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Poalim I.B.I.-Managing & Underwriting Ltd. (IL:IBIU)
:IBIU
Israel Market

Ibi Underwrit (IBIU) Ratios

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Ibi Underwrit Ratios

IL:IBIU's free cash flow for Q3 2025 was ₪1.00. For the 2025 fiscal year, IL:IBIU's free cash flow was decreased by ₪ and operating cash flow was ₪0.59. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
6.12 0.00 13.35 6.30 5.30
Quick Ratio
6.12 0.00 13.35 6.30 5.30
Cash Ratio
3.62 0.00 13.35 6.30 5.30
Solvency Ratio
451.36 1.04 0.32 -0.21 -0.56
Operating Cash Flow Ratio
139.48 0.00 3.52 -1.42 1.90
Short-Term Operating Cash Flow Coverage
3.92 0.00 0.00 0.00 0.00
Net Current Asset Value
₪ 122.68K₪ -17.68M₪ 103.77M₪ 80.11M₪ 108.07M
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.00 0.00 0.00 0.00
Debt-to-Equity Ratio
0.02 0.00 0.00 0.00 0.00
Debt-to-Capital Ratio
0.02 0.00 0.00 0.00 0.00
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.18 1.09 1.07 1.18 1.31
Debt Service Coverage Ratio
1.19 0.00 0.00 0.00 0.00
Interest Coverage Ratio
12.07 0.00 0.00 0.00 0.00
Debt to Market Cap
<0.01 0.00 0.00 0.00 0.00
Interest Debt Per Share
40.83 0.00 0.00 0.00 0.00
Net Debt to EBITDA
-0.01 0.00 -21.64 -57.54 -100.01
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
51.42%57.40%0.00%0.00%0.00%
EBITDA Margin
24.76%0.00%18.85%3.74%1.27%
Operating Profit Margin
46.46%39.86%20.40%39.44%54.29%
Pretax Profit Margin
65.64%57.40%39.25%43.18%55.56%
Net Profit Margin
48.79%43.00%30.07%32.15%40.75%
Continuous Operations Profit Margin
75.40%43.00%30.07%32.15%40.75%
Net Income Per EBT
74.33%74.91%76.62%74.47%73.36%
EBT Per EBIT
141.29%144.00%192.42%109.48%102.34%
Return on Assets (ROA)
6702.97%8.61%4.15%9.05%22.90%
Return on Equity (ROE)
16.42%9.39%4.46%10.67%30.08%
Return on Capital Employed (ROCE)
7150.57%7.98%2.94%12.29%35.25%
Return on Invested Capital (ROIC)
1005.16%5.98%2.25%9.15%25.86%
Return on Tangible Assets
6702.97%8.61%4.15%9.05%22.90%
Earnings Yield
4061.14%6969.77%4710.53%9409.75%11959.09%
Efficiency Ratios
Receivables Turnover
4.17K 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
8.65K 19.88 9.58 12.35 22.65
Asset Turnover
137.38 0.20 0.14 0.28 0.56
Working Capital Turnover Ratio
252.37 0.82 0.30 0.47 0.91
Cash Conversion Cycle
0.09 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.09 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.09 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
115.31 619.30 1.11K -993.29 1.70K
Free Cash Flow Per Share
115.15 618.83 1.11K -995.42 1.70K
CapEx Per Share
0.16 0.47 1.24 2.13 2.45
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
0.40 1.63 4.53 -0.81 1.01
Capital Expenditure Coverage Ratio
706.84 1.30K 897.15 -465.89 693.93
Operating Cash Flow Coverage Ratio
796.71 0.00 0.00 0.00 0.00
Operating Cash Flow to Sales Ratio
0.11 0.46 1.08 -0.48 0.46
Free Cash Flow Yield
0.92%7429.81%16848.64%-14191.94%13364.21%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
0.02 0.01 0.02 0.01 <0.01
Price-to-Sales (P/S) Ratio
11.90 <0.01 <0.01 <0.01 <0.01
Price-to-Book (P/B) Ratio
1.94 <0.01 <0.01 <0.01 <0.01
Price-to-Free Cash Flow (P/FCF) Ratio
109.23 0.01 <0.01 >-0.01 <0.01
Price-to-Operating Cash Flow Ratio
0.11 0.01 <0.01 >-0.01 <0.01
Price-to-Earnings Growth (PEG) Ratio
<0.01 <0.01 >-0.01 >-0.01 0.00
Price-to-Fair Value
1.94 <0.01 <0.01 <0.01 <0.01
Enterprise Value Multiple
48.04 0.00 -21.61 -57.44 -99.74
Enterprise Value
394.96M -89.36M -111.99M -95.07M -132.86M
EV to EBITDA
48.04 0.00 -21.61 -57.44 -99.74
EV to Sales
11.90 -2.10 -4.07 -2.15 -1.27
EV to Free Cash Flow
109.20 -4.57 -3.79 4.43 -2.78
EV to Operating Cash Flow
109.05 -4.57 -3.78 4.44 -2.77
Tangible Book Value Per Share
6.54 6.18K 7.15K 6.59K 5.74K
Shareholders’ Equity Per Share
6.54 6.18K 6.95K 6.18K 5.05K
Tax and Other Ratios
Effective Tax Rate
0.26 0.25 0.23 0.26 0.27
Revenue Per Share
1.06K 1.35K 1.03K 2.05K 3.73K
Net Income Per Share
515.76 580.51 310.00 660.00 1.52K
Tax Burden
0.74 0.75 0.77 0.74 0.73
Interest Burden
1.28 1.00 0.00 0.00 0.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.50 0.60 0.78 0.57 0.42
Stock-Based Compensation to Revenue
0.05 0.08 0.13 0.07 <0.01
Income Quality
0.22 1.07 3.58 -1.50 1.12
Currency in ILS