tiprankstipranks
Bank Millennium SA (DE:1HN)
FRANKFURT:1HN
Germany Market
1HN
Bank Millennium SA
RESEARCH TOOLSreports

Bank Millennium SA (1HN) Ratios

0 Followers

Bank Millennium SA Ratios

DE:1HN's free cash flow for Q4 2025 was zł0.69. For the 2025 fiscal year, DE:1HN's free cash flow was decreased by zł and operating cash flow was zł0.16. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.04 0.04 0.07 0.07 0.12
Quick Ratio
 0.04 0.04 0.07 0.07 0.12
Cash Ratio
 0.04 0.04 0.05 0.05 0.10
Solvency Ratio
 <0.01 <0.01 <0.01 <0.01 >-0.01
Operating Cash Flow Ratio
 0.06 0.10 0.11 0.13 0.10
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
zł -141.15Bzł -141.07Bzł -123.50Bzł -110.85Bzł -93.79B
Leverage Ratios
Debt-to-Assets Ratio
 0.06 0.06 0.06 0.04 0.02
Debt-to-Equity Ratio
 1.02 1.02 1.02 0.75 0.41
Debt-to-Capital Ratio
 0.50 0.50 0.51 0.43 0.29
Long-Term Debt-to-Capital Ratio
 0.50 0.50 0.51 0.43 0.29
Financial Leverage Ratio
 17.06 17.06 17.91 18.20 20.19
Debt Service Coverage Ratio
 0.41 0.42 0.29 0.25 -0.48
Interest Coverage Ratio
 0.48 0.48 0.27 0.41 -0.44
Debt to Market Cap
 0.40 0.46 0.74 0.50 0.40
Interest Debt Per Share
 10.44 10.44 9.27 6.81 3.21
Net Debt to EBITDA
 2.57 2.49 2.12 -0.48 15.39
Profitability Margins
Gross Profit Margin
64.60%68.35%66.27%68.67%71.68%
EBIT Margin
16.75%15.24%8.96%12.92%-12.45%
EBITDA Margin
18.50%17.35%11.28%15.00%-8.89%
Operating Profit Margin
16.75%15.24%8.96%12.92%-12.45%
Pretax Profit Margin
16.75%15.24%8.96%12.92%-12.45%
Net Profit Margin
12.43%11.30%7.37%5.67%-17.28%
Continuous Operations Profit Margin
12.43%11.30%7.37%5.67%-17.28%
Net Income Per EBT
74.20%74.20%82.19%43.86%138.84%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.77%0.77%0.52%0.46%-0.91%
Return on Equity (ROE)
14.00%13.17%9.25%8.35%-18.47%
Return on Capital Employed (ROCE)
6.51%6.51%4.06%7.41%-5.95%
Return on Invested Capital (ROIC)
4.83%4.82%3.33%3.25%-5.95%
Return on Tangible Assets
0.78%0.78%0.52%0.46%-0.92%
Earnings Yield
5.15%5.96%6.66%5.62%-18.26%
Efficiency Ratios
Receivables Turnover
 13.98 15.37 4.31 5.39 4.23
Payables Turnover
 13.75 13.52 10.35 8.86 6.27
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 17.36 19.09 16.58 17.96 10.25
Asset Turnover
 0.06 0.07 0.07 0.08 0.05
Working Capital Turnover Ratio
 -0.15 -0.09 -0.09 -0.11 -0.07
Cash Conversion Cycle
 -0.42 -3.25 49.36 26.52 27.99
Days of Sales Outstanding
 26.11 23.75 84.62 67.74 86.23
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 26.54 27.00 35.27 41.22 58.24
Operating Cycle
 26.11 23.75 84.62 67.74 86.23
Cash Flow Ratios
Operating Cash Flow Per Share
 5.95 11.23 10.23 11.75 8.24
Free Cash Flow Per Share
 5.73 11.00 10.03 11.60 8.11
CapEx Per Share
 0.23 0.23 0.21 0.15 0.13
Free Cash Flow to Operating Cash Flow
 0.96 0.98 0.98 0.99 0.98
Dividend Paid and CapEx Coverage Ratio
 26.20 49.43 49.82 76.62 63.66
Capital Expenditure Coverage Ratio
 26.20 49.43 49.82 76.62 63.66
Operating Cash Flow Coverage Ratio
 0.78 1.46 1.56 2.79 4.47
Operating Cash Flow to Sales Ratio
 0.75 1.28 1.27 1.42 1.70
Free Cash Flow Yield
29.75%66.18%112.65%138.74%177.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 19.43 16.79 15.01 17.79 -5.48
Price-to-Sales (P/S) Ratio
 2.42 1.90 1.11 1.01 0.95
Price-to-Book (P/B) Ratio
 2.56 2.21 1.39 1.49 1.01
Price-to-Free Cash Flow (P/FCF) Ratio
 3.36 1.51 0.89 0.72 0.56
Price-to-Operating Cash Flow Ratio
 3.23 1.48 0.87 0.71 0.56
Price-to-Earnings Growth (PEG) Ratio
 1.09 0.25 0.59 -0.11 0.23
Price-to-Fair Value
 2.56 2.21 1.39 1.49 1.01
Enterprise Value Multiple
 15.62 13.43 11.92 6.24 4.74
Enterprise Value
 27.95B 24.77B 13.13B 9.51B -2.47B
EV to EBITDA
 15.62 13.43 11.92 6.24 4.74
EV to Sales
 2.89 2.33 1.34 0.94 -0.42
EV to Free Cash Flow
 4.02 1.86 1.08 0.67 -0.25
EV to Operating Cash Flow
 3.87 1.82 1.06 0.66 -0.25
Tangible Book Value Per Share
 7.02 7.02 5.95 5.24 4.17
Shareholders’ Equity Per Share
 7.52 7.52 6.41 5.63 4.53
Tax and Other Ratios
Effective Tax Rate
 0.26 0.26 0.18 0.56 -0.39
Revenue Per Share
 7.97 8.76 8.05 8.29 4.84
Net Income Per Share
 0.99 0.99 0.59 0.47 -0.84
Tax Burden
 0.74 0.74 0.82 0.44 1.39
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.14 0.06 0.07 0.05 0.13
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 6.01 11.34 17.26 25.00 -9.85
Currency in PLN