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Money3 Corporation Limited (AU:SVR)
ASX:SVR
Australian Market
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Money3 Corporation Limited (SVR) Ratios

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Money3 Corporation Limited Ratios

AU:SVR's free cash flow for Q4 2025 was AU$1.00. For the 2025 fiscal year, AU:SVR's free cash flow was decreased by AU$ and operating cash flow was AU$1.06. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
2.25 3.49 3.18 5.70 3.79
Quick Ratio
2.25 3.49 3.17 5.70 3.79
Cash Ratio
0.25 0.55 1.15 2.04 0.86
Solvency Ratio
0.05 0.03 0.08 0.12 0.14
Operating Cash Flow Ratio
0.12 0.07 -0.98 -1.09 -0.79
Short-Term Operating Cash Flow Coverage
0.13 0.08 0.00 -2.04 -1.47
Net Current Asset Value
AU$ 288.56MAU$ 311.77MAU$ -233.85MAU$ -110.41MAU$ -46.81M
Leverage Ratios
Debt-to-Assets Ratio
0.61 0.62 0.61 0.52 0.42
Debt-to-Equity Ratio
1.66 1.73 1.64 1.15 0.78
Debt-to-Capital Ratio
0.62 0.63 0.62 0.54 0.44
Long-Term Debt-to-Capital Ratio
0.37 0.51 0.62 0.51 0.40
Financial Leverage Ratio
2.72 2.80 2.69 2.23 1.87
Debt Service Coverage Ratio
0.28 0.29 2.19 1.39 1.11
Interest Coverage Ratio
0.00 0.70 2.59 4.19 3.54
Debt to Market Cap
1.88 2.79 1.88 1.02 0.37
Interest Debt Per Share
2.89 3.28 3.13 2.12 1.37
Net Debt to EBITDA
4.14 4.87 4.27 3.06 2.56
Profitability Margins
Gross Profit Margin
100.00%45.28%91.08%92.26%92.30%
EBIT Margin
77.18%43.71%51.81%52.86%54.71%
EBITDA Margin
78.01%44.66%52.92%54.16%56.30%
Operating Profit Margin
60.96%17.36%51.82%52.94%54.71%
Pretax Profit Margin
29.54%12.58%31.80%40.22%39.24%
Net Profit Margin
20.75%7.72%22.75%28.20%27.25%
Continuous Operations Profit Margin
20.75%7.72%22.75%28.20%27.25%
Net Income Per EBT
70.25%61.37%71.55%70.11%69.44%
EBT Per EBIT
48.46%72.44%61.37%75.97%71.72%
Return on Assets (ROA)
3.27%1.67%4.69%6.28%6.23%
Return on Equity (ROE)
8.76%4.66%12.63%14.00%11.64%
Return on Capital Employed (ROCE)
16.41%5.14%12.21%12.72%13.95%
Return on Invested Capital (ROIC)
6.89%2.35%8.73%8.55%9.10%
Return on Tangible Assets
3.34%1.70%4.84%6.53%6.57%
Earnings Yield
9.58%7.53%14.55%12.45%5.60%
Efficiency Ratios
Receivables Turnover
0.19 0.27 0.83 0.85 0.77
Payables Turnover
8.36 3.93 1.40 4.35 4.13
Inventory Turnover
0.00 0.00 36.32 0.00 11.07M
Fixed Asset Turnover
38.43 82.34 48.81 48.39 40.48
Asset Turnover
0.16 0.22 0.21 0.22 0.23
Working Capital Turnover Ratio
0.61 0.46 0.75 0.79 0.81
Cash Conversion Cycle
1.87K 1.26K 188.77 347.56 382.64
Days of Sales Outstanding
1.92K 1.35K 438.85 431.49 471.08
Days of Inventory Outstanding
0.00 0.00 10.05 0.00 <0.01
Days of Payables Outstanding
43.67 92.78 260.13 83.93 88.45
Operating Cycle
1.92K 1.35K 448.90 431.49 471.08
Cash Flow Ratios
Operating Cash Flow Per Share
0.24 0.09 -0.59 -0.31 -0.25
Free Cash Flow Per Share
0.24 0.09 -0.59 -0.31 -0.25
CapEx Per Share
<0.01 <0.01 <0.01 <0.01 <0.01
Free Cash Flow to Operating Cash Flow
0.99 0.99 1.00 1.01 1.02
Dividend Paid and CapEx Coverage Ratio
2.17 0.75 -4.49 -2.49 -4.06
Capital Expenditure Coverage Ratio
163.40 100.77 -379.80 -82.85 -59.15
Operating Cash Flow Coverage Ratio
0.08 0.03 -0.20 -0.15 -0.20
Operating Cash Flow to Sales Ratio
0.33 0.09 -0.59 -0.36 -0.36
Free Cash Flow Yield
15.71%8.64%-38.03%-16.05%-7.48%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.38 13.28 6.87 8.03 17.85
Price-to-Sales (P/S) Ratio
2.05 1.03 1.56 2.27 4.86
Price-to-Book (P/B) Ratio
0.92 0.62 0.87 1.12 2.08
Price-to-Free Cash Flow (P/FCF) Ratio
6.33 11.58 -2.63 -6.23 -13.37
Price-to-Operating Cash Flow Ratio
6.60 11.46 -2.64 -6.31 -13.60
Price-to-Earnings Growth (PEG) Ratio
0.21 -0.21 -1.65 0.40 0.27
Price-to-Fair Value
0.92 0.62 0.87 1.12 2.08
Enterprise Value Multiple
6.77 7.17 7.23 7.24 11.20
Enterprise Value
802.86M 706.39M 800.43M 718.14M 906.44M
EV to EBITDA
6.79 7.17 7.23 7.24 11.20
EV to Sales
5.30 3.20 3.82 3.92 6.31
EV to Free Cash Flow
16.32 36.13 -6.43 -10.79 -17.34
EV to Operating Cash Flow
16.22 35.77 -6.44 -10.92 -17.63
Tangible Book Value Per Share
1.64 1.65 1.64 1.59 1.46
Shareholders’ Equity Per Share
1.74 1.75 1.79 1.74 1.61
Tax and Other Ratios
Effective Tax Rate
0.30 0.39 0.28 0.30 0.31
Revenue Per Share
0.75 1.05 0.99 0.87 0.69
Net Income Per Share
0.15 0.08 0.23 0.24 0.19
Tax Burden
0.70 0.61 0.72 0.70 0.69
Interest Burden
0.38 0.29 0.61 0.76 0.72
Research & Development to Revenue
0.05 0.03 0.03 0.04 0.04
SG&A to Revenue
0.32 0.25 0.15 0.17 0.18
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
Income Quality
1.58 1.16 -2.61 -1.27 -1.31
Currency in AUD
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