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Bank of the Philippine Islands (BPHLF)
OTHER OTC:BPHLF
Earnings Data
Report Date
Feb 04, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
0.05Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Q3 2025
Earnings Call Date:Oct 16, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
While BPI reported strong net income growth and significant loan expansion, challenges such as increased provisions, NPL concerns, and higher cost of funds were evident. Digital initiatives and capital strength provided positive momentum. The sentiment is balanced, with both achievements and challenges highlighted.Company Guidance
Record 9-Month Net Income
BPI achieved a record net income of PHP 50.5 billion for the first 9 months, up 5.2% from the previous year, driven by strong revenue growth.
Robust Loan Growth
The loan portfolio expanded by 13.3% year-on-year to PHP 2.4 trillion, with significant growth in non-institutional loans, which rose by 27.2%.
Strong Fee Income Performance
Fee income increased by 6.5% to PHP 28.1 billion, reflecting growth in transaction activity and card fees.
Capital Strength and Liquidity
BPI maintained a strong capital position with a CET1 ratio of 14.9% and a CAR of 15.8%, supported by robust income generation.
Digital and AI Initiatives
BPI continued digitalization efforts, enhancing its mobile app and launching BEAI, an AI-powered platform, with 8,000 users engaging actively.
BPHLF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BPHLF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 16, 2025 | $1.62 | $1.62 | 0.00% |
Jul 16, 2025 | $1.85 | $1.85 | 0.00% |
Apr 21, 2025 | $1.81 | $1.81 | 0.00% |
Feb 03, 2025 | $2.25 | $2.25 | 0.00% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Bank of the Philippine Islands (BPHLF) report earnings?
Bank of the Philippine Islands (BPHLF) is schdueled to report earning on Feb 04, 2026, TBA (Confirmed).
What is Bank of the Philippine Islands (BPHLF) earnings time?
Bank of the Philippine Islands (BPHLF) earnings time is at Feb 04, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BPHLF EPS forecast?
Currently, no data Available