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First Commerce Bank (Lakewood New Jersey) (CMRB)
OTHER OTC:CMRB
US Market
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First Commerce Bank (Lakewood New Jersey) (CMRB) Ratios

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First Commerce Bank (Lakewood New Jersey) Ratios

CMRB's free cash flow for Q2 2024 was $2.37. For the 2024 fiscal year, CMRB's free cash flow was decreased by $ and operating cash flow was $0.16. See a summary of the company’s cash flow.
Ratios
TTM
Dec 23Dec 22Dec 21Dec 20
Liquidity Ratios
Current Ratio
0.00 0.06 0.17 0.16 0.10
Quick Ratio
0.00 0.12 0.34 0.31 0.21
Cash Ratio
0.00 0.05 0.16 0.14 0.10
Solvency Ratio
<0.01 0.02 0.02 0.01 0.01
Operating Cash Flow Ratio
0.00 0.03 0.03 0.02 0.02
Short-Term Operating Cash Flow Coverage
0.00 30.56 33.38 22.61 23.75
Net Current Asset Value
$ -1.41B$ -1.06B$ -841.79M$ -782.41M$ -791.22M
Leverage Ratios
Debt-to-Assets Ratio
0.12 0.05 <0.01 <0.01 0.01
Debt-to-Equity Ratio
1.16 0.39 0.06 0.07 0.07
Debt-to-Capital Ratio
0.54 0.28 0.05 0.06 0.07
Long-Term Debt-to-Capital Ratio
0.51 0.25 0.00 0.00 0.00
Financial Leverage Ratio
9.28 7.16 6.59 6.77 7.06
Debt Service Coverage Ratio
0.88 -0.72 -1.34 -0.39 -0.26
Interest Coverage Ratio
1.78 3.42 6.26 1.56 0.98
Debt to Market Cap
1.88 0.37 <0.01 <0.01 <0.01
Interest Debt Per Share
9.85 3.22 0.58 0.86 1.10
Net Debt to EBITDA
42.94 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
57.56%100.00%100.00%100.00%100.00%
EBIT Margin
8.60%-2.18%-2.45%-2.55%-2.34%
EBITDA Margin
6.43%0.00%0.00%0.00%0.00%
Operating Profit Margin
9.92%41.60%48.48%30.86%29.92%
Pretax Profit Margin
8.59%40.32%47.68%30.44%27.70%
Net Profit Margin
7.06%30.59%35.47%22.13%19.54%
Continuous Operations Profit Margin
7.06%30.59%35.47%22.13%19.54%
Net Income Per EBT
82.12%75.88%74.40%72.72%70.54%
EBT Per EBIT
86.65%96.92%98.34%98.61%92.56%
Return on Assets (ROA)
0.32%1.28%1.47%1.01%0.94%
Return on Equity (ROE)
2.92%9.20%9.68%6.86%6.63%
Return on Capital Employed (ROCE)
0.45%4.48%5.31%4.05%5.14%
Return on Invested Capital (ROIC)
0.00%3.40%3.95%2.94%3.62%
Return on Tangible Assets
0.32%10.84%5.71%4.48%0.94%
Earnings Yield
5.43%10.42%12.24%10.74%6.69%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.50 2.12 1.83 1.76 1.67
Asset Turnover
0.05 0.04 0.04 0.05 0.05
Working Capital Turnover Ratio
0.00 -0.08 -0.08 -0.08 -0.11
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.29 0.92 0.92 0.62 0.64
Free Cash Flow Per Share
0.29 0.89 -0.17 0.56 0.58
CapEx Per Share
0.00 0.02 1.09 0.06 0.06
Free Cash Flow to Operating Cash Flow
1.00 0.98 -0.18 0.90 0.90
Dividend Paid and CapEx Coverage Ratio
0.00 2.21 0.85 10.52 10.48
Capital Expenditure Coverage Ratio
0.00 41.61 0.85 10.52 10.48
Operating Cash Flow Coverage Ratio
0.03 0.31 2.18 1.41 1.42
Operating Cash Flow to Sales Ratio
0.08 0.40 0.45 0.30 0.30
Free Cash Flow Yield
6.17%13.26%-2.82%12.97%9.32%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
18.42 9.60 8.17 9.31 14.95
Price-to-Sales (P/S) Ratio
1.32 2.94 2.90 2.06 2.92
Price-to-Book (P/B) Ratio
0.54 0.88 0.79 0.64 0.99
Price-to-Free Cash Flow (P/FCF) Ratio
16.21 7.54 -35.43 7.71 10.73
Price-to-Operating Cash Flow Ratio
15.90 7.36 6.39 6.98 9.70
Price-to-Earnings Growth (PEG) Ratio
1.29 -3.46 0.14 0.98 -0.57
Price-to-Fair Value
0.54 0.88 0.79 0.64 0.99
Enterprise Value Multiple
63.55 0.00 0.00 0.00 0.00
Enterprise Value
291.53M 186.15M 32.73M 12.33M 81.03M
EV to EBITDA
63.55 0.00 0.00 0.00 0.00
EV to Sales
4.08 3.43 0.70 0.26 1.67
EV to Free Cash Flow
49.97 8.82 -8.51 0.96 6.13
EV to Operating Cash Flow
49.97 8.60 1.53 0.87 5.55
Tangible Book Value Per Share
8.36 7.64 7.46 6.78 6.30
Shareholders’ Equity Per Share
8.36 7.64 7.46 6.78 6.30
Tax and Other Ratios
Effective Tax Rate
0.18 0.24 0.26 0.27 0.29
Revenue Per Share
3.50 2.30 2.04 2.10 2.14
Net Income Per Share
0.25 0.70 0.72 0.46 0.42
Tax Burden
0.82 0.76 0.74 0.73 0.71
Interest Burden
1.00 -18.53 -19.43 -11.92 -11.82
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.01 0.03 0.03 0.02 0.03
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.72 1.30 1.28 1.34 1.54
Currency in USD
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