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American Bank Incorporated (AMBK)
OTHER OTC:AMBK
US Market

American Bank (AMBK) Ratios

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American Bank Ratios

AMBK's free cash flow for Q3 2023 was $1.00. For the 2023 fiscal year, AMBK's free cash flow was decreased by $ and operating cash flow was $0.48. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.09 0.08 0.04 0.29 0.15
Quick Ratio
0.09 0.08 0.04 0.29 0.15
Cash Ratio
0.08 0.07 0.03 0.28 0.15
Solvency Ratio
0.02 0.01 0.01 0.01 0.01
Operating Cash Flow Ratio
0.02 0.01 0.04 0.02 0.01
Short-Term Operating Cash Flow Coverage
0.00 0.10 0.00 0.24 0.00
Net Current Asset Value
$ -553.35M$ -786.51M$ -826.26M$ -652.28M$ -616.76M
Leverage Ratios
Debt-to-Assets Ratio
0.16 0.12 0.17 0.13 0.15
Debt-to-Equity Ratio
1.67 1.22 1.95 1.43 1.70
Debt-to-Capital Ratio
0.63 0.55 0.66 0.59 0.63
Long-Term Debt-to-Capital Ratio
0.00 0.35 0.00 0.48 0.00
Financial Leverage Ratio
10.58 10.23 11.32 11.14 11.06
Debt Service Coverage Ratio
-0.29 0.15 -0.40 -0.06 -0.31
Interest Coverage Ratio
>-0.01 3.12 0.03 0.03 0.03
Debt to Market Cap
0.00 0.98 0.00 1.25 0.00
Interest Debt Per Share
19.43 18.01 26.84 20.65 21.64
Net Debt to EBITDA
25.25K 5.73 47.72K -3.46K 21.34K
Profitability Margins
Gross Profit Margin
100.00%165.61%100.00%100.00%100.00%
EBIT Margin
-1.65%47.21%-1.38%-1.42%-1.48%
EBITDA Margin
0.01%49.40%<0.01%0.01%0.01%
Operating Profit Margin
>-0.01%47.21%0.67%0.63%0.77%
Pretax Profit Margin
36.27%47.21%39.67%42.64%37.38%
Net Profit Margin
30.46%37.71%32.13%35.31%31.65%
Continuous Operations Profit Margin
28.76%37.71%31.61%33.89%30.04%
Net Income Per EBT
83.98%79.88%81.01%82.81%84.67%
EBT Per EBIT
-993900000.00%100.00%5889.61%6745.31%4825.48%
Return on Assets (ROA)
1.30%1.01%1.11%1.24%1.25%
Return on Equity (ROE)
13.76%10.37%12.55%13.80%13.83%
Return on Capital Employed (ROCE)
>-0.01%3.28%0.05%0.04%0.06%
Return on Invested Capital (ROIC)
>-0.01%2.23%0.04%0.03%0.05%
Return on Tangible Assets
1.30%1.01%1.11%1.24%1.25%
Earnings Yield
12.49%8.30%9.27%12.07%13.81%
Efficiency Ratios
Receivables Turnover
16.43 0.00 12.08 19.52 13.53
Payables Turnover
0.00 -10.73 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.27 2.10 2.81 2.62 2.49
Asset Turnover
0.04 0.03 0.03 0.04 0.04
Working Capital Turnover Ratio
-0.10 -0.05 -0.08 -0.10 -0.10
Cash Conversion Cycle
22.22 34.02 30.23 18.70 26.98
Days of Sales Outstanding
22.22 0.00 30.23 18.70 26.98
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -34.02 0.00 0.00 0.00
Operating Cycle
22.22 0.00 30.23 18.70 26.98
Cash Flow Ratios
Operating Cash Flow Per Share
1.36 0.99 3.11 1.64 0.89
Free Cash Flow Per Share
1.16 0.85 2.90 0.99 0.71
CapEx Per Share
0.20 0.14 0.21 0.65 0.18
Free Cash Flow to Operating Cash Flow
0.85 0.86 0.93 0.60 0.80
Dividend Paid and CapEx Coverage Ratio
2.04 1.24 3.84 1.35 1.35
Capital Expenditure Coverage Ratio
6.70 7.09 14.67 2.53 4.95
Operating Cash Flow Coverage Ratio
0.08 0.06 0.12 0.08 0.04
Operating Cash Flow to Sales Ratio
0.28 0.25 0.60 0.30 0.17
Free Cash Flow Yield
9.66%4.78%16.16%6.28%5.94%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.01 12.04 10.79 8.29 7.24
Price-to-Sales (P/S) Ratio
2.44 4.54 3.47 2.93 2.29
Price-to-Book (P/B) Ratio
1.10 1.25 1.35 1.14 1.00
Price-to-Free Cash Flow (P/FCF) Ratio
10.35 20.90 6.19 15.91 16.83
Price-to-Operating Cash Flow Ratio
8.81 17.95 5.77 9.62 13.44
Price-to-Earnings Growth (PEG) Ratio
0.49 -1.51 -1.03 0.52 0.69
Price-to-Fair Value
1.10 1.25 1.35 1.14 1.00
Enterprise Value Multiple
47.53K 14.93 84.71K 25.61K 43.51K
Enterprise Value
142.58M 182.09M 254.12M 76.84M 130.53M
EV to EBITDA
47.53K 14.93 84.71K 25.61K 43.51K
EV to Sales
5.20 7.37 7.94 2.58 4.50
EV to Free Cash Flow
22.09 33.93 14.17 14.02 33.04
EV to Operating Cash Flow
18.79 29.15 13.21 8.47 26.37
Tangible Book Value Per Share
10.89 14.29 13.24 13.77 11.97
Shareholders’ Equity Per Share
10.89 14.29 13.24 13.77 11.97
Tax and Other Ratios
Effective Tax Rate
0.21 0.20 0.20 0.21 0.20
Revenue Per Share
4.92 3.93 5.17 5.38 5.23
Net Income Per Share
1.50 1.48 1.66 1.90 1.66
Tax Burden
0.84 0.80 0.81 0.83 0.85
Interest Burden
-22.04 1.00 -28.78 -30.12 -25.33
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.01 0.02 0.01 0.01 0.01
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
Income Quality
0.96 0.67 1.90 0.90 0.57
Currency in USD
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