Ratios	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	―	0.31	0.26	0.19	0.17
Quick Ratio	―	0.31	0.26	0.19	0.17
Cash Ratio	―	0.09	0.07	0.06	0.07
Solvency Ratio	―	<0.01	<0.01	<0.01	0.01
Operating Cash Flow Ratio	―	0.00	0.00	<0.01	<0.01
Short-Term Operating Cash Flow Coverage	―	0.00	0.00	0.00	0.00
Net Current Asset Value	€ ―	€ -165.45B	€ -178.71B	€ -200.18B	€ -203.69B
Leverage Ratios
Debt-to-Assets Ratio	―	<0.01	<0.01	<0.01	0.02
Debt-to-Equity Ratio	―	0.49	0.47	0.50	1.05
Debt-to-Capital Ratio	―	0.33	0.32	0.33	0.51
Long-Term Debt-to-Capital Ratio	―	0.33	0.32	0.33	0.51
Financial Leverage Ratio	―	61.87	63.89	68.93	69.55
Debt Service Coverage Ratio	―	<0.01	0.02	0.01	7.32
Interest Coverage Ratio	―	<0.01	0.01	0.41	7.30
Debt to Market Cap	―	6.05	5.72	5.20	10.72
Interest Debt Per Share	―	425.76	403.53	142.58	203.65
Net Debt to EBITDA	―	-405.88	-99.90	-20.77	-2.73
Profitability Margins
Gross Profit Margin	―	6.86%	7.77%	214.33%	253.31%
EBIT Margin	―	0.46%	1.38%	56.62%	228.10%
EBITDA Margin	―	0.46%	1.55%	58.01%	228.71%
Operating Profit Margin	―	0.46%	1.35%	56.62%	228.10%
Pretax Profit Margin	―	0.11%	1.44%	56.62%	228.11%
Net Profit Margin	―	1.17%	1.44%	56.62%	228.10%
Continuous Operations Profit Margin	―	1.17%	1.44%	56.62%	227.60%
Net Income Per EBT	―	1087.63%	100.00%	100.00%	100.00%
EBT Per EBIT	―	23.42%	106.24%	100.00%	100.00%
Return on Assets (ROA)	―	0.04%	0.04%	0.19%	1.38%
Return on Equity (ROE)	―	2.34%	2.78%	13.20%	95.72%
Return on Capital Employed (ROCE)	―	0.06%	0.17%	0.84%	5.98%
Return on Invested Capital (ROIC)	―	0.06%	0.17%	0.00%	5.98%
Return on Tangible Assets	―	0.04%	0.04%	0.19%	1.38%
Earnings Yield	―	28.59%	33.69%	137.28%	974.19%
Efficiency Ratios
Receivables Turnover	―	0.20	0.22	0.03	0.08
Payables Turnover	―	0.00	0.00	0.00	0.00
Inventory Turnover	―	0.00	0.00	0.00	0.00
Fixed Asset Turnover	―	12.01	11.60	1.41	2.48
Asset Turnover	―	0.03	0.03	<0.01	<0.01
Working Capital Turnover Ratio	―	-0.06	-0.05	>-0.01	-0.01
Cash Conversion Cycle	―	1.82K	1.69K	10.58K	4.58K
Days of Sales Outstanding	―	1.82K	1.69K	10.58K	4.58K
Days of Inventory Outstanding	―	0.00	0.00	0.00	0.00
Days of Payables Outstanding	―	0.00	0.00	0.00	0.00
Operating Cycle	―	1.82K	1.69K	10.58K	4.58K
Cash Flow Ratios
Operating Cash Flow Per Share	―	0.00	0.00	1.12	0.87
Free Cash Flow Per Share	―	0.00	0.00	1.12	0.87
CapEx Per Share	―	0.00	0.00	0.00	0.00
Free Cash Flow to Operating Cash Flow	―	0.00	0.00	1.00	1.00
Dividend Paid and CapEx Coverage Ratio	―	0.00	0.00	1.67	1.30
Capital Expenditure Coverage Ratio	―	0.00	0.00	0.00	0.00
Operating Cash Flow Coverage Ratio	―	0.00	0.00	0.01	<0.01
Operating Cash Flow to Sales Ratio	―	0.00	0.00	0.03	0.01
Free Cash Flow Yield	―	0.00%	0.00%	6.71%	5.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	―	3.50	2.97	0.73	0.10
Price-to-Sales (P/S) Ratio	―	0.04	0.04	0.41	0.23
Price-to-Book (P/B) Ratio	―	0.08	0.08	0.10	0.10
Price-to-Free Cash Flow (P/FCF) Ratio	―	0.00	0.00	14.91	19.36
Price-to-Operating Cash Flow Ratio	―	0.00	0.00	14.91	19.36
Price-to-Earnings Growth (PEG) Ratio	―	-0.22	-0.04	>-0.01	<0.01
Price-to-Fair Value	―	0.08	0.08	0.10	0.10
Enterprise Value Multiple	―	-396.97	-97.16	-20.06	-2.62
Enterprise Value	―	-12.92B	-10.36B	-9.39B	-8.60B
EV to EBITDA	―	-396.97	-97.16	-20.06	-2.62
EV to Sales	―	-1.82	-1.51	-11.64	-6.00
EV to Free Cash Flow	―	0.00	0.00	-420.58	-496.18
EV to Operating Cash Flow	―	0.00	0.00	-420.58	-496.18
Tangible Book Value Per Share	―	178.44	178.44	174.15	172.00
Shareholders’ Equity Per Share	―	178.44	178.44	174.15	172.00
Tax and Other Ratios
Effective Tax Rate	―	0.00	0.00	1.00	<0.01
Revenue Per Share	―	357.41	346.12	40.61	72.18
Net Income Per Share	―	4.17	4.97	22.99	164.64
Tax Burden	―	10.88	1.00	1.00	1.00
Interest Burden	―	0.23	1.04	1.00	1.00
Research & Development to Revenue	―	0.00	0.00	0.00	0.00
SG&A to Revenue	―	<0.01	<0.01	0.08	0.04
Stock-Based Compensation to Revenue	―	0.00	0.00	0.00	0.00
Income Quality	―	0.00	0.00	0.05	<0.01

Bank of Greece (BGC) Ratios

Bank of Greece Ratios