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Gjensidige Forsikring ASA (GB:0OJC)
LSE:0OJC
UK Market

Gjensidige Forsikring ASA (0OJC) Ratios

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Gjensidige Forsikring ASA Ratios

GB:0OJC's free cash flow for Q4 2025 was kr1.00. For the 2025 fiscal year, GB:0OJC's free cash flow was decreased by kr and operating cash flow was kr0.16. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
4.70 16.66 2.27 1.77 2.35
Quick Ratio
4.69 16.61 2.27 1.77 2.35
Cash Ratio
1.39 12.17 0.86 1.77 2.35
Solvency Ratio
0.04 0.04 0.04 0.03 0.03
Operating Cash Flow Ratio
1.96 17.16 0.99 2.86 3.46
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -151.35Bkr -157.53Bkr -135.75Bkr -121.06Bkr -106.08B
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.03 0.03 0.03 0.03
Debt-to-Equity Ratio
0.21 0.19 0.21 0.18 0.16
Debt-to-Capital Ratio
0.17 0.16 0.17 0.15 0.14
Long-Term Debt-to-Capital Ratio
0.14 0.13 0.14 0.11 0.09
Financial Leverage Ratio
7.50 6.78 6.59 6.12 5.64
Debt Service Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Interest Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
0.03 0.03 0.04 0.03 0.02
Interest Debt Per Share
10.34 10.45 10.83 8.72 7.57
Net Debt to EBITDA
0.10 0.10 0.25 0.25 0.13
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
18.65%19.01%16.90%14.87%14.55%
EBITDA Margin
18.65%19.01%16.90%14.87%15.02%
Operating Profit Margin
20.76%19.01%16.90%14.87%14.55%
Pretax Profit Margin
18.65%19.01%16.90%14.87%14.54%
Net Profit Margin
14.39%14.67%12.74%11.16%11.58%
Continuous Operations Profit Margin
14.09%14.36%12.83%11.04%11.58%
Net Income Per EBT
77.15%77.17%75.34%75.05%79.62%
EBT Per EBIT
89.85%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
3.42%3.42%3.00%2.79%2.54%
Return on Equity (ROE)
27.14%23.16%19.77%17.05%14.35%
Return on Capital Employed (ROCE)
5.01%4.44%4.08%3.75%3.23%
Return on Invested Capital (ROIC)
60.68%3.35%3.01%2.84%6.56%
Return on Tangible Assets
3.56%3.56%3.14%2.95%2.70%
Earnings Yield
4.90%4.30%5.12%4.41%3.58%
Efficiency Ratios
Receivables Turnover
27.87 27.34 6.69 0.00 2.26
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
33.31 32.68 24.66 20.40 18.15
Asset Turnover
0.24 0.23 0.24 0.25 0.22
Working Capital Turnover Ratio
7.74 8.03 11.97 23.59 21.24
Cash Conversion Cycle
13.10 13.35 54.60 0.00 161.61
Days of Sales Outstanding
13.10 13.35 54.60 0.00 161.61
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
13.10 13.35 54.60 0.00 161.61
Cash Flow Ratios
Operating Cash Flow Per Share
12.23 12.35 8.46 9.63 9.42
Free Cash Flow Per Share
12.00 12.03 7.62 8.18 8.29
CapEx Per Share
0.32 0.32 0.84 1.45 1.13
Free Cash Flow to Operating Cash Flow
0.98 0.97 0.90 0.85 0.88
Dividend Paid and CapEx Coverage Ratio
1.21 1.21 0.88 0.99 1.07
Capital Expenditure Coverage Ratio
38.19 38.19 10.08 6.63 8.34
Operating Cash Flow Coverage Ratio
1.18 1.18 0.78 1.10 1.24
Operating Cash Flow to Sales Ratio
0.14 0.14 0.10 0.13 0.16
Free Cash Flow Yield
4.68%3.98%3.79%4.36%4.31%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
20.40 23.27 19.55 22.69 27.95
Price-to-Sales (P/S) Ratio
2.88 3.41 2.49 2.53 3.24
Price-to-Book (P/B) Ratio
5.23 5.39 3.86 3.87 4.01
Price-to-Free Cash Flow (P/FCF) Ratio
21.38 25.11 26.36 22.93 23.18
Price-to-Operating Cash Flow Ratio
21.43 24.45 23.75 19.47 20.40
Price-to-Earnings Growth (PEG) Ratio
12.97 0.78 0.83 1.16 -0.53
Price-to-Fair Value
5.23 5.39 3.86 3.87 4.01
Enterprise Value Multiple
15.52 18.06 14.98 17.28 21.68
Enterprise Value
131.85B 153.43B 102.22B 95.12B 96.68B
EV to EBITDA
15.52 18.06 14.98 17.28 21.68
EV to Sales
2.89 3.43 2.53 2.57 3.26
EV to Free Cash Flow
21.52 25.25 26.81 23.27 23.32
EV to Operating Cash Flow
21.13 24.58 24.15 19.76 20.53
Tangible Book Value Per Share
34.92 40.68 36.46 32.19 36.55
Shareholders’ Equity Per Share
50.12 56.03 52.02 48.46 47.92
Tax and Other Ratios
Effective Tax Rate
0.24 0.24 0.24 0.26 0.20
Revenue Per Share
89.24 88.45 80.74 74.03 59.37
Net Income Per Share
12.84 12.98 10.28 8.26 6.88
Tax Burden
0.77 0.77 0.75 0.75 0.80
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
3.99 0.00 0.00 1.17 1.37
Currency in NOK