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Nationwide Building Society (GB:NBS)
LSE:NBS
UK Market

Nationwide Building Society (NBS) Ratios

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Nationwide Building Society Ratios

GB:NBS's free cash flow for Q2 2025 was £0.00. For the 2025 fiscal year, GB:NBS's free cash flow was decreased by £ and operating cash flow was £0.10. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.12 0.10 7.15 1.51 0.94
Quick Ratio
0.12 0.10 7.15 3.03 1.90
Cash Ratio
0.12 0.10 7.15 1.51 0.95
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
-0.09 -0.03 2.09 0.12 0.04
Short-Term Operating Cash Flow Coverage
-4.48 0.00 0.00 0.00 0.00
Net Current Asset Value
£ -323.28B£ -317.52B£ -229.74B£ -230.37B£ -227.49B
Leverage Ratios
Debt-to-Assets Ratio
0.17 0.15 0.20 0.22 0.26
Debt-to-Equity Ratio
3.58 2.75 3.10 3.93 5.02
Debt-to-Capital Ratio
0.78 0.73 0.76 0.80 0.83
Long-Term Debt-to-Capital Ratio
0.76 0.73 0.00 0.00 0.00
Financial Leverage Ratio
20.58 18.65 15.37 17.46 18.96
Debt Service Coverage Ratio
0.16 0.26 0.18 -0.29 -0.42
Interest Coverage Ratio
0.00 0.21 0.24 1.08 2.10
Debt to Market Cap
52.23 44.87 0.00 0.00 0.00
Interest Debt Per Share
7.20K 7.16K 7.07K 6.47K 6.91K
Net Debt to EBITDA
32.28 8.55 13.65 -617.82 0.00
Profitability Margins
Gross Profit Margin
0.00%31.85%101.50%100.00%100.00%
EBIT Margin
5.12%14.15%38.04%-5.61%-11.80%
EBITDA Margin
5.12%17.78%47.70%-0.61%0.00%
Operating Profit Margin
5.12%14.15%49.18%24.53%34.11%
Pretax Profit Margin
12.06%14.15%38.04%23.91%31.67%
Net Profit Margin
12.08%14.16%27.84%17.85%24.83%
Continuous Operations Profit Margin
12.45%14.37%27.84%17.85%24.83%
Net Income Per EBT
100.14%100.09%73.20%74.65%78.40%
EBT Per EBIT
235.67%100.00%77.35%97.51%92.85%
Return on Assets (ROA)
0.59%0.63%0.48%0.61%0.46%
Return on Equity (ROE)
11.68%11.68%7.35%10.69%8.72%
Return on Capital Employed (ROCE)
1.14%2.86%0.86%0.90%0.72%
Return on Invested Capital (ROIC)
1.06%2.86%0.63%0.67%0.56%
Return on Tangible Assets
0.59%0.63%0.48%0.61%0.46%
Earnings Yield
183.22%190.62%105.95%144.80%67.58%
Efficiency Ratios
Receivables Turnover
50.01 41.30 15.88 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
23.59 20.57 7.14 12.56 5.85
Asset Turnover
0.05 0.04 0.02 0.03 0.02
Working Capital Turnover Ratio
-0.07 -0.14 0.31 2.72 -1.28
Cash Conversion Cycle
7.30 8.84 22.98 0.00 0.00
Days of Sales Outstanding
7.30 8.84 22.98 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
7.30 8.84 22.98 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-3.05K -867.57 785.54 219.02 127.80
Free Cash Flow Per Share
-3.06K -911.53 776.23 183.64 101.46
CapEx Per Share
12.06 43.96 9.32 35.38 26.34
Free Cash Flow to Operating Cash Flow
1.00 1.05 0.99 0.84 0.79
Dividend Paid and CapEx Coverage Ratio
-136.50 -15.99 26.44 4.72 3.49
Capital Expenditure Coverage Ratio
-253.14 -19.74 84.31 6.19 4.85
Operating Cash Flow Coverage Ratio
-0.42 -0.15 0.13 0.04 0.02
Operating Cash Flow to Sales Ratio
-1.51 -0.49 1.53 0.23 0.27
Free Cash Flow Yield
-2304.10%-687.95%577.12%156.29%57.81%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
0.55 0.52 0.94 0.69 1.48
Price-to-Sales (P/S) Ratio
0.07 0.07 0.26 0.12 0.37
Price-to-Book (P/B) Ratio
0.07 0.06 0.07 0.07 0.13
Price-to-Free Cash Flow (P/FCF) Ratio
-0.04 -0.15 0.17 0.64 1.73
Price-to-Operating Cash Flow Ratio
-0.04 -0.15 0.17 0.54 1.37
Price-to-Earnings Growth (PEG) Ratio
-0.16 <0.01 -0.06 0.02 0.01
Price-to-Fair Value
0.07 0.06 0.07 0.07 0.13
Enterprise Value Multiple
33.57 8.97 14.20 -637.98 0.00
Enterprise Value
31.62B 25.96B 31.63B 36.37B 43.10B
EV to EBITDA
33.57 8.97 14.20 -637.98 0.00
EV to Sales
1.72 1.60 6.77 3.90 8.55
EV to Free Cash Flow
-1.13 -3.12 4.47 20.25 40.24
EV to Operating Cash Flow
-1.14 -3.28 4.41 16.98 31.95
Tangible Book Value Per Share
1.88K 2.08K 1.85K 1.50K 1.27K
Shareholders’ Equity Per Share
2.01K 2.16K 1.94K 1.59K 1.36K
Tax and Other Ratios
Effective Tax Rate
-0.03 -0.02 0.27 0.25 0.22
Revenue Per Share
2.02K 1.78K 511.82 953.08 477.76
Net Income Per Share
243.69 252.58 142.51 170.15 118.61
Tax Burden
1.00 1.00 0.73 0.75 0.78
Interest Burden
2.36 1.00 1.00 -4.26 -2.68
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.07 0.20 0.08 0.13
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
Income Quality
-12.53 -3.44 5.51 1.29 1.08
Currency in GBP