Ratios	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	―	0.13	0.12	0.09	0.13
Quick Ratio	―	0.13	0.12	0.09	0.13
Cash Ratio	―	0.13	0.12	0.09	0.13
Solvency Ratio	―	<0.01	<0.01	<0.01	<0.01
Operating Cash Flow Ratio	―	<0.01	0.01	0.01	<0.01
Short-Term Operating Cash Flow Coverage	―	0.00	0.00	0.00	0.00
Net Current Asset Value	$ ―	$ -154.84M	$ -151.57M	$ -156.13M	$ -144.85M
Leverage Ratios
Debt-to-Assets Ratio	―	0.00	0.00	0.00	0.00
Debt-to-Equity Ratio	―	0.00	0.00	0.00	0.00
Debt-to-Capital Ratio	―	0.00	0.00	0.00	0.00
Long-Term Debt-to-Capital Ratio	―	0.00	0.00	0.00	0.00
Financial Leverage Ratio	―	12.03	12.73	15.48	10.67
Debt Service Coverage Ratio	―	0.93	2.22	12.08	7.76
Interest Coverage Ratio	―	1.02	2.53	12.85	7.67
Debt to Market Cap	―	0.00	0.00	0.00	0.00
Interest Debt Per Share	―	0.00	0.00	0.84	0.91
Net Debt to EBITDA	―	-15.56	-9.70	-11.08	-23.45
Profitability Margins
Gross Profit Margin	―	84.21%	90.29%	98.50%	98.17%
EBIT Margin	―	16.05%	24.57%	19.31%	14.04%
EBITDA Margin	―	17.48%	26.10%	21.25%	16.33%
Operating Profit Margin	―	16.05%	24.57%	19.31%	14.04%
Pretax Profit Margin	―	16.05%	24.57%	19.31%	14.04%
Net Profit Margin	―	13.33%	20.01%	16.21%	11.94%
Continuous Operations Profit Margin	―	13.33%	20.01%	16.21%	11.94%
Net Income Per EBT	―	83.05%	81.45%	83.93%	85.04%
EBT Per EBIT	―	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	―	0.59%	0.85%	0.55%	0.36%
Return on Equity (ROE)	―	7.15%	10.78%	8.51%	3.87%
Return on Capital Employed (ROCE)	―	8.00%	11.93%	9.25%	4.21%
Return on Invested Capital (ROIC)	―	6.64%	9.71%	7.76%	3.58%
Return on Tangible Assets	―	0.59%	0.85%	0.55%	0.36%
Earnings Yield	―	0.00%	0.00%	11.91%	6.71%
Efficiency Ratios
Receivables Turnover	―	0.00	0.00	0.00	0.00
Payables Turnover	―	0.00	0.00	0.00	0.00
Inventory Turnover	―	0.00	0.00	0.00	0.00
Fixed Asset Turnover	―	7.70	9.28	8.80	7.62
Asset Turnover	―	0.04	0.04	0.03	0.03
Working Capital Turnover Ratio	―	-0.06	-0.05	-0.04	-0.04
Cash Conversion Cycle	―	0.00	0.00	0.00	0.00
Days of Sales Outstanding	―	0.00	0.00	0.00	0.00
Days of Inventory Outstanding	―	0.00	0.00	0.00	0.00
Days of Payables Outstanding	―	0.00	0.00	0.00	0.00
Operating Cycle	―	0.00	0.00	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	―	0.00	0.00	16.91	6.54
Free Cash Flow Per Share	―	0.00	0.00	16.08	4.53
CapEx Per Share	―	0.00	0.00	0.83	2.01
Free Cash Flow to Operating Cash Flow	―	0.76	0.89	0.95	0.69
Dividend Paid and CapEx Coverage Ratio	―	1.56	4.66	5.75	0.93
Capital Expenditure Coverage Ratio	―	4.21	8.92	20.36	3.26
Operating Cash Flow Coverage Ratio	―	0.00	0.00	0.00	0.00
Operating Cash Flow to Sales Ratio	―	0.19	0.30	0.30	0.13
Free Cash Flow Yield	―	0.00%	0.00%	21.16%	5.16%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	―	0.00	0.00	8.39	14.89
Price-to-Sales (P/S) Ratio	―	0.00	0.00	1.36	1.78
Price-to-Book (P/B) Ratio	―	0.00	0.00	0.71	0.58
Price-to-Free Cash Flow (P/FCF) Ratio	―	0.00	0.00	4.73	19.38
Price-to-Operating Cash Flow Ratio	―	0.00	0.00	4.49	13.44
Price-to-Earnings Growth (PEG) Ratio	―	0.00	0.00	0.16	-0.73
Price-to-Fair Value	―	0.00	0.00	0.71	0.58
Enterprise Value Multiple	―	-15.56	-9.70	-4.68	-12.56
Enterprise Value	―	-23.58M	-19.93M	-6.15M	-11.42M
EV to EBITDA	―	-15.56	-9.70	-4.68	-12.56
EV to Sales	―	-2.72	-2.53	-0.99	-2.05
EV to Free Cash Flow	―	-18.31	-9.46	-3.45	-22.34
EV to Operating Cash Flow	―	-13.96	-8.40	-3.28	-15.49
Tangible Book Value Per Share	―	0.00	0.00	106.44	152.42
Shareholders’ Equity Per Share	―	0.00	0.00	106.44	152.42
Tax and Other Ratios
Effective Tax Rate	―	0.17	0.19	0.16	0.15
Revenue Per Share	―	0.00	0.00	55.85	49.40
Net Income Per Share	―	0.00	0.00	9.05	5.90
Tax Burden	―	0.83	0.81	0.84	0.85
Interest Burden	―	1.00	1.00	1.00	1.00
Research & Development to Revenue	―	0.00	0.00	0.00	0.00
SG&A to Revenue	―	0.04	0.04	0.03	0.04
Stock-Based Compensation to Revenue	―	0.00	<0.01	<0.01	<0.01
Income Quality	―	1.46	1.51	1.87	1.11

Absecon Bancorp (ASCN) Ratios

Absecon Bancorp Ratios