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Bank of the Philippine Islands (BPHLF)
:BPHLF
US Market

Bank of the Philippine Islands (BPHLF) Ratios

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Bank of the Philippine Islands Ratios

BPHLF's free cash flow for Q1 2025 was $0.73. For the 2025 fiscal year, BPHLF's free cash flow was decreased by $ and operating cash flow was $0.35. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.18 0.19 0.18 0.23 0.23
Quick Ratio
0.87 0.19 0.87 0.79 0.74
Cash Ratio
9.13 9.20 9.13 11.00 10.01
Solvency Ratio
0.02 0.02 0.02 0.01 0.01
Operating Cash Flow Ratio
0.03 0.03 0.03 0.02 0.03
Short-Term Operating Cash Flow Coverage
0.80 0.64 0.80 0.64 0.72
Net Current Asset Value
$ -32.16B$ -40.02B$ -35.56B$ -34.38B$ -33.73B
Leverage Ratios
Debt-to-Assets Ratio
0.05 0.05 0.05 0.05 0.07
Debt-to-Equity Ratio
0.37 0.44 0.37 0.38 0.58
Debt-to-Capital Ratio
0.27 0.31 0.27 0.27 0.37
Long-Term Debt-to-Capital Ratio
0.13 0.16 0.13 0.14 0.25
Financial Leverage Ratio
8.20 8.09 8.20 8.27 7.98
Debt Service Coverage Ratio
0.67 0.02 0.67 0.56 0.50
Interest Coverage Ratio
13.66 >-0.01 13.66 7.42 6.02
Debt to Market Cap
16.41 0.30 16.41 13.40 21.72
Interest Debt Per Share
24.59 9.29 24.59 23.47 36.31
Net Debt to EBITDA
8.24 -207.76 -266.77 -386.48 -393.53
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
38.30%35.78%38.30%29.24%20.02%
EBITDA Margin
41.55%39.40%41.55%38.95%28.32%
Operating Profit Margin
37.49%-11.06%37.49%33.50%23.64%
Pretax Profit Margin
38.30%35.78%38.30%29.24%20.02%
Net Profit Margin
29.53%28.43%29.53%20.82%16.63%
Continuous Operations Profit Margin
1657.33%28.55%1657.33%21.02%16.98%
Net Income Per EBT
77.10%79.47%77.10%71.20%83.08%
EBT Per EBIT
102.16%-323.57%102.16%87.29%84.68%
Return on Assets (ROA)
1.31%1.79%1.52%0.99%0.96%
Return on Equity (ROE)
10.68%14.51%12.47%8.15%7.65%
Return on Capital Employed (ROCE)
4.52%-1.61%5.22%4.56%3.87%
Return on Invested Capital (ROIC)
3.25%-1.21%3.80%3.07%3.06%
Return on Tangible Assets
1.31%1.79%1.60%1.03%1.01%
Earnings Yield
380.84%10.42%587.87%303.51%299.63%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 <0.01
Inventory Turnover
0.00 0.00 0.00 0.00 >-0.01
Fixed Asset Turnover
6.93 9.20 6.93 6.54 6.84
Asset Turnover
0.05 0.06 0.05 0.05 0.06
Working Capital Turnover Ratio
-0.10 -0.14 -0.10 -0.10 -0.13
Cash Conversion Cycle
-2.28T 0.00 0.00 0.00 -80.22T
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 -57.83T
Days of Payables Outstanding
2.28T 0.00 0.00 0.00 22.39T
Operating Cycle
0.00 0.00 0.00 0.00 -57.83T
Cash Flow Ratios
Operating Cash Flow Per Share
10.02 0.20 10.02 7.49 9.36
Free Cash Flow Per Share
9.68 0.18 9.68 6.51 9.19
CapEx Per Share
0.34 0.02 0.34 0.98 0.17
Free Cash Flow to Operating Cash Flow
0.97 0.90 0.97 0.87 0.98
Dividend Paid and CapEx Coverage Ratio
4.39 2.52 4.39 2.85 4.82
Capital Expenditure Coverage Ratio
29.73 10.92 29.73 7.66 55.80
Operating Cash Flow Coverage Ratio
0.42 0.33 0.42 0.33 0.27
Operating Cash Flow to Sales Ratio
0.37 0.29 0.37 0.32 0.33
Free Cash Flow Yield
551.45%9.47%706.72%406.80%589.01%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
0.17 9.60 0.17 0.33 0.33
Price-to-Sales (P/S) Ratio
0.05 2.73 0.05 0.07 0.06
Price-to-Book (P/B) Ratio
0.02 1.39 0.02 0.03 0.03
Price-to-Free Cash Flow (P/FCF) Ratio
0.14 10.56 0.14 0.25 0.17
Price-to-Operating Cash Flow Ratio
0.14 9.54 0.14 0.21 0.17
Price-to-Earnings Growth (PEG) Ratio
<0.01 0.22 <0.01 0.08 -0.02
Price-to-Fair Value
0.02 1.39 0.02 0.03 0.03
Enterprise Value Multiple
-266.65 -200.83 -266.65 -386.30 -393.34
Enterprise Value
8.38B -259.79B -266.28B -337.00B -298.58B
EV to EBITDA
8.39 -200.83 -266.65 -386.30 -393.34
EV to Sales
3.28 -79.14 -110.78 -150.46 -111.39
EV to Free Cash Flow
10.17 -306.18 -312.09 -539.11 -340.70
EV to Operating Cash Flow
7.70 -276.55 -301.59 -468.73 -334.59
Tangible Book Value Per Share
38.75 1.36 38.75 39.31 35.03
Shareholders’ Equity Per Share
64.61 1.36 64.61 59.59 61.10
Tax and Other Ratios
Effective Tax Rate
0.22 0.20 0.22 0.28 0.15
Revenue Per Share
27.28 0.69 27.28 23.32 28.10
Net Income Per Share
8.05 0.20 8.05 4.86 4.67
Tax Burden
0.75 0.79 0.77 0.71 0.83
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.25 0.52 0.63 0.53 0.39
Stock-Based Compensation to Revenue
<0.01 >-0.01 >-0.01 -0.02 <0.01
Income Quality
1.92 1.01 1.24 1.54 1.98
Currency in USD
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