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CoreCard (CCRD)
NYSE:CCRD
US Market

CoreCard (CCRD) Ratios

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CoreCard Ratios

CCRD's free cash flow for Q1 2025 was $0.44. For the 2025 fiscal year, CCRD's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
5.61 4.66 5.61 3.39 4.22
Quick Ratio
5.61 4.66 5.61 3.39 4.22
Cash Ratio
2.70 2.82 2.70 2.69 3.77
Solvency Ratio
1.88 0.88 1.88 0.90 0.80
Operating Cash Flow Ratio
1.31 1.76 1.31 0.82 2.08
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ 31.85M$ 33.37M$ 31.85M$ 22.56M$ 29.61M
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.02 0.03 0.05 0.03
Debt-to-Equity Ratio
0.04 0.02 0.04 0.06 0.05
Debt-to-Capital Ratio
0.04 0.02 0.04 0.06 0.04
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.20 1.21 1.20 1.33 1.29
Debt Service Coverage Ratio
10.00 0.00 10.00 0.00 0.00
Interest Coverage Ratio
7.47 0.00 7.47 0.00 0.00
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.47 0.13 0.47 0.31 0.22
Net Debt to EBITDA
-0.71 -2.20 -0.71 -1.72 -2.68
Profitability Margins
Gross Profit Margin
53.18%34.70%53.18%52.53%57.00%
EBIT Margin
28.60%9.48%28.60%24.16%31.49%
EBITDA Margin
36.96%20.89%36.96%32.03%37.45%
Operating Profit Margin
22.07%9.48%22.07%16.65%31.49%
Pretax Profit Margin
27.28%8.03%27.28%24.38%29.63%
Net Profit Margin
19.90%6.06%19.90%18.73%22.75%
Continuous Operations Profit Margin
19.90%6.06%19.90%18.73%22.75%
Net Income Per EBT
72.92%75.49%72.92%76.84%76.78%
EBT Per EBIT
123.60%84.67%123.60%146.42%94.10%
Return on Assets (ROA)
21.95%5.32%21.95%15.54%14.31%
Return on Equity (ROE)
26.31%6.44%26.31%20.60%18.48%
Return on Capital Employed (ROCE)
27.65%9.78%27.65%16.99%24.05%
Return on Invested Capital (ROIC)
20.17%7.39%20.17%13.05%18.47%
Return on Tangible Assets
22.01%5.32%22.01%15.63%14.31%
Earnings Yield
5.59%2.90%5.59%2.65%2.28%
Efficiency Ratios
Receivables Turnover
5.28 7.43 5.28 8.16 10.97
Payables Turnover
16.24 23.49 16.24 8.29 21.61
Inventory Turnover
32.66M 0.00 32.66M 0.00 15.43M
Fixed Asset Turnover
5.81 4.95 5.81 4.65 5.19
Asset Turnover
1.10 0.88 1.10 0.83 0.63
Working Capital Turnover Ratio
2.30 1.61 2.30 1.65 1.15
Cash Conversion Cycle
46.69 33.58 46.69 0.70 16.38
Days of Sales Outstanding
69.17 49.12 69.17 44.74 33.27
Days of Inventory Outstanding
<0.01 0.00 <0.01 0.00 <0.01
Days of Payables Outstanding
22.47 15.54 22.47 44.04 16.89
Operating Cycle
69.17 49.12 69.17 44.74 33.27
Cash Flow Ratios
Operating Cash Flow Per Share
1.15 1.99 1.15 1.02 2.35
Free Cash Flow Per Share
0.13 1.37 0.13 0.35 1.58
CapEx Per Share
1.02 0.62 1.02 0.66 0.77
Free Cash Flow to Operating Cash Flow
0.11 0.69 0.11 0.35 0.67
Dividend Paid and CapEx Coverage Ratio
1.13 3.20 1.13 1.53 3.05
Capital Expenditure Coverage Ratio
1.13 3.20 1.13 1.53 3.05
Operating Cash Flow Coverage Ratio
4.98 15.00 4.98 3.29 10.51
Operating Cash Flow to Sales Ratio
0.14 0.30 0.14 0.18 0.58
Free Cash Flow Yield
0.45%9.89%0.45%0.91%3.94%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
17.89 34.45 17.89 37.68 43.84
Price-to-Sales (P/S) Ratio
3.56 2.09 3.56 7.06 9.97
Price-to-Book (P/B) Ratio
4.71 2.22 4.71 7.76 8.10
Price-to-Free Cash Flow (P/FCF) Ratio
220.01 10.11 220.01 110.21 25.39
Price-to-Operating Cash Flow Ratio
25.18 6.96 25.18 38.20 17.06
Price-to-Earnings Growth (PEG) Ratio
0.31 -0.46 0.31 3.15 -1.70
Price-to-Fair Value
4.71 2.22 4.71 7.76 8.10
Enterprise Value Multiple
8.92 7.79 8.92 20.32 23.96
Enterprise Value
229.97M 91.17M 229.97M 314.01M 321.80M
EV to EBITDA
8.92 7.79 8.92 20.32 23.96
EV to Sales
3.30 1.63 3.30 6.51 8.97
EV to Free Cash Flow
203.69 7.88 203.69 101.62 22.84
EV to Operating Cash Flow
23.31 5.42 23.31 35.22 15.35
Tangible Book Value Per Share
6.13 6.23 6.13 4.96 4.95
Shareholders’ Equity Per Share
6.15 6.23 6.15 5.00 4.95
Tax and Other Ratios
Effective Tax Rate
0.27 0.25 0.27 0.23 0.23
Revenue Per Share
8.14 6.62 8.14 5.50 4.02
Net Income Per Share
1.62 0.40 1.62 1.03 0.91
Tax Burden
0.73 0.75 0.73 0.77 0.77
Interest Burden
0.95 0.85 0.95 1.01 0.94
Research & Development to Revenue
0.17 0.15 0.17 0.18 0.14
SG&A to Revenue
0.07 0.10 0.07 0.09 0.11
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 0.01
Income Quality
0.71 4.95 0.71 0.99 2.57
Currency in USD
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