 0.41 0.72 0.73
Operating Cash Flow Ratio
0.00 -0.05 -0.05 <0.01 0.57
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.01 0.00
Net Current Asset Value
₹ -264.38M₹ -223.43M₹ -223.43M₹ 672.10M₹ 157.75M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.12 0.12 0.03 0.14
Debt-to-Equity Ratio
<0.01 0.16 0.16 0.04 0.19
Debt-to-Capital Ratio
<0.01 0.14 0.14 0.04 0.16
Long-Term Debt-to-Capital Ratio
<0.01 0.00 0.00 0.00 0.01
Financial Leverage Ratio
1.29 1.28 1.28 1.31 1.33
Debt Service Coverage Ratio
45.83 114.20 114.20 1.30 5.70
Interest Coverage Ratio
67.30 157.16 209.92 5.96 5.75
Debt to Market Cap
<0.01 0.00 0.00 0.03 <0.01
Interest Debt Per Share
0.04 3.01 3.01 0.83 3.34
Net Debt to EBITDA
-7.84 1.02 1.02 -1.16 0.39
Profitability Margins
Gross Profit Margin
66.48%59.98%59.98%54.36%60.76%
EBIT Margin
41.85%47.17%47.17%31.28%57.20%
EBITDA Margin
43.30%49.97%49.97%33.23%58.33%
Operating Profit Margin
47.37%48.75%65.12%27.76%49.71%
Pretax Profit Margin
41.35%46.89%46.89%26.63%48.51%
Net Profit Margin
30.31%36.21%36.21%18.34%39.50%
Continuous Operations Profit Margin
30.31%32.35%32.35%14.31%39.50%
Net Income Per EBT
73.30%77.22%77.22%68.87%81.42%
EBT Per EBIT
87.29%96.17%72.00%95.90%97.60%
Return on Assets (ROA)
6.56%8.46%8.46%3.60%7.35%
Return on Equity (ROE)
8.76%10.79%10.79%4.70%9.79%
Return on Capital Employed (ROCE)
10.34%14.27%19.06%7.12%12.32%
Return on Invested Capital (ROIC)
7.58%9.84%13.15%4.72%10.03%
Return on Tangible Assets
6.57%8.47%8.47%3.60%7.36%
Earnings Yield
5.26%4.58%4.58%3.74%7.26%
Efficiency Ratios
Receivables Turnover
4.29 2.72 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 11.97
Inventory Turnover
0.00 0.00 0.00 1.24 0.41
Fixed Asset Turnover
47.83 35.83 35.83 23.17 17.64
Asset Turnover
0.22 0.23 0.23 0.20 0.19
Working Capital Turnover Ratio
-57.42 1.07 1.07 0.46 0.86
Cash Conversion Cycle
85.13 134.43 0.00 294.95 862.83
Days of Sales Outstanding
85.13 134.43 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 294.95 893.32
Days of Payables Outstanding
0.00 0.00 0.00 0.00 30.50
Operating Cycle
85.13 134.43 0.00 294.95 893.32
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -0.26 -0.26 <0.01 3.01
Free Cash Flow Per Share
0.00 -0.30 -0.30 -0.01 2.86
CapEx Per Share
0.00 0.04 0.04 0.02 0.15
Free Cash Flow to Operating Cash Flow
0.00 1.14 1.14 -2.03 0.95
Dividend Paid and CapEx Coverage Ratio
0.00 -7.12 -7.12 0.33 20.01
Capital Expenditure Coverage Ratio
0.00 -7.12 -7.12 0.33 20.01
Operating Cash Flow Coverage Ratio
0.00 -0.09 -0.09 0.01 1.01
Operating Cash Flow to Sales Ratio
0.00 -0.05 -0.05 <0.01 0.76
Free Cash Flow Yield
0.00%-0.67%-0.67%-0.07%13.26%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
19.18 21.85 21.85 26.74 13.77
Price-to-Sales (P/S) Ratio
5.79 7.91 7.91 4.90 5.44
Price-to-Book (P/B) Ratio
1.62 2.36 2.36 1.26 1.35
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -149.04 -149.04 -1.52K 7.54
Price-to-Operating Cash Flow Ratio
0.00 -169.97 -169.97 3.08K 7.17
Price-to-Earnings Growth (PEG) Ratio
-2.28 0.14 0.14 -0.54 0.19
Price-to-Fair Value
1.62 2.36 2.36 1.26 1.35
Enterprise Value Multiple
5.53 16.85 16.85 13.60 9.71
Enterprise Value
598.59M 2.09B 2.09B 862.80M 998.36M
EV to EBITDA
5.41 16.85 16.85 13.60 9.71
EV to Sales
2.34 8.42 8.42 4.52 5.66
EV to Free Cash Flow
0.00 -158.63 -158.63 -1.40K 7.86
EV to Operating Cash Flow
0.00 -180.90 -180.90 2.84K 7.46
Tangible Book Value Per Share
20.55 18.80 18.80 16.24 15.33
Shareholders’ Equity Per Share
20.57 18.81 18.81 16.79 16.03
Tax and Other Ratios
Effective Tax Rate
0.27 0.31 0.31 0.31 0.19
Revenue Per Share
5.74 5.61 5.61 4.30 3.97
Net Income Per Share
1.74 2.03 2.03 0.79 1.57
Tax Burden
0.73 0.77 0.77 0.69 0.81
Interest Burden
0.99 0.99 0.99 0.85 0.85
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.00 0.35 0.35 0.06 0.05
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -0.13 -0.13 <0.01 1.95
Currency in INR
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