Ratios	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	―	0.17	0.12	0.17	0.41
Quick Ratio	―	0.17	0.12	0.17	0.41
Cash Ratio	―	0.17	0.12	0.17	0.41
Solvency Ratio	―	0.01	0.01	0.01	<0.01
Operating Cash Flow Ratio	―	<0.01	0.01	0.02	0.01
Short-Term Operating Cash Flow Coverage	―	0.00	0.00	0.00	0.00
Net Current Asset Value	$ ―	$ -409.34M	$ -394.37M	$ -390.48M	$ -286.99M
Leverage Ratios
Debt-to-Assets Ratio	―	0.03	<0.01	<0.01	<0.01
Debt-to-Equity Ratio	―	0.23	0.09	0.10	0.10
Debt-to-Capital Ratio	―	0.19	0.08	0.09	0.09
Long-Term Debt-to-Capital Ratio	―	0.19	0.08	0.09	0.09
Financial Leverage Ratio	―	9.24	9.12	10.43	10.47
Debt Service Coverage Ratio	―	-0.15	-0.21	-0.98	3.06
Interest Coverage Ratio	―	0.63	1.04	3.07	3.39
Debt to Market Cap	―	0.44	0.19	0.15	0.13
Interest Debt Per Share	―	2.35	1.11	0.70	0.69
Net Debt to EBITDA	―	0.00	0.00	0.00	-32.33
Profitability Margins
Gross Profit Margin	―	100.00%	100.00%	100.00%	91.93%
EBIT Margin	―	-1.90%	-1.98%	-3.97%	27.33%
EBITDA Margin	―	0.00%	0.00%	0.00%	31.94%
Operating Profit Margin	―	27.60%	29.96%	28.57%	27.33%
Pretax Profit Margin	―	33.10%	29.96%	34.70%	27.33%
Net Profit Margin	―	26.71%	23.90%	25.61%	20.11%
Continuous Operations Profit Margin	―	26.71%	23.90%	25.61%	20.11%
Net Income Per EBT	―	80.69%	79.77%	73.82%	73.58%
EBT Per EBIT	―	119.92%	100.00%	121.44%	100.00%
Return on Assets (ROA)	―	0.88%	0.88%	0.81%	0.69%
Return on Equity (ROE)	―	8.16%	8.00%	8.41%	7.21%
Return on Capital Employed (ROCE)	―	6.41%	8.53%	7.94%	8.29%
Return on Invested Capital (ROIC)	―	5.18%	6.81%	5.86%	-1.84%
Return on Tangible Assets	―	0.89%	0.88%	0.81%	0.69%
Earnings Yield	―	15.53%	16.88%	12.30%	9.60%
Efficiency Ratios
Receivables Turnover	―	11.27	11.39	11.13	17.75
Payables Turnover	―	0.00	0.00	0.00	0.00
Inventory Turnover	―	0.00	0.00	0.00	0.00
Fixed Asset Turnover	―	4.34	4.47	3.97	4.21
Asset Turnover	―	0.03	0.04	0.03	0.03
Working Capital Turnover Ratio	―	-0.05	-0.05	-0.05	-0.06
Cash Conversion Cycle	―	32.40	32.05	32.78	20.57
Days of Sales Outstanding	―	32.40	32.05	32.78	20.57
Days of Inventory Outstanding	―	0.00	0.00	0.00	0.00
Days of Payables Outstanding	―	0.00	0.00	0.00	0.00
Operating Cycle	―	32.40	32.05	32.78	20.57
Cash Flow Ratios
Operating Cash Flow Per Share	―	0.51	0.57	0.76	0.52
Free Cash Flow Per Share	―	0.46	0.53	0.75	0.50
CapEx Per Share	―	0.05	0.04	0.02	0.02
Free Cash Flow to Operating Cash Flow	―	0.91	0.93	0.98	0.96
Dividend Paid and CapEx Coverage Ratio	―	3.05	3.54	7.12	5.17
Capital Expenditure Coverage Ratio	―	10.99	14.01	44.00	25.65
Operating Cash Flow Coverage Ratio	―	0.34	1.06	1.43	0.96
Operating Cash Flow to Sales Ratio	―	0.26	0.29	0.44	0.26
Free Cash Flow Yield	―	13.56%	18.84%	20.48%	12.13%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	―	6.44	5.92	8.13	10.42
Price-to-Sales (P/S) Ratio	―	1.72	1.42	2.08	2.10
Price-to-Book (P/B) Ratio	―	0.53	0.47	0.68	0.75
Price-to-Free Cash Flow (P/FCF) Ratio	―	7.38	5.31	4.88	8.24
Price-to-Operating Cash Flow Ratio	―	6.71	4.93	4.77	7.92
Price-to-Earnings Growth (PEG) Ratio	―	0.50	1.33	0.53	0.71
Price-to-Fair Value	―	0.53	0.47	0.68	0.75
Enterprise Value Multiple	―	0.00	0.00	0.00	-25.77
Enterprise Value	―	-34.06M	-20.12M	-37.95M	-150.03M
EV to EBITDA	―	0.00	0.00	0.00	-25.77
EV to Sales	―	-1.87	-1.09	-2.32	-8.23
EV to Free Cash Flow	―	-8.03	-4.09	-5.45	-32.38
EV to Operating Cash Flow	―	-7.30	-3.80	-5.33	-31.11
Tangible Book Value Per Share	―	6.38	5.82	5.22	5.33
Shareholders’ Equity Per Share	―	6.47	5.91	5.34	5.46
Tax and Other Ratios
Effective Tax Rate	―	0.19	0.20	0.26	0.26
Revenue Per Share	―	1.98	1.98	1.75	1.96
Net Income Per Share	―	0.53	0.47	0.45	0.39
Tax Burden	―	0.81	0.80	0.74	0.74
Interest Burden	―	-17.42	-15.15	-8.75	1.00
Research & Development to Revenue	―	0.00	0.00	0.00	0.00
SG&A to Revenue	―	0.00	0.00	0.00	0.00
Stock-Based Compensation to Revenue	―	0.00	0.00	0.00	0.00
Income Quality	―	0.96	1.20	1.70	1.32

Baraboo Bancorporation (BAOB) Ratios

Baraboo Bancorporation Ratios