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Aavas Financiers Ltd. (IN:AAVAS)
:AAVAS
India Market
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Aavas Financiers Ltd. (AAVAS) Ratios

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Aavas Financiers Ltd. Ratios

IN:AAVAS's free cash flow for Q1 2026 was ₹0.33. For the 2026 fiscal year, IN:AAVAS's free cash flow was decreased by ₹ and operating cash flow was ₹0.24. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 <0.01 <0.01 1.50K 2.36
Quick Ratio
0.00 <0.01 <0.01 1.50K 1.40
Cash Ratio
0.00 <0.01 <0.01 20.63 0.04
Solvency Ratio
-0.14 0.04 0.04 0.10 0.09
Operating Cash Flow Ratio
0.00 -0.74 -0.74 -222.33 -0.83
Short-Term Operating Cash Flow Coverage
0.00 -0.84 -0.84 -1.30 -0.95
Net Current Asset Value
₹ 43.61B₹ -127.26B₹ -127.26B₹ 27.45B₹ -50.08B
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.75 0.75 0.74 0.73
Debt-to-Equity Ratio
0.00 3.29 3.29 3.02 2.85
Debt-to-Capital Ratio
0.00 0.77 0.77 0.75 0.74
Long-Term Debt-to-Capital Ratio
0.00 0.73 0.73 0.72 0.71
Financial Leverage Ratio
0.00 4.38 4.38 4.10 3.93
Debt Service Coverage Ratio
0.00 0.22 0.22 0.11 0.72
Interest Coverage Ratio
0.00 147.02 147.02 63.62 107.93
Debt to Market Cap
0.00 1.10 1.10 0.77 0.39
Interest Debt Per Share
0.00 1.57K 1.57K 1.25K 1.02K
Net Debt to EBITDA
0.00 18.66 18.66 35.02 8.28
Profitability Margins
Gross Profit Margin
50.27%1.07%1.07%37.80%39.08%
EBIT Margin
30.35%53.99%53.99%38.16%41.04%
EBITDA Margin
26.67%56.79%56.79%19.16%86.60%
Operating Profit Margin
30.35%68.61%68.61%17.17%31.04%
Pretax Profit Margin
31.44%53.52%53.52%37.89%40.76%
Net Profit Margin
24.59%42.00%42.00%29.69%31.98%
Continuous Operations Profit Margin
24.59%42.00%42.00%29.69%31.98%
Net Income Per EBT
78.22%78.46%78.46%78.34%78.46%
EBT Per EBIT
103.58%78.01%78.01%220.65%131.31%
Return on Assets (ROA)
0.00%2.97%2.97%3.20%3.22%
Return on Equity (ROE)
13.97%13.00%13.00%13.14%12.66%
Return on Capital Employed (ROCE)
0.00%5.79%5.79%1.85%3.57%
Return on Invested Capital (ROIC)
0.00%3.87%3.87%1.31%2.49%
Return on Tangible Assets
0.00%2.98%2.98%3.21%3.23%
Earnings Yield
4.53%4.37%4.37%3.38%1.76%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 37.36 37.36 104.54 182.73
Inventory Turnover
0.00 0.00 0.00 0.00 0.52
Fixed Asset Turnover
0.00 13.68 13.68 19.50 17.78
Asset Turnover
0.00 0.07 0.07 0.11 0.10
Working Capital Turnover Ratio
-977.73 0.23 0.23 0.20 0.69
Cash Conversion Cycle
0.00 -9.77 -9.77 -3.49 697.05
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 699.05
Days of Payables Outstanding
0.00 9.77 9.77 3.49 2.00
Operating Cycle
0.00 0.00 0.00 0.00 699.05
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -251.13 -251.13 -242.34 -144.14
Free Cash Flow Per Share
0.00 -255.27 -255.27 -247.27 -146.12
CapEx Per Share
0.00 4.14 4.14 4.93 1.98
Free Cash Flow to Operating Cash Flow
0.00 1.02 1.02 1.02 1.01
Dividend Paid and CapEx Coverage Ratio
0.00 -60.67 -60.67 -49.15 -72.78
Capital Expenditure Coverage Ratio
0.00 -60.67 -60.67 -49.15 -72.78
Operating Cash Flow Coverage Ratio
0.00 -0.16 -0.16 -0.19 -0.14
Operating Cash Flow to Sales Ratio
0.00 -1.70 -1.70 -1.32 -1.02
Free Cash Flow Yield
0.00%-18.00%-18.00%-15.35%-5.69%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
22.08 22.87 22.87 29.62 56.97
Price-to-Sales (P/S) Ratio
5.43 9.60 9.60 8.79 18.22
Price-to-Book (P/B) Ratio
2.97 2.97 2.97 3.89 7.21
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -5.56 -5.56 -6.51 -17.58
Price-to-Operating Cash Flow Ratio
0.00 -5.65 -5.65 -6.65 -17.83
Price-to-Earnings Growth (PEG) Ratio
9.65 1.63 1.63 1.44 2.55
Price-to-Fair Value
2.97 2.97 2.97 3.89 7.21
Enterprise Value Multiple
20.36 35.57 35.57 80.92 29.32
Enterprise Value
129.64B 235.99B 235.99B 224.35B 281.99B
EV to EBITDA
20.36 35.57 35.57 80.92 29.32
EV to Sales
5.43 20.20 20.20 15.50 25.39
EV to Free Cash Flow
0.00 -11.69 -11.69 -11.48 -24.51
EV to Operating Cash Flow
0.00 -11.88 -11.88 -11.72 -24.84
Tangible Book Value Per Share
550.92 471.71 471.71 410.77 355.63
Shareholders’ Equity Per Share
550.92 477.00 477.00 413.87 356.36
Tax and Other Ratios
Effective Tax Rate
0.22 0.22 0.22 0.22 0.22
Revenue Per Share
301.69 147.70 147.70 183.20 141.04
Net Income Per Share
74.19 62.03 62.03 54.38 45.10
Tax Burden
0.78 0.78 0.78 0.78 0.78
Interest Burden
1.04 0.99 0.99 0.99 0.99
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.05 0.30 0.30 0.01 0.01
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 0.01 0.02
Income Quality
0.00 -4.05 -4.05 -3.49 -2.51
Currency in INR
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