Education
About Us
Working with TipRanks
Follow Us
Alpha Bank (ALBKF)
:ALBKF
Earnings Data
Report Date
Aug 01, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.1Last Year’s EPS
0.09Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 09, 2025
|% Change Since: 22.05%
|Next Earnings Date:Aug 01, 2025
Earnings Call Sentiment|Positive
The earnings call presented a positive outlook with strong profit growth, a solid capital position, and successful strategic initiatives. However, concerns about global economic challenges and interest rate impacts were noted.Company Guidance
During the Alpha Services and Holdings conference call, management provided guidance on several key financial metrics. The first quarter of 2025 saw profits of €239 million, translating to a 15.4% normalized return on tangible equity. The core equity Tier 1 ratio remained robust at 16.3%, supported by 71 basis points of organic capital generation. Despite the incorporation of Basel IV, the bank maintained its dividend accrual at 50% of profits, equating to €111 million. Net interest income for 2025 is projected to meet the guidance of at least €1.65 billion, with an expectation of €1.7 billion for 2026. Loan disbursements reached €2.5 billion, contributing to a 1% increase in performing loan balances. The cost of risk stood at 53 basis points, aligning with the full-year guidance of 50 basis points. Capital investments, such as the acquisition of AXIA Ventures, are expected to enhance revenue, projected to triple by 2027, with an EPS accretive impact of approximately 1.4%. The bank reaffirmed its commitment to €3 billion in total capital generation and a payout ratio of at least 50%.Record Q1 Profits
First quarter profits reached €239 million, marking a 28% increase from the target for the year. This is the highest profit since Q3 2007, during the global financial crisis.
Strong Capital Position
The bank's core equity Tier 1 capital ratio remains robust at 16.3%, despite the full impact of Basel IV and increasing dividend accrual to 50% of profits.
Successful Acquisitions and Partnerships
The acquisition of AXIA Ventures and strategic partnership with Unicredit are expected to triple investment banking revenues by 2027, with projected ROI exceeding 20%.
Solid Loan and Customer Fund Growth
Loan book and customer funds continue to grow, with performing loans up 1% in the quarter and customer funds increasing by 8% year-on-year.
ALBKF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ALBKF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 09, 2025 | $2.54 | $2.64 | +3.94% |
Feb 28, 2025 | $1.91 | $1.95 | +2.09% |
Nov 08, 2024 | $1.51 | $1.60 | +5.96% |
Aug 02, 2024 | $1.79 | $1.74 | -2.79% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Alpha Bank (ALBKF) report earnings?
Alpha Bank (ALBKF) is schdueled to report earning on Aug 01, 2025, TBA Not Confirmed.
What is Alpha Bank (ALBKF) earnings time?
Alpha Bank (ALBKF) earnings time is at Aug 01, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ALBKF EPS forecast?
ALBKF EPS forecast for the fiscal quarter 2025 (Q2) is 0.1.