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Alior Bank SA (DE:A6O)
FRANKFURT:A6O
Germany Market

Alior Bank SA (A6O) Ratios

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Alior Bank SA Ratios

DE:A6O's free cash flow for Q1 2025 was zł1.00. For the 2025 fiscal year, DE:A6O's free cash flow was decreased by zł and operating cash flow was zł-0.04. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
435.74 3.46 435.74 398.35 150.16
Quick Ratio
867.97 3.46 867.97 791.50 285.20
Cash Ratio
375.53 3.46 375.53 350.61 127.22
Solvency Ratio
0.01 0.03 0.01 <0.01 >-0.01
Operating Cash Flow Ratio
-69.73 -5.39 -69.73 188.89 68.73
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
zł -73.56Bzł -78.14Bzł -73.56Bzł -72.77Bzł -69.08B
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.04 0.03 0.03 0.05
Debt-to-Equity Ratio
0.37 0.40 0.37 0.39 0.55
Debt-to-Capital Ratio
0.27 0.28 0.27 0.28 0.35
Long-Term Debt-to-Capital Ratio
0.00 0.29 0.00 0.00 0.30
Financial Leverage Ratio
13.43 9.74 13.43 14.03 11.99
Debt Service Coverage Ratio
0.51 -0.26 0.51 3.00 -0.22
Interest Coverage Ratio
1.57 1.33 1.57 3.27 -0.43
Debt to Market Cap
0.00 0.37 0.00 0.00 1.29
Interest Debt Per Share
31.53 48.28 31.53 19.43 31.13
Net Debt to EBITDA
-0.34 0.00 -0.34 -1.52 0.00
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
22.96%-4.43%22.96%20.53%-7.62%
EBITDA Margin
28.33%0.00%28.33%26.67%0.00%
Operating Profit Margin
63.53%59.83%63.53%20.53%-5.47%
Pretax Profit Margin
22.96%46.36%22.96%20.53%-5.47%
Net Profit Margin
15.14%34.77%15.14%12.70%-8.25%
Continuous Operations Profit Margin
15.14%34.77%15.14%12.70%-8.25%
Net Income Per EBT
65.94%74.99%65.94%61.85%150.75%
EBT Per EBIT
36.14%77.48%36.14%100.00%100.00%
Return on Assets (ROA)
0.82%2.25%0.82%0.58%-0.40%
Return on Equity (ROE)
11.07%21.95%11.07%8.14%-4.74%
Return on Capital Employed (ROCE)
3.46%3.91%3.46%0.94%-0.26%
Return on Invested Capital (ROIC)
8.80%2.57%8.80%2.22%-1.54%
Return on Tangible Assets
0.83%2.26%0.83%0.58%-0.40%
Earnings Yield
15.27%20.37%15.27%6.75%-14.05%
Efficiency Ratios
Receivables Turnover
14.01 0.00 14.01 12.64 11.18
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
6.06 7.85 6.06 5.03 5.37
Asset Turnover
0.05 0.06 0.05 0.05 0.05
Working Capital Turnover Ratio
1.20 2.29 1.20 1.04 1.58
Cash Conversion Cycle
26.06 0.00 26.06 28.88 32.66
Days of Sales Outstanding
26.06 0.00 26.06 28.88 32.66
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
26.06 0.00 26.06 28.88 32.66
Cash Flow Ratios
Operating Cash Flow Per Share
-3.86 -32.79 -3.86 15.83 10.54
Free Cash Flow Per Share
-5.01 -34.08 -5.01 14.44 9.41
CapEx Per Share
1.15 1.30 1.15 1.39 1.13
Free Cash Flow to Operating Cash Flow
1.30 1.04 1.30 0.91 0.89
Dividend Paid and CapEx Coverage Ratio
-3.37 -25.23 -3.37 11.39 9.34
Capital Expenditure Coverage Ratio
-3.37 -25.23 -3.37 11.39 9.34
Operating Cash Flow Coverage Ratio
-0.22 -1.16 -0.22 0.90 0.38
Operating Cash Flow to Sales Ratio
-0.11 -0.73 -0.11 0.54 0.36
Free Cash Flow Yield
-14.62%-44.65%-14.62%26.40%55.46%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
6.55 4.91 6.55 14.82 -7.12
Price-to-Sales (P/S) Ratio
0.99 1.71 0.99 1.88 0.59
Price-to-Book (P/B) Ratio
0.73 1.08 0.73 1.21 0.34
Price-to-Free Cash Flow (P/FCF) Ratio
-6.84 -2.24 -6.84 3.79 1.80
Price-to-Operating Cash Flow Ratio
-8.87 -2.33 -8.87 3.46 1.61
Price-to-Earnings Growth (PEG) Ratio
0.16 0.02 0.16 -0.06 0.03
Price-to-Fair Value
0.73 1.08 0.73 1.21 0.34
Enterprise Value Multiple
3.16 0.00 3.16 5.54 0.00
Enterprise Value
4.04B 10.90B 4.04B 5.60B 3.25B
EV to EBITDA
3.16 0.00 3.16 5.54 0.00
EV to Sales
0.90 1.87 0.90 1.48 0.86
EV to Free Cash Flow
-6.18 -2.45 -6.18 2.97 2.64
EV to Operating Cash Flow
-8.02 -2.55 -8.02 2.71 2.36
Tangible Book Value Per Share
44.26 67.69 44.26 42.07 46.99
Shareholders’ Equity Per Share
47.26 70.85 47.26 45.34 50.24
Tax and Other Ratios
Effective Tax Rate
0.34 0.25 0.34 0.38 -0.51
Revenue Per Share
34.56 44.73 34.56 29.08 28.91
Net Income Per Share
5.23 15.55 5.23 3.69 -2.38
Tax Burden
0.66 0.75 0.66 0.62 1.51
Interest Burden
1.00 -10.46 1.00 1.00 0.72
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.12 0.05 0.12 0.07 0.07
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 >-0.01
Income Quality
-0.49 -2.11 -0.49 2.65 -6.66
Currency in PLN
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