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Swedbank (GB:0H6T)
LSE:0H6T
UK Market
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Swedbank (0H6T) Ratios

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Swedbank Ratios

GB:0H6T's free cash flow for Q2 2025 was kr0.58. For the 2025 fiscal year, GB:0H6T's free cash flow was decreased by kr and operating cash flow was kr0.35. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.23 2.38 0.66 0.76 0.68
Quick Ratio
0.23 2.38 1.77 2.04 1.90
Cash Ratio
0.23 2.38 0.66 0.76 0.67
Solvency Ratio
0.01 0.01 <0.01 0.03 0.02
Operating Cash Flow Ratio
0.03 -1.36 -0.03 0.10 0.25
Short-Term Operating Cash Flow Coverage
0.11 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -2.60Tkr -2.40Tkr -2.31Tkr -445.46Bkr -475.86B
Leverage Ratios
Debt-to-Assets Ratio
0.30 0.30 0.31 0.29 0.30
Debt-to-Equity Ratio
4.52 4.36 5.01 4.99 4.96
Debt-to-Capital Ratio
0.82 0.81 0.83 0.83 0.83
Long-Term Debt-to-Capital Ratio
0.82 0.00 0.76 0.00 0.00
Financial Leverage Ratio
15.01 14.37 16.21 17.01 16.72
Debt Service Coverage Ratio
0.06 0.60 1.68 5.74 2.06
Interest Coverage Ratio
0.72 0.81 2.98 6.89 2.48
Debt to Market Cap
4.29 0.00 2.81 0.00 0.00
Interest Debt Per Share
891.95 822.68 796.75 722.37 693.91
Net Debt to EBITDA
18.43 13.71 18.59 16.85 26.80
Profitability Margins
Gross Profit Margin
84.93%101.22%100.00%100.00%100.00%
EBIT Margin
37.05%59.98%49.59%54.10%35.92%
EBITDA Margin
39.80%62.67%52.82%57.66%39.43%
Operating Profit Margin
50.70%66.43%75.23%56.23%37.21%
Pretax Profit Margin
51.00%61.11%52.13%56.23%37.21%
Net Profit Margin
40.25%47.81%40.71%45.46%28.67%
Continuous Operations Profit Margin
40.25%47.81%39.31%43.33%27.38%
Net Income Per EBT
78.93%78.24%78.09%80.84%77.05%
EBT Per EBIT
100.60%91.99%69.29%100.00%100.00%
Return on Assets (ROA)
1.08%1.20%0.75%0.76%0.50%
Return on Equity (ROE)
16.22%17.17%12.13%12.91%8.33%
Return on Capital Employed (ROCE)
2.53%1.73%1.72%1.13%0.78%
Return on Invested Capital (ROIC)
1.68%1.33%33.01%10.57%7.80%
Return on Tangible Assets
1.09%1.20%0.75%0.76%0.50%
Earnings Yield
11.55%14.93%10.73%10.22%8.01%
Efficiency Ratios
Receivables Turnover
0.00 155.52 118.47 92.76 82.28
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 12.88 9.63 8.31 8.32
Asset Turnover
0.03 0.02 0.02 0.02 0.02
Working Capital Turnover Ratio
-0.08 -3.39 -0.35 -0.36 1.78
Cash Conversion Cycle
0.00 2.35 3.08 3.94 4.44
Days of Sales Outstanding
0.00 2.35 3.08 3.94 4.44
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 2.35 3.08 3.94 4.44
Cash Flow Ratios
Operating Cash Flow Per Share
32.54 -129.08 -16.58 44.07 97.56
Free Cash Flow Per Share
32.14 -129.83 -16.91 43.85 97.23
CapEx Per Share
0.41 0.76 0.32 0.23 0.33
Free Cash Flow to Operating Cash Flow
0.99 1.01 1.02 0.99 1.00
Dividend Paid and CapEx Coverage Ratio
1.47 -12.28 -1.43 2.98 300.10
Capital Expenditure Coverage Ratio
80.22 -170.36 -51.29 195.29 300.10
Operating Cash Flow Coverage Ratio
0.04 -0.17 -0.02 0.06 0.14
Operating Cash Flow to Sales Ratio
0.43 -2.03 -0.35 1.08 2.42
Free Cash Flow Yield
12.30%-63.86%-9.54%24.08%67.47%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.66 6.70 9.32 9.78 12.48
Price-to-Sales (P/S) Ratio
3.48 3.20 3.79 4.45 3.58
Price-to-Book (P/B) Ratio
1.41 1.15 1.13 1.26 1.04
Price-to-Free Cash Flow (P/FCF) Ratio
8.13 -1.57 -10.49 4.15 1.48
Price-to-Operating Cash Flow Ratio
8.03 -1.58 -10.69 4.13 1.48
Price-to-Earnings Growth (PEG) Ratio
-4.30 0.12 2.02 0.16 -0.36
Price-to-Fair Value
1.41 1.15 1.13 1.26 1.04
Enterprise Value Multiple
27.18 18.82 25.77 24.56 35.87
Enterprise Value
912.11B 841.84B 714.45B 650.11B 637.78B
EV to EBITDA
27.18 18.82 25.77 24.56 35.87
EV to Sales
10.82 11.79 13.61 14.16 14.14
EV to Free Cash Flow
25.25 -5.77 -37.64 13.23 5.86
EV to Operating Cash Flow
24.93 -5.80 -38.37 13.16 5.84
Tangible Book Value Per Share
167.03 158.60 139.12 1.72K 1.61K
Shareholders’ Equity Per Share
185.63 176.75 156.80 144.20 138.58
Tax and Other Ratios
Effective Tax Rate
0.21 0.22 0.20 0.19 0.23
Revenue Per Share
74.99 63.48 46.74 40.95 40.27
Net Income Per Share
30.18 30.35 19.03 18.62 11.55
Tax Burden
0.79 0.78 0.78 0.81 0.77
Interest Burden
1.38 1.02 1.05 1.04 1.04
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.08 0.09 0.11 0.12 0.14
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.90 -4.25 -0.68 1.91 6.51
Currency in SEK
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