FB Bancorp, Inc. (FBLA) Ratios

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FB Bancorp, Inc. Ratios

FBLA's free cash flow for Q4 2025 was $-0.54. For the 2025 fiscal year, FBLA's free cash flow was decreased by $ and operating cash flow was $0.45. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23
Liquidity Ratios
Current Ratio	15.54	15.54	0.26	0.23
Quick Ratio	15.54	15.54	0.26	0.23
Cash Ratio	0.45	0.45	0.12	0.11
Solvency Ratio	<0.01	<0.01	>-0.01	<0.01
Operating Cash Flow Ratio	0.13	0.13	>-0.01	>-0.01
Short-Term Operating Cash Flow Coverage	0.13	0.13	0.00	0.00
Net Current Asset Value	$ -599.05M	$ -599.05M	$ -687.83M	$ -793.16M
Leverage Ratios
Debt-to-Assets Ratio	0.07	0.07	0.06	0.15
Debt-to-Equity Ratio	0.28	0.28	0.23	1.10
Debt-to-Capital Ratio	0.22	0.22	0.18	0.52
Long-Term Debt-to-Capital Ratio	0.15	0.15	0.18	0.52
Financial Leverage Ratio	3.99	3.99	3.74	7.18
Debt Service Coverage Ratio	0.17	0.17	-0.16	0.52
Interest Coverage Ratio	0.22	0.27	-0.33	0.14
Debt to Market Cap	0.31	0.34	0.36	0.84
Interest Debt Per Share	5.88	5.75	5.47	10.57
Net Debt to EBITDA	10.22	10.22	7.64	15.14
Profitability Margins
Gross Profit Margin	71.93%	71.93%	75.60%	86.35%
EBIT Margin	6.92%	6.92%	-7.39%	1.83%
EBITDA Margin	10.82%	10.82%	-3.86%	7.12%
Operating Profit Margin	5.52%	6.92%	-7.39%	1.83%
Pretax Profit Margin	5.53%	6.92%	-7.39%	1.83%
Net Profit Margin	1.80%	1.80%	-7.23%	1.42%
Continuous Operations Profit Margin	5.67%	5.67%	-7.23%	1.42%
Net Income Per EBT	32.56%	26.02%	97.84%	77.21%
EBT Per EBIT	100.21%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.10%	0.10%	-0.51%	0.10%
Return on Equity (ROE)	0.38%	0.40%	-1.90%	0.71%
Return on Capital Employed (ROCE)	0.31%	0.39%	-1.51%	0.41%
Return on Invested Capital (ROIC)	0.74%	0.99%	-1.48%	0.31%
Return on Tangible Assets	0.10%	0.10%	-0.51%	0.10%
Earnings Yield	0.50%	0.54%	-3.07%	0.55%
Efficiency Ratios
Receivables Turnover	12.23	12.23	14.99	14.34
Payables Turnover	49.81	49.81	55.17	20.57
Inventory Turnover	0.00	0.00	0.00	0.00
Fixed Asset Turnover	1.22	1.22	1.59	1.53
Asset Turnover	0.06	0.06	0.07	0.07
Working Capital Turnover Ratio	-0.65	-0.51	-0.14	-0.15
Cash Conversion Cycle	22.52	22.52	17.73	7.70
Days of Sales Outstanding	29.84	29.84	24.34	25.45
Days of Inventory Outstanding	0.00	0.00	0.00	0.00
Days of Payables Outstanding	7.33	7.33	6.62	17.74
Operating Cycle	29.84	29.84	24.34	25.45
Cash Flow Ratios
Operating Cash Flow Per Share	0.15	0.15	-0.23	-0.41
Free Cash Flow Per Share	0.13	-0.21	-0.54	-0.81
CapEx Per Share	0.02	0.37	0.31	0.41
Free Cash Flow to Operating Cash Flow	0.85	-1.41	2.31	2.00
Dividend Paid and CapEx Coverage Ratio	4.48	0.40	-0.76	-1.00
Capital Expenditure Coverage Ratio	6.63	0.41	-0.76	-1.00
Operating Cash Flow Coverage Ratio	0.03	0.03	-0.05	-0.04
Operating Cash Flow to Sales Ratio	0.04	0.04	-0.05	-0.09
Free Cash Flow Yield	0.91%	-1.67%	-4.54%	-6.86%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	201.09	186.63	-32.62	182.99
Price-to-Sales (P/S) Ratio	3.70	3.36	2.36	2.59
Price-to-Book (P/B) Ratio	0.80	0.74	0.62	1.31
Price-to-Free Cash Flow (P/FCF) Ratio	109.93	-59.96	-22.02	-14.58
Price-to-Operating Cash Flow Ratio	91.36	84.79	-50.89	-29.21
Price-to-Earnings Growth (PEG) Ratio	1.56	-1.57	0.05	-3.98
Price-to-Fair Value	0.80	0.74	0.62	1.31
Enterprise Value Multiple	44.41	41.28	-53.48	51.53
Enterprise Value	334.43M	310.82M	177.34M	289.68M
EV to EBITDA	44.41	41.28	-53.48	51.53
EV to Sales	4.81	4.47	2.06	3.67
EV to Free Cash Flow	142.80	-79.70	-19.27	-20.64
EV to Operating Cash Flow	121.26	112.70	-44.52	-41.36
Tangible Book Value Per Share	17.61	17.23	19.12	8.62
Shareholders’ Equity Per Share	17.66	17.28	19.19	9.09
Tax and Other Ratios
Effective Tax Rate	0.23	0.18	0.02	0.23
Revenue Per Share	3.91	3.82	5.05	4.58
Net Income Per Share	0.07	0.07	-0.37	0.06
Tax Burden	0.33	0.26	0.98	0.77
Interest Burden	0.80	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00
SG&A to Revenue	0.10	0.10	0.61	0.64
Stock-Based Compensation to Revenue	<0.01	<0.01	<0.01	0.00
Income Quality	0.70	0.70	0.64	-6.26

Currency in USD