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Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (GB:0O40)
:0O40
UK Market
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Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (0O40) Ratios

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Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Ratios

GB:0O40's free cash flow for Q2 2025 was €1.00. For the 2025 fiscal year, GB:0O40's free cash flow was decreased by € and operating cash flow was €0.30. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
<0.01 0.11 0.03 0.03 0.04
Quick Ratio
<0.01 0.11 0.26 0.26 0.23
Cash Ratio
<0.01 0.01 0.21 0.21 0.15
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.02 -0.08 -0.07 0.05 0.01
Short-Term Operating Cash Flow Coverage
0.39 0.00 0.00 0.00 0.00
Net Current Asset Value
€ -20.17B€ -21.28B€ -21.06B€ -19.02B€ -17.65B
Leverage Ratios
Debt-to-Assets Ratio
0.05 0.57 0.58 0.57 0.57
Debt-to-Equity Ratio
0.39 4.97 5.19 4.58 4.87
Debt-to-Capital Ratio
0.28 0.83 0.84 0.82 0.83
Long-Term Debt-to-Capital Ratio
0.28 0.02 0.80 0.75 0.76
Financial Leverage Ratio
7.30 8.78 8.91 8.05 8.48
Debt Service Coverage Ratio
-0.14 0.19 -92.15 -112.28 -121.49
Interest Coverage Ratio
0.00 0.21 640.70 497.35 385.51
Debt to Market Cap
16.19 0.14 25.56 14.43 11.38
Interest Debt Per Share
206.72 2.45K 2.31K 2.07K 1.94K
Net Debt to EBITDA
-7.52 130.71 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
97.64%100.00%100.00%100.00%100.00%
EBIT Margin
-42.77%26.02%-3.34%-3.31%-3.55%
EBITDA Margin
-42.77%31.76%0.00%0.00%0.00%
Operating Profit Margin
26.87%31.75%17.82%24.03%17.57%
Pretax Profit Margin
22.84%26.02%17.82%24.03%17.57%
Net Profit Margin
21.54%22.76%15.26%18.60%12.03%
Continuous Operations Profit Margin
21.54%22.76%15.26%18.60%12.03%
Net Income Per EBT
94.29%87.47%85.62%77.42%68.48%
EBT Per EBIT
85.01%81.95%100.00%100.00%100.00%
Return on Assets (ROA)
0.34%0.31%0.34%0.43%0.28%
Return on Equity (ROE)
2.53%2.70%3.03%3.50%2.38%
Return on Capital Employed (ROCE)
2.00%0.69%0.67%1.06%0.76%
Return on Invested Capital (ROIC)
1.52%0.61%0.57%0.82%0.52%
Return on Tangible Assets
0.34%0.31%0.34%0.43%0.28%
Earnings Yield
9.22%16.47%19.87%17.23%8.53%
Efficiency Ratios
Receivables Turnover
7.37 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
1.61 1.52 2.61 2.58 2.63
Asset Turnover
0.02 0.01 0.02 0.02 0.02
Working Capital Turnover Ratio
-0.02 -0.04 -0.05 -0.05 -0.06
Cash Conversion Cycle
49.52 0.00 0.00 0.00 0.00
Days of Sales Outstanding
49.52 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
49.52 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
74.68 -135.46 -114.22 89.69 22.02
Free Cash Flow Per Share
71.65 -142.10 -118.34 83.99 14.67
CapEx Per Share
3.04 6.64 4.13 5.70 7.35
Free Cash Flow to Operating Cash Flow
0.96 1.05 1.04 0.94 0.67
Dividend Paid and CapEx Coverage Ratio
22.82 -12.61 -24.88 13.45 2.87
Capital Expenditure Coverage Ratio
24.60 -20.39 -27.68 15.73 3.00
Operating Cash Flow Coverage Ratio
0.36 -0.06 -0.05 0.04 0.01
Operating Cash Flow to Sales Ratio
1.22 -2.40 -1.29 1.05 0.28
Free Cash Flow Yield
290.01%-182.18%-174.04%91.30%13.16%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.84 6.07 5.03 5.80 11.72
Price-to-Sales (P/S) Ratio
0.40 1.38 0.77 1.08 1.41
Price-to-Book (P/B) Ratio
0.27 0.16 0.15 0.20 0.28
Price-to-Free Cash Flow (P/FCF) Ratio
0.34 -0.55 -0.57 1.10 7.60
Price-to-Operating Cash Flow Ratio
1.91 -0.58 -0.60 1.03 5.06
Price-to-Earnings Growth (PEG) Ratio
10.85 -1.22 -0.34 0.09 -0.35
Price-to-Fair Value
0.27 0.16 0.15 0.20 0.28
Enterprise Value Multiple
-8.46 135.06 0.00 0.00 0.00
Enterprise Value
1.34B 14.64B 12.40B 10.92B 10.99B
EV to EBITDA
-8.46 135.06 0.00 0.00 0.00
EV to Sales
3.62 42.89 23.15 21.19 22.98
EV to Free Cash Flow
3.08 -17.03 -17.32 21.49 123.79
EV to Operating Cash Flow
2.96 -17.87 -17.94 20.13 82.48
Tangible Book Value Per Share
531.57 474.96 446.13 452.87 397.82
Shareholders’ Equity Per Share
531.69 475.09 446.10 452.85 399.16
Tax and Other Ratios
Effective Tax Rate
0.06 0.13 0.14 0.23 0.32
Revenue Per Share
61.00 56.43 88.53 85.19 79.03
Net Income Per Share
13.14 12.84 13.51 15.85 9.51
Tax Burden
0.94 0.87 0.86 0.77 0.68
Interest Burden
-0.53 1.00 -5.33 -7.25 -4.95
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.22 0.14 0.14 0.14
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
5.33 -10.55 -8.45 5.66 2.32
Currency in EUR
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