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Funding Circle Holdings Limited (GB:FCH)
LSE:FCH
UK Market
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Funding Circle Holdings (FCH) Ratios

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Funding Circle Holdings Ratios

GB:FCH's free cash flow for Q2 2025 was £0.65. For the 2025 fiscal year, GB:FCH's free cash flow was decreased by £ and operating cash flow was £0.07. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.78 2.64 4.38 2.15 1.29
Quick Ratio
1.78 2.64 5.47 2.96 2.22
Cash Ratio
0.74 1.88 2.47 1.07 0.19
Solvency Ratio
0.13 -0.17 0.08 0.27 -0.16
Operating Cash Flow Ratio
-0.25 -0.22 -0.16 0.54 0.06
Short-Term Operating Cash Flow Coverage
-0.29 -0.47 -0.44 0.71 0.07
Net Current Asset Value
£ 151.30M£ 184.00M£ 179.30M£ 124.00M£ 131.60M
Leverage Ratios
Debt-to-Assets Ratio
0.44 0.19 0.17 0.42 0.67
Debt-to-Equity Ratio
0.89 0.28 0.23 0.82 2.39
Debt-to-Capital Ratio
0.47 0.22 0.19 0.45 0.71
Long-Term Debt-to-Capital Ratio
0.00 <0.01 0.07 0.20 0.10
Financial Leverage Ratio
2.04 1.51 1.35 1.96 3.59
Debt Service Coverage Ratio
0.07 -0.28 0.41 0.56 -0.18
Interest Coverage Ratio
0.00 0.00 -11.33 58.36 -62.57
Debt to Market Cap
0.48 0.41 0.24 0.54 1.57
Interest Debt Per Share
0.52 0.20 0.19 0.68 1.50
Net Debt to EBITDA
2.30 14.75 -22.29 0.46 -5.00
Profitability Margins
Gross Profit Margin
63.99%87.35%96.94%94.39%90.72%
EBIT Margin
7.10%-16.58%-7.24%31.07%-43.60%
EBITDA Margin
7.33%-6.33%2.67%37.41%-34.08%
Operating Profit Margin
20.83%-13.88%-6.65%29.29%-35.80%
Pretax Profit Margin
5.14%-20.39%-8.41%29.24%-44.18%
Net Profit Margin
15.52%-23.53%-4.50%27.92%-44.26%
Continuous Operations Profit Margin
4.85%-23.53%-4.50%27.92%-44.26%
Net Income Per EBT
302.25%115.36%53.49%95.48%100.19%
EBT Per EBIT
24.65%146.90%126.47%99.84%123.40%
Return on Assets (ROA)
6.63%-10.26%-1.80%10.81%-13.85%
Return on Equity (ROE)
12.96%-15.52%-2.43%21.25%-49.77%
Return on Capital Employed (ROCE)
17.65%-8.85%-3.18%16.94%-36.15%
Return on Invested Capital (ROIC)
9.04%-8.21%-1.55%11.65%-12.27%
Return on Tangible Assets
6.98%-10.94%-1.94%11.31%-14.29%
Earnings Yield
6.43%-27.77%-3.60%15.55%-34.68%
Efficiency Ratios
Receivables Turnover
0.83 407.00 16.86 13.79 0.00
Payables Turnover
2.29 8.58 1.88 3.32 10.81
Inventory Turnover
0.00 0.00 -0.07 -0.08 -0.05
Fixed Asset Turnover
20.15 32.56 15.34 15.55 8.53
Asset Turnover
0.43 0.44 0.40 0.39 0.31
Working Capital Turnover Ratio
1.05 0.80 0.71 1.18 1.17
Cash Conversion Cycle
282.98 -41.63 -5.54K -4.57K -8.10K
Days of Sales Outstanding
442.09 0.90 21.65 26.48 0.00
Days of Inventory Outstanding
0.00 0.00 -5.37K -4.49K -8.07K
Days of Payables Outstanding
159.10 42.52 194.15 109.80 33.77
Operating Cycle
442.09 0.90 -5.34K -4.46K -8.07K
Cash Flow Ratios
Operating Cash Flow Per Share
-0.14 -0.07 -0.03 0.28 0.10
Free Cash Flow Per Share
-0.15 -0.11 -0.07 0.26 0.07
CapEx Per Share
<0.01 0.04 0.04 0.03 0.03
Free Cash Flow to Operating Cash Flow
1.02 1.47 2.34 0.91 0.69
Dividend Paid and CapEx Coverage Ratio
-49.40 -2.10 -0.75 10.65 3.21
Capital Expenditure Coverage Ratio
-49.40 -2.10 -0.75 10.65 3.21
Operating Cash Flow Coverage Ratio
-0.28 -0.37 -0.16 0.42 0.06
Operating Cash Flow to Sales Ratio
-0.29 -0.16 -0.07 0.46 0.14
Free Cash Flow Yield
-14.08%-27.33%-12.67%23.04%7.30%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
15.55 -3.60 -27.79 6.43 -2.88
Price-to-Sales (P/S) Ratio
2.07 0.85 1.25 1.80 1.28
Price-to-Book (P/B) Ratio
2.11 0.56 0.68 1.37 1.44
Price-to-Free Cash Flow (P/FCF) Ratio
-7.10 -3.66 -7.89 4.34 13.70
Price-to-Operating Cash Flow Ratio
-8.47 -5.39 -18.44 3.93 9.44
Price-to-Earnings Growth (PEG) Ratio
0.08 >-0.01 0.25 -0.04 -0.10
Price-to-Fair Value
2.11 0.56 0.68 1.37 1.44
Enterprise Value Multiple
30.49 1.36 24.47 5.26 -8.75
Enterprise Value
387.19M -13.98M 100.33M 431.68M 729.60M
EV to EBITDA
30.49 1.36 24.47 5.26 -8.75
EV to Sales
2.23 -0.09 0.65 1.97 2.98
EV to Free Cash Flow
-7.68 0.37 -4.13 4.76 32.00
EV to Operating Cash Flow
-7.84 0.55 -9.65 4.31 22.04
Tangible Book Value Per Share
0.52 0.65 0.73 0.75 0.56
Shareholders’ Equity Per Share
0.58 0.72 0.81 0.82 0.63
Tax and Other Ratios
Effective Tax Rate
0.06 -0.15 0.47 0.05 >-0.01
Revenue Per Share
0.51 0.47 0.44 0.62 0.71
Net Income Per Share
0.08 -0.11 -0.02 0.17 -0.31
Tax Burden
3.02 1.15 0.53 0.95 1.00
Interest Burden
0.72 1.23 1.16 0.94 1.01
Research & Development to Revenue
0.06 0.00 0.08 0.04 0.03
SG&A to Revenue
0.08 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.03 0.03 0.03 0.04 0.02
Income Quality
-1.84 0.67 0.81 1.56 -0.31
Currency in GBP
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