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Bank Millennium SA (DE:1HN)
:1HN
Germany Market
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Bank Millennium SA (1HN) Ratios

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Bank Millennium SA Ratios

DE:1HN's free cash flow for Q1 2025 was zł0.67. For the 2025 fiscal year, DE:1HN's free cash flow was decreased by zł and operating cash flow was zł0.12. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.05 3.02 43.93 159.11 40.55
Quick Ratio
0.05 3.02 89.23 332.95 88.51
Cash Ratio
0.05 3.02 38.70 130.50 30.81
Solvency Ratio
<0.01 <0.01 >-0.01 -0.01 <0.01
Operating Cash Flow Ratio
0.07 7.39 37.67 92.08 -46.35
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
zł -128.57Bzł -112.73Bzł -93.79Bzł -92.40Bzł -85.94B
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.04 0.02 0.02 0.03
Debt-to-Equity Ratio
1.05 0.75 0.41 0.34 0.33
Debt-to-Capital Ratio
0.51 0.43 0.29 0.25 0.25
Long-Term Debt-to-Capital Ratio
0.51 0.00 0.00 0.00 0.19
Financial Leverage Ratio
17.82 18.20 20.19 15.52 10.75
Debt Service Coverage Ratio
0.25 0.25 -0.17 -8.77 -0.35
Interest Coverage Ratio
0.80 1.39 0.56 -7.76 0.39
Debt to Market Cap
0.50 0.00 0.00 0.00 0.53
Interest Debt Per Share
9.70 6.81 3.21 1.99 2.92
Net Debt to EBITDA
2.65 -0.48 0.00 2.08 0.00
Profitability Margins
Gross Profit Margin
91.37%100.00%100.00%100.00%100.00%
EBIT Margin
9.70%19.50%-4.95%-26.23%-5.59%
EBITDA Margin
12.18%22.64%0.00%-20.95%0.00%
Operating Profit Margin
28.91%65.48%22.10%-26.23%5.60%
Pretax Profit Margin
11.57%19.50%-17.33%-26.23%5.60%
Net Profit Margin
8.38%8.55%-24.06%-34.91%0.61%
Continuous Operations Profit Margin
8.38%8.55%-24.06%-34.91%0.61%
Net Income Per EBT
72.41%43.86%138.84%133.06%10.82%
EBT Per EBIT
40.03%29.77%-78.42%100.00%100.00%
Return on Assets (ROA)
0.54%0.46%-0.91%-1.28%0.02%
Return on Equity (ROE)
10.01%8.35%-18.47%-19.89%0.25%
Return on Capital Employed (ROCE)
11.57%3.57%0.84%-0.96%0.22%
Return on Invested Capital (ROIC)
8.38%1.60%3.86%-5.50%0.10%
Return on Tangible Assets
0.54%0.46%-0.92%-1.29%0.02%
Earnings Yield
4.55%5.62%-18.26%-13.40%0.58%
Efficiency Ratios
Receivables Turnover
12.67 0.00 3.04 4.40 5.71
Payables Turnover
2.55 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
16.39 11.90 7.36 6.94 6.58
Asset Turnover
0.06 0.05 0.04 0.04 0.04
Working Capital Turnover Ratio
-0.17 0.88 0.52 1.02 1.24
Cash Conversion Cycle
-114.36 0.00 120.06 82.88 63.90
Days of Sales Outstanding
28.80 0.00 120.06 82.88 63.90
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
143.16 0.00 0.00 0.00 0.00
Operating Cycle
28.80 0.00 120.06 82.88 63.90
Cash Flow Ratios
Operating Cash Flow Per Share
6.60 11.75 8.24 2.30 -2.59
Free Cash Flow Per Share
6.40 11.60 8.11 2.22 -2.65
CapEx Per Share
0.20 0.15 0.13 0.08 0.06
Free Cash Flow to Operating Cash Flow
0.97 0.99 0.98 0.97 1.02
Dividend Paid and CapEx Coverage Ratio
32.86 76.62 63.66 29.49 -42.43
Capital Expenditure Coverage Ratio
32.86 76.62 63.66 29.49 -42.43
Operating Cash Flow Coverage Ratio
0.95 2.79 4.47 1.22 -1.05
Operating Cash Flow to Sales Ratio
0.87 2.14 2.37 0.73 -0.83
Free Cash Flow Yield
45.88%138.74%177.07%27.09%-80.96%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
21.96 17.79 -5.48 -7.46 173.86
Price-to-Sales (P/S) Ratio
1.84 1.52 1.32 2.61 1.05
Price-to-Book (P/B) Ratio
2.11 1.49 1.01 1.48 0.44
Price-to-Free Cash Flow (P/FCF) Ratio
2.18 0.72 0.56 3.69 -1.24
Price-to-Operating Cash Flow Ratio
2.11 0.71 0.56 3.57 -1.26
Price-to-Earnings Growth (PEG) Ratio
3.29 -0.11 0.23 <0.01 -1.81
Price-to-Fair Value
2.11 1.49 1.01 1.48 0.44
Enterprise Value Multiple
17.76 6.24 0.00 -10.35 0.00
Enterprise Value
19.88B 9.51B -2.47B 8.28B 4.88B
EV to EBITDA
17.76 6.24 0.00 -10.35 0.00
EV to Sales
2.16 1.41 -0.59 2.17 1.30
EV to Free Cash Flow
2.56 0.67 -0.25 3.07 -1.52
EV to Operating Cash Flow
2.48 0.66 -0.25 2.97 -1.55
Tangible Book Value Per Share
6.15 5.24 4.17 5.20 7.02
Shareholders’ Equity Per Share
6.60 5.63 4.53 5.52 7.49
Tax and Other Ratios
Effective Tax Rate
0.28 0.56 -0.39 -0.33 0.89
Revenue Per Share
7.57 5.50 3.48 3.15 3.10
Net Income Per Share
0.63 0.47 -0.84 -1.10 0.02
Tax Burden
0.72 0.44 1.39 1.33 0.11
Interest Burden
1.19 1.00 3.50 1.00 -1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.07 0.08 0.18 0.11 0.12
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
10.39 25.00 -9.85 -2.09 -137.51
Currency in PLN
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