Ratios	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	―	5.75	0.93	0.36	0.38
Quick Ratio	―	5.75	1.02	0.39	0.42
Cash Ratio	―	5.75	0.34	0.15	0.16
Solvency Ratio	―	<0.01	0.27	0.91	0.98
Operating Cash Flow Ratio	―	0.00	<0.01	<0.01	<0.01
Short-Term Operating Cash Flow Coverage	―	0.00	0.00	0.00	0.00
Net Current Asset Value	€ ―	€ -213.81B	€ 35.19B	€ 26.92B	€ 22.00B
Leverage Ratios
Debt-to-Assets Ratio	―	0.79	<0.01	0.02	<0.01
Debt-to-Equity Ratio	―	50.30	0.50	1.05	1.05
Debt-to-Capital Ratio	―	0.98	0.33	0.51	0.51
Long-Term Debt-to-Capital Ratio	―	0.00	0.33	0.51	0.51
Financial Leverage Ratio	―	63.89	68.93	69.55	278.18
Debt Service Coverage Ratio	―	0.02	0.01	7.32	2.79
Interest Coverage Ratio	―	0.02	0.41	7.30	2.75
Debt to Market Cap	―	0.00	5.20	10.72	2.20
Interest Debt Per Share	―	9.30K	142.58	203.65	46.82
Net Debt to EBITDA	―	1.59K	-25.24	-2.73	-12.93
Profitability Margins
Gross Profit Margin	―	116.84%	100.00%	100.00%	100.00%
EBIT Margin	―	21.41%	51.88%	329.34%	98.05%
EBITDA Margin	―	24.11%	53.14%	330.22%	99.62%
Operating Profit Margin	―	24.31%	51.88%	329.34%	98.05%
Pretax Profit Margin	―	22.31%	51.88%	329.35%	98.06%
Net Profit Margin	―	22.31%	51.88%	329.34%	98.05%
Continuous Operations Profit Margin	―	22.31%	45.72%	328.62%	98.06%
Net Income Per EBT	―	100.00%	100.00%	100.00%	99.99%
EBT Per EBIT	―	91.77%	100.00%	100.00%	100.01%
Return on Assets (ROA)	―	0.04%	0.19%	1.38%	0.36%
Return on Equity (ROE)	―	2.78%	13.20%	95.72%	100.47%
Return on Capital Employed (ROCE)	―	0.05%	0.23%	2.15%	0.54%
Return on Invested Capital (ROIC)	―	0.05%	0.00%	3.38%	0.86%
Return on Tangible Assets	―	0.04%	0.19%	1.38%	0.36%
Earnings Yield	―	33.69%	137.28%	974.19%	210.81%
Efficiency Ratios
Receivables Turnover	―	0.00	0.00	0.00	0.00
Payables Turnover	―	0.00	0.00	0.00	0.00
Inventory Turnover	―	0.00	0.00	0.00	0.00
Fixed Asset Turnover	―	0.75	1.54	1.72	1.18
Asset Turnover	―	<0.01	<0.01	<0.01	<0.01
Working Capital Turnover Ratio	―	0.18	-0.03	-0.02	-0.02
Cash Conversion Cycle	―	0.00	0.00	0.00	0.00
Days of Sales Outstanding	―	0.00	0.00	0.00	0.00
Days of Inventory Outstanding	―	0.00	0.00	0.00	0.00
Days of Payables Outstanding	―	0.00	0.00	0.00	0.00
Operating Cycle	―	0.00	0.00	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	―	0.00	1.12	0.87	1.07
Free Cash Flow Per Share	―	0.00	1.12	0.87	1.07
CapEx Per Share	―	0.00	0.00	0.00	0.00
Free Cash Flow to Operating Cash Flow	―	0.00	1.00	1.00	1.00
Dividend Paid and CapEx Coverage Ratio	―	0.00	0.00	0.00	0.00
Capital Expenditure Coverage Ratio	―	0.00	0.00	0.00	0.00
Operating Cash Flow Coverage Ratio	―	0.00	0.01	<0.01	0.03
Operating Cash Flow to Sales Ratio	―	0.00	0.03	0.02	0.03
Free Cash Flow Yield	―	0.00%	6.71%	5.17%	6.75%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	―	2.97	0.73	0.10	0.47
Price-to-Sales (P/S) Ratio	―	0.66	0.38	0.34	0.47
Price-to-Book (P/B) Ratio	―	0.08	0.10	0.10	0.48
Price-to-Free Cash Flow (P/FCF) Ratio	―	0.00	14.91	19.36	14.83
Price-to-Operating Cash Flow Ratio	―	0.00	14.91	19.36	14.83
Price-to-Earnings Growth (PEG) Ratio	―	-0.04	>-0.01	<0.01	-0.02
Price-to-Fair Value	―	0.08	0.10	0.10	0.48
Enterprise Value Multiple	―	1.59K	-24.52	-2.62	-12.46
Enterprise Value	―	169.48B	-11.48B	-8.60B	-8.38B
EV to EBITDA	―	1.59K	-24.52	-2.62	-12.46
EV to Sales	―	383.06	-13.03	-8.66	-12.41
EV to Free Cash Flow	―	0.00	-514.21	-496.18	-395.71
EV to Operating Cash Flow	―	0.00	-514.21	-496.18	-395.71
Tangible Book Value Per Share	―	178.44	11.92K	11.78K	9.19K
Shareholders’ Equity Per Share	―	178.44	174.15	172.00	33.15
Tax and Other Ratios
Effective Tax Rate	―	-0.04	1.00	<0.01	<0.01
Revenue Per Share	―	22.27	44.33	49.99	33.97
Net Income Per Share	―	4.97	22.99	164.64	33.31
Tax Burden	―	1.00	1.00	1.00	1.00
Interest Burden	―	1.04	1.00	1.00	1.00
Research & Development to Revenue	―	0.00	0.00	0.00	0.00
SG&A to Revenue	―	0.14	0.07	0.06	0.09
Stock-Based Compensation to Revenue	―	0.00	0.00	0.00	0.00
Income Quality	―	0.00	0.05	<0.01	0.03

Bank of Greece (BGC) Ratios

Bank of Greece Ratios